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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 4/10

vs
industry
vs
history
Cash-to-Debt 0.06
TRU's Cash-to-Debt is ranked lower than
96% of the 625 Companies
in the Global Business Services industry.

( Industry Median: 0.97 vs. TRU: 0.06 )
Ranked among companies with meaningful Cash-to-Debt only.
TRU' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.03  Med: 0.07 Max: 0.27
Current: 0.06
0.03
0.27
Equity-to-Asset 0.26
TRU's Equity-to-Asset is ranked lower than
83% of the 605 Companies
in the Global Business Services industry.

( Industry Median: 0.52 vs. TRU: 0.26 )
Ranked among companies with meaningful Equity-to-Asset only.
TRU' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.12  Med: 0.27 Max: 0.36
Current: 0.26
0.12
0.36
Debt-to-Equity 2.21
TRU's Debt-to-Equity is ranked lower than
93% of the 465 Companies
in the Global Business Services industry.

( Industry Median: 0.43 vs. TRU: 2.21 )
Ranked among companies with meaningful Debt-to-Equity only.
TRU' s Debt-to-Equity Range Over the Past 10 Years
Min: 1.32  Med: 1.9 Max: 5.35
Current: 2.21
1.32
5.35
Debt-to-EBITDA 5.49
TRU's Debt-to-EBITDA is ranked lower than
81% of the 454 Companies
in the Global Business Services industry.

( Industry Median: 2.25 vs. TRU: 5.49 )
Ranked among companies with meaningful Debt-to-EBITDA only.
TRU' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 3.53  Med: 5.02 Max: 8
Current: 5.49
3.53
8
Interest Coverage 4.40
TRU's Interest Coverage is ranked lower than
77% of the 556 Companies
in the Global Business Services industry.

( Industry Median: 19.71 vs. TRU: 4.40 )
Ranked among companies with meaningful Interest Coverage only.
TRU' s Interest Coverage Range Over the Past 10 Years
Min: 0.68  Med: 1.47 Max: 5.3
Current: 4.4
0.68
5.3
Piotroski F-Score: 5
Altman Z-Score: 1.94
Beneish M-Score: -2.29
WACC vs ROIC
8.78%
12.86%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating Margin % 22.77
TRU's Operating Margin % is ranked higher than
91% of the 617 Companies
in the Global Business Services industry.

( Industry Median: 6.41 vs. TRU: 22.77 )
Ranked among companies with meaningful Operating Margin % only.
TRU' s Operating Margin % Range Over the Past 10 Years
Min: 9.84  Med: 14.3 Max: 24.03
Current: 22.77
9.84
24.03
Net Margin % 18.98
TRU's Net Margin % is ranked higher than
93% of the 619 Companies
in the Global Business Services industry.

( Industry Median: 4.15 vs. TRU: 18.98 )
Ranked among companies with meaningful Net Margin % only.
TRU' s Net Margin % Range Over the Past 10 Years
Min: -2.97  Med: 0.39 Max: 22.82
Current: 18.98
-2.97
22.82
ROE % 24.11
TRU's ROE % is ranked higher than
87% of the 597 Companies
in the Global Business Services industry.

( Industry Median: 8.83 vs. TRU: 24.11 )
Ranked among companies with meaningful ROE % only.
TRU' s ROE % Range Over the Past 10 Years
Min: -5.59  Med: 0.65 Max: 28.54
Current: 24.11
-5.59
28.54
ROA % 7.13
TRU's ROA % is ranked higher than
73% of the 629 Companies
in the Global Business Services industry.

( Industry Median: 3.69 vs. TRU: 7.13 )
Ranked among companies with meaningful ROA % only.
TRU' s ROA % Range Over the Past 10 Years
Min: -0.78  Med: 0.13 Max: 8.91
Current: 7.13
-0.78
8.91
ROC (Joel Greenblatt) % 155.76
TRU's ROC (Joel Greenblatt) % is ranked higher than
86% of the 620 Companies
in the Global Business Services industry.

( Industry Median: 22.23 vs. TRU: 155.76 )
Ranked among companies with meaningful ROC (Joel Greenblatt) % only.
TRU' s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: 72.6  Med: 114.16 Max: 193.85
Current: 155.76
72.6
193.85
3-Year Revenue Growth Rate 4.90
TRU's 3-Year Revenue Growth Rate is ranked higher than
53% of the 549 Companies
in the Global Business Services industry.

