Visa is the largest payment processor in the world. In fiscal 2022, it processed over $14 trillion in total volume. Visa operates in over 200 countries and processes transactions in over 160 currencies. Its systems are capable of processing over 65,000 transactions per second.

Financial Strength

8/10

Name	Current	Vs Industry
Cash-To-Debt	0.9
Equity-to-Asset	0.44
Debt-to-Equity	0.52
Debt-to-EBITDA	0.87
Interest Coverage	32.36
Piotroski F-Score	8/9	0 1 2 3 4 5 6 7 8 9
Altman Z-Score	8.14	Distress Grey Safe
Beneish M-Score	-2.46	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

10/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	16.8
	3-Year EBITDA Growth Rate	17
	3-Year EPS without NRI Growth Rate	20.3
	3-Year FCF Growth Rate	29.4
	3-Year Book Growth Rate	8.5
	Future 3-5Y EPS without NRI Growth Rate	13.39
	Future 3-5Y Total Revenue Growth Rate	9.13

Momentum Rank

9/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	46.89
	9-Day RSI	46.69
	14-Day RSI	47.07
	6-1 Month Momentum %	15.94
	12-1 Month Momentum %	22.85

Liquidity Ratio

	Name	Current	Vs Industry		Vs History
	Current Ratio	1.45
	Quick Ratio	1.45
	Cash Ratio	0.82
	Days Sales Outstanding	24.76
	Days Payable	16.77

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	0.69
	Dividend Payout Ratio	0.21
	3-Year Dividend Growth Rate	14.5
	Forward Dividend Yield %	0.75
	5-Year Yield-on-Cost %	1.45
	3-Year Average Share Buyback Ratio	0.8
	Shareholder Yield %	3.17

Profitability Rank

10/10

	Name	Current	Vs Industry		Vs History
	Gross Margin %	79.88
	Operating Margin %	67.34
	Net Margin %	53.92
	FCF Margin %	57.9
	ROE %	46.61
	ROA %	20.28
	ROIC %	26.44
	ROC (Joel Greenblatt) %	675.96
	ROCE %	33.73
	Years of Profitability over Past 10-Year	10

GF Value Rank

6/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	31.31
	Forward PE Ratio	27.05
	PE Ratio without NRI	30.26
	Shiller PE Ratio	50.62
	Price-to-Owner-Earnings	95.59
	PEG Ratio	2.59
	PS Ratio	16.88
	PB Ratio	14.07
	Price-to-Free-Cash-Flow	29.46
	Price-to-Operating-Cash-Flow	27.89
	EV-to-EBIT	24.9
	EV-to-Forward-EBIT	23.45
	EV-to-EBITDA	23.89
	EV-to-Forward-EBITDA	22.51
	EV-to-Revenue	17.02
	EV-to-Forward-Revenue	15.82
	EV-to-FCF	29.66
	Price-to-Projected-FCF	2.28
	Price-to-DCF (Earnings Based)	1.27
	Price-to-DCF (FCF Based)	0.95
	Price-to-Median-PS-Value	1.07
	Price-to-Peter-Lynch-Fair-Value	2.55
	Earnings Yield (Greenblatt) %	4.02
	FCF Yield %	3.4
	Forward Rate of Return (Yacktman) %	14.35

GF Value: €263.13

WBO:VISA

Warning Signs

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