Business Description
Unicaja Banco SA
ISIN : ES0180907000
Total Employee Number:
7,379Compare
Compare
Traded in other countries / regions
UNI.Spain0RR7.UK7UB.Germany1UNI.ItalyUNBA.AustriaUNJCF.USA IPO Date
2026-05-05Description
Unicaja Banco SA is a credit institution; its main activity is retail banking. The group's object includes the provision of investment services and other auxiliary services, as well as the performance of insurance agent activities, as an exclusive or related operator, without the simultaneous exercise of both. Its segments are Credit institutions and insurance companies; these are the activities of the Bank and other Group companies engaged in financial services, as well as other ancillary activities carried out by the Group and of immaterial amounts, and central or general services that have not been allocated to any segment, and Other entities, which include the activities carried out by the other Group companies not included in the previous section. The Group operates in Spain.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 2.82 | |||||
Equity-to-Asset | 0.07 | |||||
Debt-to-Equity | 0.56 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 6/9 | |||||
Beneish M-Score | -2.4 | |||||
WACC vs ROIC | ||||||
Growth Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 7.5 | |||||
3-Year EPS without NRI Growth Rate | 27.1 | |||||
3-Year FCF Growth Rate | 55.1 | |||||
3-Year Book Growth Rate | 4.2 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 3.46 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 3.33 |
Momentum Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 52.82 | |||||
9-Day RSI | 63.49 | |||||
14-Day RSI | 65.78 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Dividend Growth Rate | 77.6 | |||||
3-Year Average Share Buyback Ratio | 1.1 | |||||
Shareholder Yield % | 3.5 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 30.96 | |||||
FCF Margin % | -74.51 | |||||
OCF Margin % | -69.2 | |||||
ROE % | 9.12 | |||||
ROA % | 0.65 | |||||
Years of Profitability over Past 10-Year | 10 |
GF Value Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 12.65 | |||||
Forward PE Ratio | 11.5 | |||||
PE Ratio without NRI | 12.71 | |||||
Shiller PE Ratio | 24.66 | |||||
PEG Ratio | 6.05 | |||||
PS Ratio | 3.88 | |||||
PB Ratio | 1.14 | |||||
Price-to-Tangible-Book | 1.15 | |||||
EV-to-Revenue | 0.38 | |||||
EV-to-FCF | -0.61 | |||||
Price-to-GF-Value | 2.18 | |||||
Price-to-Projected-FCF | 1.81 | |||||
Price-to-Graham-Number | 0.81 | |||||
FCF Yield % | -19.26 | |||||
Forward Rate of Return (Yacktman) % | 11.78 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
Unicaja Banco SA Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 2,052.878 | ||
| EPS (TTM) (€) | 0.245 | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | - | ||
| 3-Year Sortino Ratio | - | ||
| Volatility % | - | ||
| 14-Day RSI | 65.78 | ||
| 14-Day ATR (€) | 0.040064 | ||
| 20-Day SMA (€) | 2.9781 | ||
| 12-1 Month Momentum % | - | ||
| 52-Week Range (€) | 2.696 - 3.192 | ||
| Shares Outstanding (Mil) |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Unicaja Banco SA Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Unicaja Banco SA Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| Third quarter earnings conference call for 2026 | 2026-10-30 11:30 | In 126 days | ||
| Third quarter earnings results for 2026 | 2026-10-30 | In 125 days | ||
| Second quarter earnings conference call for 2026 | 2026-07-29 | In 32 days | ||
| Second quarter earnings results for 2026 | 2026-07-29 | In 32 days | ||
| First quarter earnings conference call for 2026 | 2026-05-05 11:00 | -- | ||
| First quarter earnings results for 2026 | 2026-05-05 | -- | ||
| General meeting for 2026 | 2026-04-09 10:30 | -- | ||
| Annual report for 2025 | 2026-02-26 | -- | ||
| Fourth quarter earnings conference call for 2025 | 2026-02-02 | -- | ||
| Fourth quarter earnings results for 2025 | 2026-02-02 | -- |
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Unicaja Banco SA Frequently Asked Questions
What is Unicaja Banco SA(WBO:UNBA)'s stock price today?
The current price of WBO:UNBA is €3.10. The 52 week high of WBO:UNBA is €3.19 and 52 week low is €2.70.
When is next earnings date of Unicaja Banco SA(WBO:UNBA)?
The next earnings date of Unicaja Banco SA(WBO:UNBA) is 2026-07-29 Est..
Does Unicaja Banco SA(WBO:UNBA) pay dividends? If so, how much?
Unicaja Banco SA(WBO:UNBA) does not pay dividend.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Unicaja Banco SA
No articles.
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