Trustco Bank Corp N Y (TRST) Stock Price, Trades & News

Trustco Bank Corp N Y is a savings and loan holding company. The core part of a business consists of accepting deposits and making loans and investments. It offers a range of both personal and business banking services. The company's product includes savings accounts; retirement accounts; money market account; mortgages; building loans; auto loans and others. The company derives revenue from the business of Banking. TrustCo lends in the geographic territory of its branch locations in New York, Florida, Massachusetts, New Jersey, and Vermont.

Financial Strength

3/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	0.29
Equity-to-Asset	0.1
Debt-to-Equity	0.22
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	8/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-2.36	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

2/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	-1.4
	3-Year EPS without NRI Growth Rate	-6.1
	3-Year FCF Growth Rate	-14.6
	3-Year Book Growth Rate	6.5

Momentum Rank

9/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	59.57
	9-Day RSI	58.36
	14-Day RSI	59.48
	3-1 Month Momentum %	16.37
	6-1 Month Momentum %	18.12
	12-1 Month Momentum %	58.45

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	2.8
	Dividend Payout Ratio	0.44
	3-Year Dividend Growth Rate	1.6
	Forward Dividend Yield %	2.8
	5-Year Yield-on-Cost %	3.05
	3-Year Average Share Buyback Ratio	1.8
	Shareholder Yield %	9.02

Profitability Rank

5/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	32.87
	FCF Margin %	30.81
	OCF Margin %	35.47
	ROE %	9.2
	ROA %	0.99
	Years of Profitability over Past 10-Year	10
	Moat Score	4
	Tariff Resilience Score	9

GF Value Rank

3/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	15.8
	Forward PE Ratio	19.3
	PE Ratio without NRI	15.8
	Shiller PE Ratio	15.27
	Price-to-Owner-Earnings	16.64
	PEG Ratio	3.1
	PS Ratio	5.16
	PB Ratio	1.41
	Price-to-Tangible-Book	1.41
	Price-to-Free-Cash-Flow	16.97
	Price-to-Operating-Cash-Flow	14.7
	EV-to-Revenue	5.45
	EV-to-FCF	17.7
	Price-to-GF-Value	1.49
	Price-to-Projected-FCF	0.89
	Price-to-DCF (Earnings Based)	1.37
	Price-to-DCF (FCF Based)	1.47
	Price-to-Median-PS-Value	1.34
	Price-to-Peter-Lynch-Fair-Value	2.96
	Price-to-Graham-Number	0.99
	FCF Yield %	6.28
	Forward Rate of Return (Yacktman) %	10.87

GF Value™: $36.2

TRST

Warning Signs

Warning! GuruFocus detected 2 Severe warning signs with TRST. Try a 7-Day Free Trial to check it out.

Trustco Bank Corp N Y Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Trustco Bank Corp N Y Stock Events

Financials Calendars

Event	Date	Price ($)
Third quarter earnings conference call for 2026	2026-10-22 09:00	In 121 days
Third quarter earnings results for 2026	2026-10-21	In 119 days
Second quarter earnings conference call for 2026	2026-07-22 09:00	In 29 days
Second quarter earnings results for 2026	2026-07-22	In 28 days
USD 0.380000 Cash Dividend	2026-06-05	52.66 (+2.47%)
General meeting for 2026	2026-05-19 10:30	49.31 (+1.75%)
First quarter earnings conference call for 2026	2026-04-22 09:00	46.30 (-0.45%)
First quarter earnings results for 2026	2026-04-21	46.61 (+0.56%)
Annual report for 2025	2026-03-16	43.95 (+0.16%)
USD 0.380000 Cash Dividend	2026-03-06	44.06 (-0.59%)

Show

Entries

Guru Commentaries on NAS:TRST

No articles.

Press Release

	Subject	Date
No Press Release

Articles on Trustco Bank Corp N Y

No articles.

Headlines

No news.

Research Tools

All-In-One Screener Stock Ideas Stock List Guru List Guru Real-Time Picks Insider List Insider Trades Economic Indicators Sector & Industry Performance DCF Calculator Calculators Discussion Board

Product

Pricing Plans Excel Add-In Google Sheets Add-on Data API Stock Comparison Table Manual of Stocks Instant Alerts Mobile App Newsletters Signup 中文

Education

Financial Glossary Tutorials FAQ Buffett Indicator Shiller P/E Yield Curve Today U.S. Inflation Rate Global Market Valuation Fed Net Liquidity Buffett Assets Allocation

Company

About GuruFocus Career Contact Us Advertise Term of Use Privacy Policy Referral Program Partner Program

Survey

We'd love to learn more about your experiences on GuruFocus.com and how we can improve!

Take Survey

Disclaimers

GuruFocus.com is not operated by a broker or a dealer. Under no circumstances does any information posted on GuruFocus.com represent a recommendation to buy or sell a security. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute investment advice or recommendations. The individuals or entities selected as "gurus" may buy and sell securities before and after any particular article and report and information herein is published, with respect to the securities discussed in any article and report posted herein. Gurus may be added or dropped from the GuruFocus site at any time. In no event shall GuruFocus.com be liable to any member, guest or third party for any damages of any kind arising out of the use of any content or other material published or available on GuruFocus.com, or relating to the use of, or inability to use, GuruFocus.com or any content, including, without limitation, any investment losses, lost profits, lost opportunity, special, incidental, indirect, consequential or punitive damages. Past performance is a poor indicator of future performance. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute investment advice or recommendations. The information on this site is in no way guaranteed for completeness, accuracy or in any other way. The gurus listed in this website are not affiliated with GuruFocus.com, LLC. Stock quotes are provided by QuoteMedia, Inc. (CSI). Company fundamental data is provided by Morningstar. Analyst estimates data is sourced from both Refinitiv and Morningstar, with priority given to Refinitiv data. Data is updated daily.