Jiangsu Zijin Rural Commercial Bank Co (SHSE:601860) Altman Z2-Score

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

SHSE:601860 Jiangsu Zijin Rural Commercial Bank Co Ltd SHSE:601860
58 GF Score
Price ¥2.59
GF Value ¥2.52
Valuation Fairly Valued
! 3 Warning Signs
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What is Jiangsu Zijin Rural Commercial Bank Co Altman Z2-Score?

Altman Z2-Score, also known as Z"-Score, is used to predict the likelihood that a non-manufacturing company (excluding property/financial company) will face bankruptcy within a two-year period.

Altman Z2-Score does not apply to banks and insurance companies.

SHSE:601860
58GF Score
Jiangsu Zijin Rural Commercial Bank Co Ltd SHSE:601860
Altman Z2-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Jiangsu Zijin Rural Commercial Bank Co (SHSE:601860) Overvalued in 2026?

Based on GuruFocus' analysis, Jiangsu Zijin Rural Commercial Bank Co stock appears to be overvalued. The current stock price of ¥2.59 is trading 2.8% above its estimated GF Value™ of ¥2.52. GuruFocus considers Jiangsu Zijin Rural Commercial Bank Co to be Fairly Valued.

Key valuation signals for SHSE:601860:

  • Altman Z2-Score:
  • GF Value™: ¥2.52 vs. price of ¥2.59 (2.8% above fair value)
  • GF Score™: 58/100 with 3 warning signs

No single metric tells the full story. See the SHSE:601860 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jiangsu Zijin Rural Commercial Bank Co Business Description

Address No. 381, Jiangdong Middle Road, Jianye District, Jiangsu Province, Nanjing, CHN, 210019
Jiangsu Zijin Rural Commercial Bank Co Ltd is engaged in Corporate finance, personal finance, treasury operations and others.
58GF Score

Get the complete analysis for SHSE:601860

Altman Z2-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

¥2.59
Price
¥2.52
GF Value