Probability of Financial Distress (%) measures the probability that a company will go bankrupt in the upcoming year given its current financial position. A higher ratio indicates a larger probability of bankruptcy for the company, while a lower ratio indicates a healthier fundamental. As of today, Konica Minolta's Probability of Financial Distress (%) is 0.05%.
Like the Altman Z-Score, the PFD measures a company's bankruptcy risk. However, the main drawback of the Z-score is it does not apply to banks and insurance companies. According to Investopedia, the concept of "working capital" does not apply to banks and insurance companies, as financial institutions do not have typical current assets or current liabilities like inventories or accounts payable.
Konica Minolta (TSE:4902) Probability of Financial Distress (%) Explanation
Like the Altman Z-Score, the PFD measures a company's bankruptcy risk in the upcoming year. However, the main drawback of the Z-score is it does not apply to banks and insurance companies. According to Investopedia, the concept of "working capital" does not apply to banks and insurance companies, as financial institutions do not have typical current assets or current liabilities like inventories or accounts payable.
Konica Minolta Probability of Financial Distress (%) Related Terms
Konica Minolta Probability of Financial Distress (%) Competitor Comparison
For the Business Equipment & Supplies subindustry, Konica Minolta's Probability of Financial Distress (%), along with its competitors' market caps and Probability of Financial Distress (%) data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Konica Minolta Probability of Financial Distress (%) vs Industrial Products Industry
For the Industrial Products industry and Industrials sector, Konica Minolta's Probability of Financial Distress (%) distribution charts can be found below:
* The bar in red indicates where Konica Minolta's Probability of Financial Distress (%) falls into.
Konica Minolta Probability of Financial Distress (%) Calculation
Probability of Financial Distress (%) (PFD) was developed by John Campbell, Jens Hilscher and Jan Szilagyi in their Search of Distress Risk. It measures the probability that a company will go bankrupt within the next 12 months given its current financial position.
The Probability of Financial Distress (%) was obtained by a logit probability model based on eight explanatory variables. The logit formula to compute the probability of financial distress (LPFD) is given below:
LPFD
=
-20.12 * NIMTAAVG
+
1.60 * TLMTA
-
7.88 * EXRETAVG
+
1.55 * SIGMA
-
0.005 * RSIZE
-
2.27 * CASHMTA
+
0.070 * MB
-
0.09 * PRICE
-
8.87
=
-7.54
The Probability of Financial Distress (%) (PFD) was then obtianed by:
4. EXRETAVG = Excess Return compared to the S&P 500
EXRETAVG is the weighted excess return compared to the S&P 500 in past 12 month. Geometrically declining weights are imposed on the monthly excess return to reflect lagged information. The weight is halved each quarter.
5. SIGMA = Standard Deviation of Daily Returns
For sigma, we use the annualized standard deviation of a company's returns over the past 92 days (or 63 trading days).
What does a Probability of Financial Distress (%) of 0.05% mean?
Konica Minolta (TSE:4902) has a Probability of Financial Distress (%) of 0.05% as of Jun. 25, 2026.
Is Konica Minolta's Probability of Financial Distress (%) too high?
Konica Minolta's current Probability of Financial Distress (%) is 0.05%. Overall, Konica Minolta has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Konica Minolta's Probability of Financial Distress (%) compare to competitors?
Konica Minolta's Probability of Financial Distress (%) of 0.05% can be compared against companies in the Industrial Products industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Probability of Financial Distress (%) for an Industrial Products company?
A good Probability of Financial Distress (%) depends on the Industrial Products industry context. However, Probability of Financial Distress (%) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Probability of Financial Distress (%) mean?
A high Probability of Financial Distress (%) can signal that a stock is expensive relative to its fundamentals. Konica Minolta's current Probability of Financial Distress (%) is 0.05%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Konica Minolta stock overvalued right now?
Based on GuruFocus' analysis, Konica Minolta (TSE:4902) is currently considered Modestly Overvalued. The stock's GF Value™ is 円468.93, compared to a current price of 円563.50 — trading 20.2% above its estimated fair value. The current Probability of Financial Distress (%) is 0.05%. Konica Minolta's overall GF Score™ is 57/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Probability of Financial Distress (%) calculated?
Probability of Financial Distress (%) is calculated from a company's financial statements. For Konica Minolta (TSE:4902), the current Probability of Financial Distress (%) is 0.05% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Konica Minolta (TSE:4902) Overvalued in 2026?
Based on GuruFocus' analysis, Konica Minolta stock appears to be overvalued.
The current stock price of 円563.50 is trading 20.2% above its estimated GF Value™ of 円468.93.
GuruFocus considers Konica Minolta to be Modestly Overvalued.
Key valuation signals for TSE:4902:
Probability of Financial Distress (%): 0.05%
GF Value™: 円468.93 vs. price of 円563.50 (20.2% above fair value)
No single metric tells the full story. See the TSE:4902 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Konica Minolta Inc is a Japanese equipment and material manufacturer. The company operates through four segments. The Digital Workplace business covers the development, manufacture, and sale of multifunction printers, related consumables, and IT services and solutions. The Image Solutions business includes medical diagnostic imaging systems, network cameras, and video-related equipment, along with related services and solutions. The Industry business encompasses measuring instruments, functional films for displays, industrial inkjet heads, and professional lenses. The Professional Print business involves digital printing systems and consumables for commercial and industrial markets, as well as printing services and solutions. It generates the majority of revenue Digital workplace segment.
57GF Score
Get the complete analysis for TSE:4902
Probability of Financial Distress (%) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TSE:4902 has been successfully added to your 