GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Emclaire Financial Corp (NAS:EMCF) » Definitions » Pre-Tax Income

Emclaire Financial (Emclaire Financial) Pre-Tax Income : $12.79 Mil (TTM As of Sep. 2022)


View and export this data going back to 1997. Start your Free Trial

What is Emclaire Financial Pre-Tax Income?

Pretax income is the income that a company earns before paying income taxes. Emclaire Financial's pretax income for the three months ended in Sep. 2022 was $3.70 Mil. Its pretax income for the trailing twelve months (TTM) ended in Sep. 2022 was $12.79 Mil. Emclaire Financial's pretax margin was 39.15%.

During the past 13 years, Emclaire Financial's highest Pretax Margin was 36.40%. The lowest was 16.87%. And the median was 24.98%.


Emclaire Financial Pre-Tax Income Historical Data

The historical data trend for Emclaire Financial's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Emclaire Financial Pre-Tax Income Chart

Emclaire Financial Annual Data
Trend Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.39 4.84 9.62 8.18 12.39

Emclaire Financial Quarterly Data
Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.11 3.33 2.95 2.81 3.70

Competitive Comparison of Emclaire Financial's Pre-Tax Income

For the Banks - Regional subindustry, Emclaire Financial's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Emclaire Financial's Pre-Tax Income Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Emclaire Financial's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Emclaire Financial's Pre-Tax Income falls into.



Emclaire Financial Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Emclaire Financial's Pretax Income for the fiscal year that ended in Dec. 2021 is calculated as

Pretax Income=Operating Income+Other
=0+12.385
=12.39

Emclaire Financial's Pretax Income for the quarter that ended in Sep. 2022 is calculated as

Pretax Income=Operating Income+Other
=0+3.697
=3.70

Pre-Tax Income for the trailing twelve months (TTM) ended in Sep. 2022 adds up the quarterly data reported by the company within the most recent 12 months, which was $12.79 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Emclaire Financial  (NAS:EMCF) Pre-Tax Income Explanation

Emclaire Financial's Pretax Margin for the quarter that ended in Sep. 2022 is calculated as

Pretax Margin=Pretax Income/Revenue
=3.697/9.442
=39.15%

During the past 13 years, Emclaire Financial's highest Pretax Margin was 36.40%. The lowest was 16.87%. And the median was 24.98%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Emclaire Financial Pre-Tax Income Related Terms

Thank you for viewing the detailed overview of Emclaire Financial's Pre-Tax Income provided by GuruFocus.com. Please click on the following links to see related term pages.


Emclaire Financial (Emclaire Financial) Business Description

Traded in Other Exchanges
N/A
Address
612 Main Street, P.O. Box D, Emlenton, PA, USA, 16373
Emclaire Financial Corp is a financial holding company that provides a variety of financial services to individuals and businesses through its offices in Western Pennsylvania. The bank's principal business consists of attracting deposits from the general public and investing such funds in real estate loans secured by liens on the residential and commercial property, consumer loans, commercial business loans, marketable securities, and interest-earning deposits. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential and commercial mortgages, commercial business loans, and consumer loans.
Executives
Amanda L Engles officer: Secretary 522 MEADOW ROAD, SENECA PA 16346
Eric John Gantz officer: SVP/CCO-Farmers National Bank 3552 PANIN ROAD, HERMITAGE PA 16148
Mark A Freemer director 25 BROWN STREET, DUBOIS PA 15801
William C Marsh director, officer: Chief Financial Officer/Treas. 414 WEALDSTONE ROAD, CRANBERRY TWP PA 16066
Steven Joseph Hunter director 2929 NORMANDY DRIVE NW, ATLANTA GA 30305
Milissa S Bauer director 633 MAYFIELD ROAD, P O BOX 765, CLARION PA 16214
Nicholas D Varischetti director FOUR NORTHSHORE CENTER, 106 ISABELLA STREET, PITTSBURGH PA 15212
Robert W Freeman director 1306 BEACONFIELD LANE, LANCASTER PA 17601
Jennifer A Roxbury officer: Secretary 100 7TH ST., APT. 1401, PITTSBURGH PA 15222
Deanna K Mccarrier director 104 DOGWOOD COURT, BUTLER PA 16001
Deible Henry H Ii director 3539 STEVENSON HILL ROAD, FALLS CREEK PA 15840
Henry H Deible director 200 LEWIS STREET, REYNOLDSVILLE PA 15851
Robert A Vernick officer: SVP/CLO-Farmers National Bank 138 WILLOW RUN DRIVE, BUTLER PA 16001
James M Crooks director 321 WOOD STREET, CLARION PA 16214
Matthew J Lucco officer: Treasurer 105 VISTA DRIVE, SLIPPERY ROCK PA 16057

Emclaire Financial (Emclaire Financial) Headlines