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Fox Chase Bancorp (Fox Chase Bancorp) Effective Interest Rate on Debt % : 4.09% (As of Mar. 2016)


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What is Fox Chase Bancorp Effective Interest Rate on Debt %?

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Fox Chase Bancorp's annualized positive value of Interest Expense for the quarter that ended in Mar. 2016 was $6.41 Mil. Fox Chase Bancorp's average total debt for the quarter that ended in Mar. 2016 was $156.75 Mil. Therefore, Fox Chase Bancorp's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2016 was 4.09%.


Fox Chase Bancorp Effective Interest Rate on Debt % Historical Data

The historical data trend for Fox Chase Bancorp's Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Fox Chase Bancorp Effective Interest Rate on Debt % Chart

Fox Chase Bancorp Annual Data
Trend Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 9.02 5.66 3.26 2.88 3.15

Fox Chase Bancorp Quarterly Data
Jun11 Sep11 Dec11 Mar12 Jun12 Sep12 Dec12 Mar13 Jun13 Sep13 Dec13 Mar14 Jun14 Sep14 Dec14 Mar15 Jun15 Sep15 Dec15 Mar16
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.42 3.43 3.05 3.30 4.09

Competitive Comparison of Fox Chase Bancorp's Effective Interest Rate on Debt %

For the Banks - Regional subindustry, Fox Chase Bancorp's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fox Chase Bancorp's Effective Interest Rate on Debt % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Fox Chase Bancorp's Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Fox Chase Bancorp's Effective Interest Rate on Debt % falls into.



Fox Chase Bancorp Effective Interest Rate on Debt % Calculation

Fox Chase Bancorp's annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2015 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2014 )+Total Debt  (A: Dec. 2015 ))/ count )
=-1  *  -5.957/( (200+178.496)/ 2 )
=-1  *  -5.957/189.248
=3.15 %

where

Total Debt  (A: Dec. 2015 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=140 + 38.496
=178.496

Fox Chase Bancorp's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2016 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Dec. 2015 )+Total Debt  (Q: Mar. 2016 ))/ count )
=-1  *  -6.412/( (178.496+135)/ 2 )
=-1  *  -6.412/156.748
=4.09 %

where

Total Debt  (Q: Dec. 2015 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=140 + 38.496
=178.496

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Mar. 2016) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.


Fox Chase Bancorp  (NAS:FXCB) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Fox Chase Bancorp Effective Interest Rate on Debt % Related Terms

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Fox Chase Bancorp (Fox Chase Bancorp) Business Description

Industry
Traded in Other Exchanges
N/A
Address
Fox Chase Bancorp Inc is a Maryland corporation that was incorporated in March 2010. The Bank operates as a community-oriented financial institution offering traditional financial services to consumers and businesses in its market areas. The Bank attracts deposits from the general public and uses those funds to originate one- to four-family real estate, multi-family and commercial real estate, construction, commercial and consumer loans, which the Bank generally holds for investment. The largest segment of its loan portfolio is multi-family and commercial real estate loans. It offers fixed-rate and adjustable-rate mortgage loans secured by multi-family and commercial real estate to individuals and small businesses in its main market areas. Its multi-family and commercial real estate loans are generally secured by condominiums, apartment buildings and mixed-use properties with residential units, as well as office and retail space. It originates multi-family and commercial real estate loans with terms of up to 25 years. The second largest segment of its loan portfolio is residential mortgage loans, which enable borrowers to purchase or refinance existing homes, which are owner occupied. It offer fixed-rate and adjustable-rate loans with terms up to 30 years. It also offers commercial and industrial loans to professionals, sole proprietorships and small and mid-size businesses in its market area. It offers variety of consumer loans, including home equity loans and lines of credit, loans to individuals to purchase insurance policies, loans secured by certificate of deposits (share loans) and unsecured overdraft lines of credit. It competes with various financial institutions and credit unions operating in its market areas and, to a lesser extent, from other financial service companies such as brokerage firms and insurance companies. Its competition for loans comes mainly from financial institutions in its market areas, and, to a lesser extent, from other financial service providers such as mortgage companies, mortgage brokers and credit unions. As a savings and loan holding company, it is subject to Federal Reserve Board regulations, examinations, supervision, reporting requirements and regulations concerning its activities.
Executives
Thomas M Petro director, officer: President and CEO 14 NORTH MAIN STREET, PO BOX197, SOUDERTON PA 18964
Randall J Mcgarry officer: Sr. VP Chief Info. Officer 4390 DAVISVILLE ROAD, HATBORO PA 19040
Roger S Deacon officer: EVP and CFO 14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964
Nichols Anthony A Sr director
Donald R Caldwell director 5 RADNOR CORP CENTER STE 555, RADNOR PA 19087
Roger H Ballou director C/O CDI CORP, 1717 ARCH ST 35TH FL, PHILADELPHIA PA 19103
Todd S Benning director 14 NORTH MAIN STREET, PO BOX 197, SOUDERTON PA 18964
Richard M Eisenstaedt director
Gerald A Ronon director 4390 DAVISVILLE ROAD, HATBORO PA 19040
Peter A Sears director 1659 EAST BOOT ROAD, WEST CHESTER PA 19380

Fox Chase Bancorp (Fox Chase Bancorp) Headlines

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