Jiangsu Zijin Rural Commercial Bank Co (SHSE:601860) Forward Dividend Yield %: 4.02% (As of Jul. 08, 2026)


SHSE:601860 Jiangsu Zijin Rural Commercial Bank Co Ltd SHSE:601860
56 GF Score
Price ¥2.50
GF Value ¥2.52
Valuation Fairly Valued
! 3 Warning Signs
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What is Jiangsu Zijin Rural Commercial Bank Co Forward Dividend Yield %?

Jiangsu Zijin Rural Commercial Bank Co SHSE:601860 +0.40% 56 Forward Dividend Yield % is 4.02% as of Jul. 08, 2026. GuruFocus rates SHSE:601860 with a GF Score™ of 56/100 and a GF Value™ of ¥2.52 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,246 Banks companies, Jiangsu Zijin Rural Commercial Bank Co ranks better than 63.64% on this metric.

As of today (2026-07-08), the Forward Annual Dividend Yield of Jiangsu Zijin Rural Commercial Bank Co is 4.02%.

As of today (2026-07-08), the Trailing Annual Dividend Yield of Jiangsu Zijin Rural Commercial Bank Co is 4.02%.

SHSE:601860's Forward Dividend Yield % is ranked better than
63.64% of 1246 companies
in the Banks industry
Industry Median: 3.135 vs SHSE:601860: 4.02

Jiangsu Zijin Rural Commercial Bank Co's Dividends per Share for the three months ended in Mar. 2026 was ¥0.05.

During the past 12 months, Jiangsu Zijin Rural Commercial Bank Co's average Dividends Per Share Growth Rate was -33.30% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.


Jiangsu Zijin Rural Commercial Bank Co  (SHSE:601860) Forward Dividend Yield % Explanation

Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.

Dividends may also qualify a lower tax rate for investors.

In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

You can find the stocks that owned most by Gurus here. Or you can check out Warren Buffett's highest dividend stocks here.


Jiangsu Zijin Rural Commercial Bank Co Forward Dividend Yield % Related Terms


Jiangsu Zijin Rural Commercial Bank Co Forward Dividend Yield % Competitor Comparison

For the Banks - Regional subindustry, Jiangsu Zijin Rural Commercial Bank Co's Forward Dividend Yield %, along with its competitors' market caps and Forward Dividend Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jiangsu Zijin Rural Commercial Bank Co Forward Dividend Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Jiangsu Zijin Rural Commercial Bank Co's Forward Dividend Yield % distribution charts can be found below:

* The bar in red indicates where Jiangsu Zijin Rural Commercial Bank Co's Forward Dividend Yield % falls into.


SHSE:601860
56GF Score
Jiangsu Zijin Rural Commercial Bank Co Ltd SHSE:601860
Forward Dividend Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Jiangsu Zijin Rural Commercial Bank Co Forward Dividend Yield % Calculation

Dividend Yield measures how much a company pays out in dividends each year relative to its share price.

Jiangsu Zijin Rural Commercial Bank Co Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
CNY 0.0500002026-06-092026-06-082026-06-09Cash Dividendsemi-annuallyCNY:CNY 1.000000
CNY 0.0500002026-02-052026-02-042026-02-05Cash Dividendsemi-annuallyCNY:CNY 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

Jiangsu Zijin Rural Commercial Bank Co's Forward Annual Dividend Yield (%) for Today is calculated as

Forward Annual Dividend Yield=Forward Full Year Dividend/Current Share Price
=0.1/2.50
=4.00 %

Current Share Price is ¥2.50.
Jiangsu Zijin Rural Commercial Bank Co's Dividends per Share for the forward twelve months is calculated as ¥0.05 * 2 = ¥0.1.