( Industry Median: 4.10 vs. TRU: 4.90 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
TRU' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: 4.9  Med: 4.9 Max: 4.9
Current: 4.9
3-Year EBITDA Growth Rate 8.20
TRU's 3-Year EBITDA Growth Rate is ranked higher than
58% of the 496 Companies
in the Global Business Services industry.

( Industry Median: 5.30 vs. TRU: 8.20 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
TRU' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: 7.5  Med: 7.85 Max: 8.2
Current: 8.2
7.5
8.2
GuruFocus has detected 1 Warning Sign with TransUnion TRU.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» TRU's 30-Y Financials

Financials (Next Earnings Date: 2019-02-14 Est.)


Revenue & Net Income
Cash & Debt
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q4 2017

TRU Guru Trades in Q4 2017

Pioneer Investments 93,742 sh (New)
Ron Baron 918,061 sh (+6.24%)
John Griffin 1,460,000 sh (+23.21%)
Joel Greenblatt 12,466 sh (-90.89%)
Steve Mandel 10,572,548 sh (-14.36%)
Columbia Wanger 1,117,020 sh (-39.77%)
» More
Q1 2018

TRU Guru Trades in Q1 2018

Paul Tudor Jones 15,962 sh (New)
Ron Baron 1,165,871 sh (+26.99%)
Steve Mandel 11,741,467 sh (+11.06%)
Pioneer Investments 473,329 sh (+404.93%)
Joel Greenblatt Sold Out
John Griffin Sold Out
» More
Q2 2018

TRU Guru Trades in Q2 2018

Steven Cohen 170,300 sh (New)
Jim Simons 25,300 sh (New)
Ron Baron 1,168,450 sh (+0.22%)
Steve Mandel 10,129,801 sh (-13.73%)
Paul Tudor Jones 15,085 sh (-5.49%)
Pioneer Investments 367,076 sh (-22.45%)
» More
Q3 2018

TRU Guru Trades in Q3 2018

Jim Simons 160,900 sh (+535.97%)
Pioneer Investments 465,416 sh (+26.79%)
Ron Baron 1,270,316 sh (+8.72%)
Paul Tudor Jones Sold Out
Steve Mandel 9,819,201 sh (-3.07%)
Steven Cohen 82,200 sh (-51.73%)
» More
» Details

Insider Trades

Latest Guru Trades with TRU

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

Guru Date Action
Impact Price Range
(Average)*
Change from Average Comment Current Shares
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Business Description

Industry: Business Services » Business Services    NAICS: 561499    SIC: 7323
Compare:LSE:ITRK, NYSE:ZTO, NYSE:ROL, XPAR:BVI, NYSE:NLSN, NAS:JKHY, ASX:BXB, XPAR:RCF, NYSE:IRM, NYSE:BR, NYSE:EFX, XPAR:WLN, LSE:RTO, NYSE:SERV, OCSE:ISS, NYSE:WEX, NYSE:FDC, TSE:7912, NYSE:G, NYSE:BAH » details
Traded in other countries:1TU.Germany,
Headquarter Location:USA
TransUnion is a risk and information solutions provider. It obtains financial, credit, alternative credit, identity, bankruptcy, lien, judgment, insurance claims, automotive and other relevant information.

Transunion is a provider of risk and information solutions to businesses and consumers. The offering includes consumer reports, risk scores, and analytical services. Businesses use the products to assess creditworthiness of potential new clients, identify cross-selling opportunities, measure and manage debt portfolio risk, collect debt, and investigate potential fraud. Consumers use Transunion's services to gain insight into their credit profiles and access analytical tools designed to improve protection against identity theft. Transunion's customers are primarily located in the United States of America.

Ratios

vs
industry
vs
history
PE Ratio 26.37
TRU's PE Ratio is ranked lower than
69% of the 499 Companies
in the Global Business Services industry.

( Industry Median: 22.72 vs. TRU: 26.37 )
Ranked among companies with meaningful PE Ratio only.
TRU' s PE Ratio Range Over the Past 10 Years
Min: 23.69  Med: 41.89 Max: 699.5
Current: 26.37
23.69
699.5
Forward PE Ratio 21.46
TRU's Forward PE Ratio is ranked lower than
90% of the 127 Companies
in the Global Business Services industry.

