China Minsheng Banking (STU:GHFH) Probability of Financial Distress (%)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STU:GHFH China Minsheng Banking Corp Ltd STU:GHFH
35 GF Score
Price €0.37
GF Value €0.42
Valuation Modestly Undervalued
! 5 Warning Signs
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What is China Minsheng Banking Probability of Financial Distress (%)?

China Minsheng Banking does not have enough data to calculate Probability of Financial Distress (%).

China Minsheng Banking  (STU:GHFH) Probability of Financial Distress (%) Explanation

Like the Altman Z-Score, the PFD measures a company's bankruptcy risk in the upcoming year. However, the main drawback of the Z-score is it does not apply to banks and insurance companies. According to Investopedia, the concept of "working capital" does not apply to banks and insurance companies, as financial institutions do not have typical current assets or current liabilities like inventories or accounts payable.

China Minsheng Banking Probability of Financial Distress (%) Related Terms

China Minsheng Banking Probability of Financial Distress (%) Historical Data

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The historical data trend for China Minsheng Banking's Probability of Financial Distress (%) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

China Minsheng Banking Probability of Financial Distress (%) Chart

China Minsheng Banking Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Probability of Financial Distress (%)
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China Minsheng Banking Quarterly Data
Dec06
Probability of Financial Distress (%) -

China Minsheng Banking Probability of Financial Distress (%) Competitor Comparison

For the Banks - Regional subindustry, China Minsheng Banking's Probability of Financial Distress (%), along with its competitors' market caps and Probability of Financial Distress (%) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

China Minsheng Banking Probability of Financial Distress (%) vs Banks Industry

For the Banks industry and Financial Services sector, China Minsheng Banking's Probability of Financial Distress (%) distribution charts can be found below:

* The bar in red indicates where China Minsheng Banking's Probability of Financial Distress (%) falls into.


STU:GHFH
35GF Score
China Minsheng Banking Corp Ltd STU:GHFH
Probability of Financial Distress (%) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is China Minsheng Banking (STU:GHFH) Overvalued in 2026?

Based on GuruFocus' analysis, China Minsheng Banking stock appears to be undervalued. The current stock price of €0.37 is trading 12.9% below its estimated GF Value™ of €0.42. GuruFocus considers China Minsheng Banking to be Modestly Undervalued.

Key valuation signals for STU:GHFH:

  • Probability of Financial Distress (%):
  • GF Value™: €0.42 vs. price of €0.37 (12.9% below fair value)
  • GF Score™: 35/100 with 5 warning signs

No single metric tells the full story. See the STU:GHFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

China Minsheng Banking Business Description

Address No. 2, Fuxingmennei Avenue, Xicheng District, Beijing, CHN, 100031
China Minsheng Banking Corp Ltd is a joined stock commercial banks in China. The activities of the bank include commercial banking, financial leasing, fund management, global investment banking, wealth management, and other activities. The segments of the bank are categorized as corporate banking and retail banking, out of which the bank derives maximum revenue from corporate banking segment.
35GF Score

Get the complete analysis for STU:GHFH

Probability of Financial Distress (%) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.37
Price
€0.42
GF Value