Trupanion Inc (STU:TPW) Stock Price, Trades & News

Trupanion Inc is a specialty insurance products provider in the United States. Its core business is the sale of insurance products tailor-made for pets, especially cats and dogs. It operates in two business segments: The subscription business segment generates revenue majorly from subscription fees related to the company's direct-to-consumer products and Other business segment is comprised of revenue from other product offerings that generally have a business-to-business relationship and a different margin profile than subscription business segment, including revenue from writing policies on behalf of third parties and revenue from other products and software solutions. Geographically, the company operates in United States, which derives maximum revenue; and Canada and Others.

Financial Strength

8/10

Name	Current	Vs Industry
Cash-To-Debt	3.51
Equity-to-Asset	0.43
Debt-to-Equity	0.28
Debt-to-EBITDA	1.9
Interest Coverage	8.75
Piotroski F-Score	8/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	3.14	Distress Grey Safe
Beneish M-Score	-2.38	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

7/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	14.2
	3-Year EPS without NRI Growth Rate	51.5
	3-Year Book Growth Rate	5.9
	Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank	16.23
	Future 3-5Y Total Revenue Growth Rate Estimate	8.22

Momentum Rank

2/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	76.13
	9-Day RSI	73.85
	14-Day RSI	69.05
	3-1 Month Momentum %	-13.52
	6-1 Month Momentum %	-40.06
	12-1 Month Momentum %	-59.2

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	1.73
	Quick Ratio	1.73
	Cash Ratio	0.94
	Days Sales Outstanding	73.53
	Days Payable	3.55

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	3-Year Average Share Buyback Ratio	-1.9
	Shareholder Yield %	1.72

Profitability Rank

5/10

	Name	Current	Vs Industry		Vs History
	Gross Margin %	16.3
	Operating Margin %	7.34
	Net Margin %	1.74
	EBITDA Margin %	3.89
	FCF Margin %	5.06
	OCF Margin %	5.93
	ROE %	7.02
	ROA %	2.93
	ROIC %	17.33
	3-Year ROIIC %	38.1
	ROC (Joel Greenblatt) %	40.53
	ROCE %	8.53
	Years of Profitability over Past 10-Year	1
	Moat Score	4
	Tariff Resilience Score	9

GF Value Rank

4/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	44.34
	Forward PE Ratio	41.45
	PE Ratio without NRI	11.04
	Price-to-Owner-Earnings	24.73
	PS Ratio	0.77
	PB Ratio	2.89
	Price-to-Tangible-Book	3.43
	Price-to-Free-Cash-Flow	15.17
	Price-to-Operating-Cash-Flow	12.92
	EV-to-EBIT	20.73
	EV-to-EBITDA	15.06
	EV-to-Forward-EBITDA	160.28
	EV-to-Revenue	0.59
	EV-to-Forward-Revenue	1.45
	EV-to-FCF	11.55
	Price-to-GF-Value	0.65
	Price-to-Projected-FCF	1.96
	Price-to-Median-PS-Value	0.28
	Price-to-Graham-Number	1.3
	Price-to-Net-Current-Asset-Value	6.39
	Earnings Yield (Greenblatt) %	4.82
	FCF Yield %	6.58

Financials (Next Earnings Date:2026-08-07 Est.)

Annual Quarterly TTM

STU:TPW's 30-Y Financials

AAPL

Income Statement Breakdown FY

Annual Quarterly

Not Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

Not Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

Not Enough Data

Operating Revenue by Business Segment

Operating Revenue by Geographic Region

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

See Details

5-Step DuPont Analysis as of

Annual Quarterly

Not Enough Data

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:

Log Linear

Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2026	2025	2024	2023	2022	2021	2020	2019	2018	2017

Trupanion Inc Executives

Details

GF Value™: €35.01

STU:TPW

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with TPW. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil €)	1,273.184
	EPS (TTM) (€)	0.508
	Beta	1.1942
	3-Year Sharpe Ratio	0.16
	3-Year Sortino Ratio	0.3
	Volatility %	31.9
	14-Day RSI	69.05
	14-Day ATR (€)	0.80965
	20-Day SMA (€)	20.54
	12-1 Month Momentum %	-59.2
	52-Week Range (€)	18.2 - 49.6
	Shares Outstanding (Mil)	43.62

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	8
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Trupanion Inc Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Trupanion Inc Stock Events

Financials Calendars

Event	Date	Price (€)
Third quarter earnings conference call for 2026	2026-11-06 16:30	In 128 days
Third quarter earnings results for 2026	2026-11-06	In 127 days
Second quarter earnings conference call for 2026	2026-08-07 16:30	In 37 days
Second quarter earnings results for 2026	2026-08-07	In 36 days
Piper Sandler Virtual Fireside Chat	2026-06-30 10:00	22.20 (+0.00%)
General meeting for 2026	2026-06-10 09:00	19.20 (+1.05%)
First quarter earnings conference call for 2026	2026-04-30 16:30	21.40 (+0.94%)
First quarter earnings results for 2026	2026-04-30	21.40 (+0.94%)
47th Annual Raymond James Institutional Investor Conference	2026-03-02 09:15	22.28 (-1.94%)
Guidance call for 2026	2026-02-26 12:25	22.50 (+3.73%)

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Entries

Trupanion Inc Frequently Asked Questions

What is Trupanion Inc(STU:TPW)'s stock price today?

The current price of STU:TPW is €22.80. The 52 week high of STU:TPW is €49.60 and 52 week low is €18.20.

When is next earnings date of Trupanion Inc(STU:TPW)?

The next earnings date of Trupanion Inc(STU:TPW) is 2026-08-07 Est..

Does Trupanion Inc(STU:TPW) pay dividends? If so, how much?

Trupanion Inc(STU:TPW) does not pay dividend.

Press Release

	Subject	Date
	HABRI and Trupanion Announce Strategic Partnership	2026-03-10
	25 Years of Paws and Protection: Trupanion Reflects on a Quarter-Century of Protecting Our Furry Best Friends	2026-01-27
	Trupanion's Commitment to Mission Highlighted as CEO Named 'Woman of Influence' by Puget Sound Business Journal	2025-11-17
	Doubling Down for Canada's Pups: The Canadian Kennel Club and the Nation's Top Pet Insurer, Trupanion, Reaffirms Alliance to Give Puppies the Best Start	2025-11-04
	URvet Care Taps Trupanion to Offer Seamless Payment Solution for Veterinary Care	2024-12-17
	truInsights into Summertime Pet Health: Trupanion Offers Safety Tips for High Temps, & Backyard Barbeques	2024-07-10
	Trupanion Launches Data Rich Pet Health Podcast Series Featuring Esteemed Guest Veterinarians	2024-06-27
	Trupanion Announces Winners of the Veterinary Appreciation Day™ Awards	2024-06-18
	Boehringer Ingelheim & Trupanion Announce Exclusive Collaboration to Increase Access to Pet Care	2024-06-12
	truInsights: Trupanion Data Reveals Trends in Feline Health	2024-05-23

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