( Industry Median: 19.16 vs. TRU: 21.46 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 26.12
TRU's PE Ratio without NRI is ranked lower than
69% of the 500 Companies
in the Global Business Services industry.

( Industry Median: 22.11 vs. TRU: 26.12 )
Ranked among companies with meaningful PE Ratio without NRI only.
TRU' s PE Ratio without NRI Range Over the Past 10 Years
Min: 23.49  Med: 41.89 Max: 699.5
Current: 26.12
23.49
699.5
Price-to-Owner-Earnings 35.66
TRU's Price-to-Owner-Earnings is ranked lower than
77% of the 306 Companies
in the Global Business Services industry.

( Industry Median: 22.95 vs. TRU: 35.66 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
TRU' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 33.68  Med: 41.81 Max: 47.04
Current: 35.66
33.68
47.04
PB Ratio 5.72
TRU's PB Ratio is ranked lower than
87% of the 597 Companies
in the Global Business Services industry.

( Industry Median: 2.31 vs. TRU: 5.72 )
Ranked among companies with meaningful PB Ratio only.
TRU' s PB Ratio Range Over the Past 10 Years
Min: 3.13  Med: 5.1 Max: 7.7
Current: 5.72
3.13
7.7
PS Ratio 5.01
TRU's PS Ratio is ranked lower than
90% of the 600 Companies
in the Global Business Services industry.

( Industry Median: 1.24 vs. TRU: 5.01 )
Ranked among companies with meaningful PS Ratio only.
TRU' s PS Ratio Range Over the Past 10 Years
Min: 2.32  Med: 4.03 Max: 6.84
Current: 5.01
2.32
6.84
Price-to-Free-Cash-Flow 29.98
TRU's Price-to-Free-Cash-Flow is ranked lower than
73% of the 273 Companies
in the Global Business Services industry.

( Industry Median: 21.44 vs. TRU: 29.98 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
TRU' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 20.37  Med: 28.98 Max: 52.44
Current: 29.98
20.37
52.44
Price-to-Operating-Cash-Flow 20.82
TRU's Price-to-Operating-Cash-Flow is ranked lower than
78% of the 340 Companies
in the Global Business Services industry.

( Industry Median: 14.75 vs. TRU: 20.82 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
TRU' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 11.61  Med: 17.76 Max: 27.41
Current: 20.82
11.61
27.41
EV-to-EBIT 31.28
TRU's EV-to-EBIT is ranked lower than
84% of the 500 Companies
in the Global Business Services industry.

( Industry Median: 16.60 vs. TRU: 31.28 )
Ranked among companies with meaningful EV-to-EBIT only.
TRU' s EV-to-EBIT Range Over the Past 10 Years
Min: 23.6  Med: 33.85 Max: 51.4
Current: 31.28
23.6
51.4
EV-to-EBITDA 19.54
TRU's EV-to-EBITDA is ranked lower than
79% of the 526 Companies
in the Global Business Services industry.

( Industry Median: 12.55 vs. TRU: 19.54 )
Ranked among companies with meaningful EV-to-EBITDA only.
TRU' s EV-to-EBITDA Range Over the Past 10 Years
Min: 13.8  Med: 17.15 Max: 25.4
Current: 19.54
13.8
25.4
EV-to-Revenue 6.64
TRU's EV-to-Revenue is ranked lower than
92% of the 604 Companies
in the Global Business Services industry.

( Industry Median: 1.47 vs. TRU: 6.64 )
Ranked among companies with meaningful EV-to-Revenue only.
TRU' s EV-to-Revenue Range Over the Past 10 Years
Min: 4.1  Med: 5.5 Max: 8.8
Current: 6.64
4.1
8.8
Current Ratio 1.62
TRU's Current Ratio is ranked lower than
52% of the 614 Companies
in the Global Business Services industry.

( Industry Median: 1.64 vs. TRU: 1.62 )
Ranked among companies with meaningful Current Ratio only.
TRU' s Current Ratio Range Over the Past 10 Years
Min: 0.86  Med: 1.44 Max: 1.84
Current: 1.62
0.86
1.84
Quick Ratio 1.62
TRU's Quick Ratio is ranked higher than
54% of the 614 Companies
in the Global Business Services industry.

