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As of today (2026-09-20), China Minsheng Banking's weighted average cost of capital is Data Outdated%. China Minsheng Banking's ROIC % is 0.00% (calculated using TTM income statement data).
China Minsheng Banking generates higher returns on investment than it costs the company to raise the capital needed for that investment. It is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases.
For a comprehensive WACC calculation, please access the WACC Calculator.
China Minsheng Banking (STU:GHFH) WACC % Explanation
Because it costs money to raise capital. A firm that generates higher ROIC % than it costs the company to raise the capital needed for that investment is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases, whereas a firm that earns returns that do not match up to its cost of capital will destroy value as it grows.
As of today, China Minsheng Banking's weighted average cost of capital is Data Outdated%. China Minsheng Banking's ROIC % is 0.00% (calculated using TTM income statement data).
China Minsheng Banking generates higher returns on investment than it costs the company to raise the capital needed for that investment. It is earning excess returns. A firm that expects to continue generating positive excess returns on new investments in the future will see its value increase as growth increases.
Be Aware
1. GuruFocus uses book value of debt (D) to do the calculation. It is simplified by adding latest one-year quarterly average Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation together.
For companies that report quarterly, GuruFocus combines all of the most recent year's quarterly debt data from the beginning of the year to the year-end and calculates the average.
For companies that report semi-annually, GuruFocus combines all of the most recent year's semi-annual debt data from the start of the year to the year-end and calculates the average.
For companies that report annually, GuruFocus combines the beginning and ending annual debt data from the most recent year and then calculates the average.
2. The WACC formula discussed above does not include Preferred Stock. Please adjust if preferred stock is considered.
3. (Expected Return of the Market - Risk-Free Rate of Return) is also called market premium. GuruFocus requires market premium to be 6%.
4. GuruFocus uses the latest TTM Interest Expense divided by the latest one-year quarterly average debt to get the simplified cost of debt.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
China Minsheng Banking WACC % Competitor Comparison
For the Banks - Regional subindustry, China Minsheng Banking's WACC %, along with its competitors' market caps and WACC % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
China Minsheng Banking WACC % vs Banks Industry
For the Banks industry and Financial Services sector, China Minsheng Banking's WACC % distribution charts can be found below:
* The bar in red indicates where China Minsheng Banking's WACC % falls into.
The weighted average cost of capital (WACC) is the rate that a company is expected to pay on average to all its security holders to finance its assets. The WACC is commonly referred to as the firm's cost of capital. Generally speaking, a company's assets are financed by debt and equity. WACC is the average of the costs of these sources of financing, each of which is weighted by its respective use in the given situation. By taking a weighted average, we can see how much interest the company has to pay for every dollar it finances.
China Minsheng Banking (STU:GHFH) has a WACC % of Data Outdated as of Sep. 20, 2026. The weighted average cost of capital (WACC) is the average rate a company pays to finance assets. View historical data on China Minsheng Banking and its competitors. Over the past decade, China Minsheng Banking's WACC % has ranged from 9.64 to 18.85. According to the industry distribution chart, China Minsheng Banking ranks #448 out of 1534 companies in the Banks industry, placing it in the top 29.2%.
Is China Minsheng Banking's WACC % too high?
China Minsheng Banking's current WACC % is Data Outdated. Over the past 10 years, this metric has ranged from a low of 9.64 to a high of 18.85. Based on the distribution chart, China Minsheng Banking ranks #448 out of 1534 companies in the Banks industry, which is above the industry midpoint. Overall, China Minsheng Banking has a GF Score™ of 35/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does China Minsheng Banking's WACC % compare to competitors?
According to the Banks industry distribution chart, China Minsheng Banking ranks #448 out of 1534 companies for WACC %. This puts China Minsheng Banking in the upper half of its industry. The industry median WACC % is 13.08. Historically, China Minsheng Banking's own WACC % has ranged from 9.64 to 18.85 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good WACC % for a Banks company?
The median WACC % among Banks companies is 13.08, based on 1,534 companies in the industry. Companies in the top quartile (top 25%) have a WACC % significantly above this median, while those in the bottom quartile fall well below. However, WACC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high WACC % mean?
A high WACC % can signal that a stock is expensive relative to its fundamentals. The weighted average cost of capital (WACC) is the average rate a company pays to finance assets. View historical data on China Minsheng Banking and its competitors. For the Banks industry, the median WACC % is 13.08 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. China Minsheng Banking's current WACC % is Data Outdated. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is China Minsheng Banking stock overvalued right now?
Based on GuruFocus' analysis, China Minsheng Banking (STU:GHFH) is currently considered Modestly Undervalued. The stock's GF Value™ is €0.42, compared to a current price of €0.37 — trading 12.9% below its estimated fair value. The current WACC % is Data Outdated. China Minsheng Banking's overall GF Score™ is 35/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is WACC % calculated?
WACC % is calculated from a company's financial statements. For China Minsheng Banking (STU:GHFH), the current WACC % is Data Outdated as of Sep. 20, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is China Minsheng Banking (STU:GHFH) Overvalued in 2026?
Based on GuruFocus' analysis, China Minsheng Banking stock appears to be undervalued.
The current stock price of €0.37 is trading 12.9% below its estimated GF Value™ of €0.42.
GuruFocus considers China Minsheng Banking to be Modestly Undervalued.
Key valuation signals for STU:GHFH:
WACC %: Data Outdated
GF Value™: €0.42 vs. price of €0.37 (12.9% below fair value)
No single metric tells the full story. See the STU:GHFH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
China Minsheng Banking Corp Ltd is a joined stock commercial banks in China. The activities of the bank include commercial banking, financial leasing, fund management, global investment banking, wealth management, and other activities. The segments of the bank are categorized as corporate banking and retail banking, out of which the bank derives maximum revenue from corporate banking segment.
35GF Score
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