NAS:VBNK (Canada)
Registered Shs Stock Settlement
$
9.63
-0.62 (-6.05%)
04:00 PM EST
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Business Description
VersaBank
NAICS : 522110
SIC : 7021
ISIN : CA92512J1066
Share Class Description:
VBNK: Registered Shs Stock SettlementCompare
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Traded in other countries / regions
VBNK.CanadaVBNK.USAVEW.Germany IPO Date
2017-02-10Description
VersaBank is a Canadian Schedule I chartered bank with a difference. It has 3 operating segments: Digital Banking Canada, Digital Banking USA and DRTC. It's, cloud-based, business-to-business deposit and lending model provides valued-added solutions to Canadian financial intermediary partners, enabling them to focus on growing their own businesses faster and more profitably. It obtains all of its deposits and provides the majority of its loans and leases electronically, with deposit and lending solutions for financial intermediaries that allow them to excel in their core businesses. In addition, leveraging its internally developed IT security software and capabilities, Company established a wholly owned, subsidiary. Geographically located in Canada and USA.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 3.53 | |||||
| Equity-to-Asset | 0.11 | |||||
| Debt-to-Equity | 0.21 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 5/9 | |||||
| Beneish M-Score | -2.5 | |||||
| WACC vs ROIC | ||||||
Growth Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 12.7 | |||||
| 3-Year EPS without NRI Growth Rate | 15.8 | |||||
| 3-Year Book Growth Rate | 9.8 |
Momentum Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 51.7 | |||||
| 9-Day RSI | 43.23 | |||||
| 14-Day RSI | 38.22 | |||||
| 3-1 Month Momentum % | -8.97 | |||||
| 6-1 Month Momentum % | -6.09 | |||||
| 12-1 Month Momentum % | 20.44 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 0.72 | |||||
| Dividend Payout Ratio | 0.08 | |||||
| Forward Dividend Yield % | 0.69 | |||||
| 5-Year Yield-on-Cost % | 0.93 | |||||
| 3-Year Average Share Buyback Ratio | 1.8 | |||||
| Shareholder Yield % | -23.2 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 31.82 | |||||
| FCF Margin % | 184.48 | |||||
| ROE % | 8.31 | |||||
| ROA % | 0.76 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 10.33 | |||||
| Forward PE Ratio | 8.4 | |||||
| PE Ratio without NRI | 10.33 | |||||
| Shiller PE Ratio | 14.16 | |||||
| Price-to-Owner-Earnings | 2.05 | |||||
| PEG Ratio | 1.15 | |||||
| PS Ratio | 3.42 | |||||
| PB Ratio | 0.89 | |||||
| Price-to-Tangible-Book | 0.93 | |||||
| Price-to-Free-Cash-Flow | 1.79 | |||||
| Price-to-Operating-Cash-Flow | 1.75 | |||||
| EV-to-Forward-EBIT | 8.98 | |||||
| EV-to-Revenue | 1.49 | |||||
| EV-to-Forward-Revenue | 5.25 | |||||
| EV-to-FCF | 1.01 | |||||
| Price-to-GF-Value | 1.02 | |||||
| Price-to-Projected-FCF | 0.4 | |||||
| Price-to-DCF (Earnings Based) | 0.38 | |||||
| Price-to-DCF (FCF Based) | 0.13 | |||||
| Price-to-Median-PS-Value | 1.12 | |||||
| Price-to-Peter-Lynch-Fair-Value | 1.16 | |||||
| Price-to-Graham-Number | 0.68 | |||||
| FCF Yield % | 46.92 | |||||
| Forward Rate of Return (Yacktman) % | 23.85 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peter Lynch Chart
Performance
Dividend
Log
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Annualized Return %
Total Annual Return %
VersaBank Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 79.701 | ||
| EPS (TTM) ($) | 0.932 | ||
| Beta | 1.01 | ||
| 3-Year Sharpe Ratio | 0.16 | ||
| 3-Year Sortino Ratio | 0.27 | ||
| Volatility % | 45.87 | ||
| 14-Day RSI | 38.22 | ||
| 14-Day ATR ($) | 0.384311 | ||
| 20-Day SMA ($) | 10.2275 | ||
| 12-1 Month Momentum % | 20.44 | ||
| 52-Week Range ($) | 9.475 - 18.38 | ||
| Shares Outstanding (Mil) | 32.52 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
VersaBank Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
VersaBank Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| No Event Data | ||||
VersaBank Frequently Asked Questions
What is VersaBank(VBNK)'s stock price today?
The current price of VBNK is $9.63. The 52 week high of VBNK is $18.38 and 52 week low is $9.48.
When is next earnings date of VersaBank(VBNK)?
The next earnings date of VersaBank(VBNK) is 2025-06-05 Est..
Does VersaBank(VBNK) pay dividends? If so, how much?
The Dividend Yield % of VersaBank(VBNK) is 0.72% (As of Today), Highest Dividend Payout Ratio of VersaBank(VBNK) was 0.13. The lowest was 0.05. And the median was 0.08. The Forward Dividend Yield % of VersaBank(VBNK) is 0.69%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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