Jiangsu Zijin Rural Commercial Bank Co's Trailing Annual Dividend Yield (%) for Today is calculated as

Trailing Annual Dividend Yield=Most Recent Full Year Dividend/Current Share Price
=0.1/2.50
=4.00 %

Current Share Price is ¥2.50.
Jiangsu Zijin Rural Commercial Bank Co's Dividends per Share for the trailing twelve months (TTM) ended in Today is ¥0.1.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Forward Dividend Yield % of 4.02% mean?
Jiangsu Zijin Rural Commercial Bank Co (SHSE:601860) has a Forward Dividend Yield % of 4.02% as of Jul. 08, 2026. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Jiangsu Zijin Rural Commercial Bank Co and its competitors. According to the industry distribution chart, Jiangsu Zijin Rural Commercial Bank Co ranks #453 out of 1246 companies in the Banks industry, placing it in the top 36.4%.
Is Jiangsu Zijin Rural Commercial Bank Co's Forward Dividend Yield % too high?
Jiangsu Zijin Rural Commercial Bank Co's current Forward Dividend Yield % is 4.02%. The Banks industry median Forward Dividend Yield % is 3.14. Jiangsu Zijin Rural Commercial Bank Co's value of 4.02% is 28.2% above this industry median. Based on the distribution chart, Jiangsu Zijin Rural Commercial Bank Co ranks #453 out of 1246 companies in the Banks industry, which is above the industry midpoint. Overall, Jiangsu Zijin Rural Commercial Bank Co has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Jiangsu Zijin Rural Commercial Bank Co's Forward Dividend Yield % compare to competitors?
According to the Banks industry distribution chart, Jiangsu Zijin Rural Commercial Bank Co ranks #453 out of 1246 companies for Forward Dividend Yield %. This puts Jiangsu Zijin Rural Commercial Bank Co in the upper half of its industry. The industry median Forward Dividend Yield % is 3.14. Jiangsu Zijin Rural Commercial Bank Co's value of 4.02% is 28.2% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Dividend Yield % for a Banks company?
The median Forward Dividend Yield % among Banks companies is 3.14, based on 1,246 companies in the industry. Companies in the top quartile (top 25%) have a Forward Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Forward Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jiangsu Zijin Rural Commercial Bank Co's current Forward Dividend Yield % of 4.02% is 28.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Dividend Yield % mean?
A high Forward Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on Jiangsu Zijin Rural Commercial Bank Co and its competitors. For the Banks industry, the median Forward Dividend Yield % is 3.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jiangsu Zijin Rural Commercial Bank Co's current Forward Dividend Yield % is 4.02%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jiangsu Zijin Rural Commercial Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Jiangsu Zijin Rural Commercial Bank Co (SHSE:601860) is currently considered Fairly Valued. The stock's GF Value™ is ¥2.52, compared to a current price of ¥2.50 — trading 0.8% below its estimated fair value. The current Forward Dividend Yield % is 4.02% and 28.2% above the Banks industry median of 3.14. Jiangsu Zijin Rural Commercial Bank Co's overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Dividend Yield % calculated?
Forward Dividend Yield % is calculated from a company's financial statements. For Jiangsu Zijin Rural Commercial Bank Co (SHSE:601860), the current Forward Dividend Yield % is 4.02% as of Jul. 08, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jiangsu Zijin Rural Commercial Bank Co (SHSE:601860) Overvalued in 2026?

Based on GuruFocus' analysis, Jiangsu Zijin Rural Commercial Bank Co stock appears to be undervalued. The current stock price of ¥2.50 is trading 0.8% below its estimated GF Value™ of ¥2.52. GuruFocus considers Jiangsu Zijin Rural Commercial Bank Co to be Fairly Valued.

Key valuation signals for SHSE:601860:

  • Forward Dividend Yield %: 4.02%
  • GF Value™: ¥2.52 vs. price of ¥2.50 (0.8% below fair value)
  • GF Score™: 56/100 with 3 warning signs
  • Industry Position: 28.2% above the Banks median (#453 of 1246)

No single metric tells the full story. See the SHSE:601860 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jiangsu Zijin Rural Commercial Bank Co Business Description

Address No. 381, Jiangdong Middle Road, Jianye District, Jiangsu Province, Nanjing, CHN, 210019
Jiangsu Zijin Rural Commercial Bank Co Ltd is engaged in Corporate finance, personal finance, treasury operations and others.
56GF Score

Get the complete analysis for SHSE:601860

Forward Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥2.50
Price
¥2.52
GF Value