( Industry Median: 1.49 vs. TRU: 1.62 )
Ranked among companies with meaningful Quick Ratio only.
TRU' s Quick Ratio Range Over the Past 10 Years
Min: 0.86  Med: 1.44 Max: 1.84
Current: 1.62
0.86
1.84
Days Sales Outstanding 70.37
TRU's Days Sales Outstanding is ranked lower than
64% of the 588 Companies
in the Global Business Services industry.

( Industry Median: 60.92 vs. TRU: 70.37 )
Ranked among companies with meaningful Days Sales Outstanding only.
TRU' s Days Sales Outstanding Range Over the Past 10 Years
Min: 50.9  Med: 56.06 Max: 70.37
Current: 70.37
50.9
70.37
Days Payable 77.19
TRU's Days Payable is ranked higher than
74% of the 525 Companies
in the Global Business Services industry.

( Industry Median: 46.52 vs. TRU: 77.19 )
Ranked among companies with meaningful Days Payable only.
TRU' s Days Payable Range Over the Past 10 Years
Min: 71.98  Med: 74.22 Max: 77.71
Current: 77.19
71.98
77.71

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 0.38
TRU's Dividend Yield % is ranked lower than
99% of the 693 Companies
in the Global Business Services industry.

( Industry Median: 2.25 vs. TRU: 0.38 )
Ranked among companies with meaningful Dividend Yield % only.
TRU' s Dividend Yield % Range Over the Past 10 Years
Min: 0.1  Med: 0.2 Max: 0.37
Current: 0.38
0.1
0.37
Dividend Payout Ratio 0.07
TRU's Dividend Payout Ratio is ranked higher than
99% of the 401 Companies
in the Global Business Services industry.

( Industry Median: 0.42 vs. TRU: 0.07 )
Ranked among companies with meaningful Dividend Payout Ratio only.
TRU' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0  Med: 0 Max: 0.07
Current: 0.07
0
0.07
Forward Dividend Yield % 0.51
TRU's Forward Dividend Yield % is ranked lower than
97% of the 646 Companies
in the Global Business Services industry.

( Industry Median: 2.50 vs. TRU: 0.51 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 0.37
TRU's 5-Year Yield-on-Cost % is ranked lower than
100% of the 676 Companies
in the Global Business Services industry.

( Industry Median: 2.72 vs. TRU: 0.37 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
TRU' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.1  Med: 0.2 Max: 0.37
Current: 0.37
0.1
0.37
3-Year Average Share Buyback Ratio -7.40
TRU's 3-Year Average Share Buyback Ratio is ranked lower than
71% of the 405 Companies
in the Global Business Services industry.

( Industry Median: -1.80 vs. TRU: -7.40 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
TRU' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -7.4  Med: -7.4 Max: -7.4
Current: -7.4

Valuation & Return

vs
industry
vs
history
Price-to-Median-PS-Value 1.26
TRU's Price-to-Median-PS-Value is ranked lower than
79% of the 510 Companies
in the Global Business Services industry.

( Industry Median: 1.08 vs. TRU: 1.26 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
TRU' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.66  Med: 0.99 Max: 1.61
Current: 1.26
0.66
1.61
Earnings Yield (Greenblatt) % 3.17
TRU's Earnings Yield (Greenblatt) % is ranked lower than
67% of the 624 Companies
in the Global Business Services industry.

( Industry Median: 4.76 vs. TRU: 3.17 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
TRU' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 1.9  Med: 3 Max: 4.2
Current: 3.17
1.9
4.2

More Statistics

Revenue (TTM) (Mil) $2,210.20
EPS (TTM) $ 2.20
Beta1.18
Volatility22.20%
52-Week Range $53.11 - 79.48
Shares Outstanding (Mil)185.30

Analyst Estimate

Dec18 Dec19 Dec20
Revenue (Mil $) 2,335 2,657 2,885
EBIT (Mil $) 635 726 895
EBITDA (Mil $) 829 986 1,122
EPS ($) 1.36 1.68 2.09
EPS without NRI ($) 1.36 1.68 2.09
EPS Growth Rate
(Future 3Y To 5Y Estimate)
6.78%
Dividends per Share ($) 0.25 0.32 0.30

Piotroski F-Score Details

Piotroski F-Score: 55
Positive ROAY
Positive CFROAY
Higher ROA yoyY
CFROA > ROAY
Lower Leverage yoyN
Higher Current Ratio yoyN
Less Shares Outstanding yoyN
Higher Gross Margin yoyN
Higher Asset Turnover yoyY

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