Business Description
ZENKOKU HOSHO Co Ltd
ISIN : US9894151045
Share Class Description:
ZNKKY: ADRTotal Employee Number:
539Description
ZENKOKU HOSHO Co Ltd operates a credit guarantee business. Its main offering is housing loan guarantees, which support a range of customer needs such as home purchases, refinancing, and renovations, with fees determined by factors like collateral value, income, and employment history. It also provides education loan guarantees covering tuition, exam fees, and other school-related costs for both term loans and overdraft formats. In addition, the company offers apartment loan guarantees that cover borrowing for rental housing construction.
Financial Strength
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 3.89 | |||||
Equity-to-Asset | 0.49 | |||||
Debt-to-Equity | 0.12 | |||||
Debt-to-EBITDA | 0.62 | |||||
Interest Coverage | 53.06 | |||||
Piotroski F-Score | 3/9 | |||||
Altman Z-Score | 2.3 | |||||
Beneish M-Score | -2.43 | |||||
WACC vs ROIC | ||||||
Growth Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 6.4 | |||||
3-Year EBITDA Growth Rate | 5.5 | |||||
3-Year EPS without NRI Growth Rate | 5.5 | |||||
3-Year FCF Growth Rate | 6.6 | |||||
3-Year Book Growth Rate | 7.2 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 3.69 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 3.98 |
Momentum Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 98.9 | |||||
9-Day RSI | 90.38 | |||||
14-Day RSI | 75.36 | |||||
3-1 Month Momentum % | -19.91 | |||||
6-1 Month Momentum % | -13 | |||||
12-1 Month Momentum % | -12.3 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 3.19 | |||||
Quick Ratio | 3.19 | |||||
Cash Ratio | 2.84 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 4 | |||||
Dividend Payout Ratio | 0.47 | |||||
3-Year Dividend Growth Rate | 17.5 | |||||
Forward Dividend Yield % | 4 | |||||
5-Year Yield-on-Cost % | 8.66 | |||||
3-Year Average Share Buyback Ratio | 1.1 | |||||
Shareholder Yield % | 5.61 |
Profitability Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Operating Margin % | 70.45 | |||||
Net Margin % | 55.37 | |||||
EBITDA Margin % | 82.34 | |||||
FCF Margin % | 53.25 | |||||
OCF Margin % | 53.89 | |||||
ROE % | 13.87 | |||||
ROA % | 6.7 | |||||
ROIC % | 7.6 | |||||
3-Year ROIIC % | 1.09 | |||||
ROC (Joel Greenblatt) % | 8228.11 | |||||
ROCE % | 10.55 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 4 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 12.79 | |||||
Forward PE Ratio | 11.9 | |||||
PE Ratio without NRI | 12.72 | |||||
Shiller PE Ratio | 14.66 | |||||
Price-to-Owner-Earnings | 12.91 | |||||
PEG Ratio | 2.77 | |||||
PS Ratio | 7.11 | |||||
PB Ratio | 1.69 | |||||
Price-to-Tangible-Book | 1.71 | |||||
Price-to-Free-Cash-Flow | 12.83 | |||||
Price-to-Operating-Cash-Flow | 12.67 | |||||
EV-to-EBIT | 6.92 | |||||
EV-to-EBITDA | 6.77 | |||||
EV-to-Revenue | 5.58 | |||||
EV-to-FCF | 10.1 | |||||
Price-to-GF-Value | 0.9 | |||||
Price-to-Projected-FCF | 1.3 | |||||
Price-to-DCF (Earnings Based) | 0.81 | |||||
Price-to-DCF (FCF Based) | 0.9 | |||||
Price-to-Median-PS-Value | 0.98 | |||||
Price-to-Graham-Number | 0.98 | |||||
Earnings Yield (Greenblatt) % | 14.45 | |||||
FCF Yield % | 7.83 | |||||
Forward Rate of Return (Yacktman) % | 6.01 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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ZENKOKU HOSHO Co Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 383.926 | ||
| EPS (TTM) ($) | 0.794 | ||
| Beta | -0.0658 | ||
| 3-Year Sharpe Ratio | 0.07 | ||
| 3-Year Sortino Ratio | 0.11 | ||
| Volatility % | 50.68 | ||
| 14-Day RSI | 75.36 | ||
| 14-Day ATR ($) | 0.057047 | ||
| 20-Day SMA ($) | 8.929 | ||
| 12-1 Month Momentum % | -12.3 | ||
| 52-Week Range ($) | 8.66 - 12.34 | ||
| Shares Outstanding (Mil) | 265.72 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 3 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
ZENKOKU HOSHO Co Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
ZENKOKU HOSHO Co Ltd Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| USD 0.231305 Cash Dividend | 2026-03-31 | 10.18 (+0.00%) | ||
| USD 0.144238 Cash Dividend | 2025-09-30 | 11.50 (+0.00%) | ||
| 1.33:1 Stock Split | 2025-04-02 | 10.28 (+0.00%) | ||
| USD 0.359674 Cash Dividend | 2025-03-31 | 10.28 (+93.90%) |
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ZENKOKU HOSHO Co Ltd Frequently Asked Questions
What is ZENKOKU HOSHO Co Ltd(ZNKKY)'s stock price today?
The current price of ZNKKY is $9.39. The 52 week high of ZNKKY is $12.34 and 52 week low is $8.66.
When is next earnings date of ZENKOKU HOSHO Co Ltd(ZNKKY)?
The next earnings date of ZENKOKU HOSHO Co Ltd(ZNKKY) is .
Does ZENKOKU HOSHO Co Ltd(ZNKKY) pay dividends? If so, how much?
The Dividend Yield %  of ZENKOKU HOSHO Co Ltd(ZNKKY) is 4% (As of Today), Highest Dividend Payout Ratio of ZENKOKU HOSHO Co Ltd(ZNKKY) was 0.49. The lowest was 0.21. And the median was 0.3. The  Forward Dividend Yield % of ZENKOKU HOSHO Co Ltd(ZNKKY) is 4%. For more information regarding to dividend, please check our Dividend Page.
Guru Commentaries on OTCPK:ZNKKY
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Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on ZENKOKU HOSHO Co Ltd
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