TRST (Trustco Bank N Y) Growth Rank: 2 (As of Aug. 21, 2026) — 60% Below Median

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TRST Trustco Bank Corp N Y TRST
58 GF Score
Price $57.28
GF Value $39.21
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Trustco Bank N Y Growth Rank?

Trustco Bank N Y TRST +1.24% 58 Growth Rank is 2 as of Aug. 21, 2026, which is 60% below its 10-year median of 5.00. GuruFocus rates TRST with a GF Score™ of 58/100 and a GF Value™ of $39.21 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Trustco Bank N Y has the Growth Rank of 2.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Trustco Bank N Y Growth Rank Related Terms

TRST vs NBBK, CPF, FMCB: Growth Rank Comparison

For the Banks - Regional subindustry, Trustco Bank N Y's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Trustco Bank N Y Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Trustco Bank N Y's Growth Rank distribution charts can be found below:

* The bar in red indicates where Trustco Bank N Y's Growth Rank falls into.


TRST
58GF Score
Trustco Bank Corp N Y TRST
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 2 mean?
Trustco Bank N Y (TRST) has a Growth Rank of 2 as of Aug. 21, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Trustco Bank N Y and its competitors. This is 60% below median its historical median of 5.00. Over the past decade, Trustco Bank N Y's Growth Rank has ranged from 1.00 to 8.00.
Is Trustco Bank N Y's Growth Rank too high?
Trustco Bank N Y's current Growth Rank of 2 is 60% below median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 8.00. Overall, Trustco Bank N Y has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Trustco Bank N Y's Growth Rank compare to NBBK and CPF?
Trustco Bank N Y's Growth Rank of 2 can be compared against companies in the Banks industry. Historically, Trustco Bank N Y's own Growth Rank has ranged from 1.00 to 8.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Trustco Bank N Y and its competitors. Trustco Bank N Y's current Growth Rank is 2, which is 60% below median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Trustco Bank N Y stock overvalued right now?
Based on GuruFocus' analysis, Trustco Bank N Y (TRST) is currently considered Significantly Overvalued. The stock's GF Value™ is $39.21, compared to a current price of $57.28 — trading 46.1% above its estimated fair value. The current Growth Rank is 2, which is 60% below median its 10-year median of 5.00. Trustco Bank N Y's overall GF Score™ is 58/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Trustco Bank N Y (TRST), the current Growth Rank is 2 as of Aug. 21, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Trustco Bank N Y (TRST) Overvalued in 2026?

Based on GuruFocus' analysis, Trustco Bank N Y stock appears to be overvalued. The current stock price of $57.28 is trading 46.1% above its estimated GF Value™ of $39.21. GuruFocus considers Trustco Bank N Y to be Significantly Overvalued.

Key valuation signals for TRST:

  • Growth Rank: 2 (60% below median its 10-year median of 5.00)
  • GF Value™: $39.21 vs. price of $57.28 (46.1% above fair value)
  • GF Score™: 58/100 with 8 warning signs

No single metric tells the full story. See the TRST stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Trustco Bank N Y Business Description

Other Exchanges TC50:Germany
Address 5 Sarnowski Drive, Glenville, NY, USA, 12302
Trustco Bank Corp N Y is a savings and loan holding company. The core part of a business consists of accepting deposits and making loans and investments. It offers a range of both personal and business banking services. The company's product includes savings accounts; retirement accounts; money market account; mortgages; building loans; auto loans and others. The company derives revenue from the business of Banking. TrustCo lends in the geographic territory of its branch locations in New York, Florida, Massachusetts, New Jersey, and Vermont.
58GF Score

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Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$57.28
Price
$39.21
GF Value