Business Description
U&I Financial Corp
NAICS : 522110
SIC : 6029
ISIN : US9025211031
Description
U&I Financial Corp is a bank holding company based in the United States. The company, through its subsidiary, offers services of a community bank. The company offers commercial loans, including real estate and business term, construction, equipment and business lines of credit. The company also provides checking, savings, and money market accounts. and certificates of deposits/installment savings products.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 1.7 | |||||
Equity-to-Asset | 0.07 | |||||
Debt-to-Equity | 1.41 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 5/9 | |||||
Beneish M-Score | -2.76 | |||||
WACC vs ROIC | ||||||
Growth Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | -24.4 | |||||
3-Year Book Growth Rate | -26.4 |
Momentum Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 37.82 | |||||
9-Day RSI | 50.92 | |||||
14-Day RSI | 50.99 | |||||
3-1 Month Momentum % | -4.31 | |||||
6-1 Month Momentum % | -8.51 | |||||
12-1 Month Momentum % | 7.58 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | -0.2 | |||||
Shareholder Yield % | 70.69 |
Profitability Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | -2.24 | |||||
FCF Margin % | -14.5 | |||||
OCF Margin % | -14.02 | |||||
ROE % | -0.89 | |||||
ROA % | -0.06 | |||||
Years of Profitability over Past 10-Year | 7 | |||||
Moat Score | 3 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Shiller PE Ratio | 40 | |||||
PS Ratio | 1.94 | |||||
PB Ratio | 0.77 | |||||
Price-to-Tangible-Book | 0.77 | |||||
EV-to-Revenue | -0.54 | |||||
EV-to-FCF | 3.75 | |||||
Price-to-GF-Value | 1.25 | |||||
Price-to-Projected-FCF | 0.26 | |||||
FCF Yield % | -7.49 | |||||
Forward Rate of Return (Yacktman) % | 14.65 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
Log
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Annualized Return % Â
Total Annual Return % Â
U&I Financial Corp Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 11.309 | ||
| EPS (TTM) ($) | -0.05 | ||
| Beta | 0.6559 | ||
| 3-Year Sharpe Ratio | -0.71 | ||
| 3-Year Sortino Ratio | -0.95 | ||
| Volatility % | 43.64 | ||
| 14-Day RSI | 50.99 | ||
| 14-Day ATR ($) | 0.044905 | ||
| 20-Day SMA ($) | 3.9135 | ||
| 12-1 Month Momentum % | 7.58 | ||
| 52-Week Range ($) | 3.24 - 4.6 | ||
| Shares Outstanding (Mil) | 5.48 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
U&I Financial Corp Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
U&I Financial Corp Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Third quarter earnings results for 2026 | 2026-10-30 | In 113 days | ||
| Second quarter earnings results for 2026 | 2026-07-31 | In 22 days | ||
| General meeting for 2026 | 2026-07-10 10:00 | In 2 days | ||
| First quarter earnings results for 2026 | 2026-04-28 | 4.36 (+0.00%) | ||
| Annual report for 2025 | 2026-04-01 | 3.33 (+0.00%) | ||
| Fourth quarter earnings results for 2025 | 2026-01-30 | 3.77 (+0.00%) | ||
| Third quarter earnings results for 2025 | 2025-10-30 | 4.00 (+0.00%) | ||
| Second quarter earnings results for 2025 | 2025-07-31 | 3.54 (+0.00%) | ||
| General meeting for 2025 | 2025-05-23 10:00 | 3.01 (+0.00%) | ||
| First quarter earnings results for 2025 | 2025-04-29 | 3.11 (+0.00%) |
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U&I Financial Corp Frequently Asked Questions
What is U&I Financial Corp(UNIF)'s stock price today?
The current price of UNIF is $4.00. The 52 week high of UNIF is $4.60 and 52 week low is $3.24.
When is next earnings date of U&I Financial Corp(UNIF)?
The next earnings date of U&I Financial Corp(UNIF) is 2026-07-31 Est..
Does U&I Financial Corp(UNIF) pay dividends? If so, how much?
U&I Financial Corp(UNIF) does not pay dividend.
Guru Commentaries on OTCPK:UNIF
No articles.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on U&I Financial Corp
No articles.
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