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Business Description
United Bancorp Inc
NAICS : 522110
SIC : 6022
ISIN : US9099111091
Description
United Bancorp Inc operates as a bank holding company that provides commercial and retail banking services. Through its subsidiary (Unified Bank), the company provides a broad range of banking and financial services, which includes accepting demand, savings, and time deposits and granting commercial, real estate, and consumer loans. It serves customers in Belmont, Harrison, Jefferson, Tuscarawas, Carroll, Athens, Hocking, and Fairfield counties and the surrounding localities. The bank also operates in Marshall County West Virginia.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.19 | |||||
| Equity-to-Asset | 0.08 | |||||
| Debt-to-Equity | 1.6 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 6/9 | |||||
| Beneish M-Score | -2.39 | |||||
| WACC vs ROIC | ||||||
Growth Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 1.3 | |||||
| 3-Year EPS without NRI Growth Rate | -7.8 | |||||
| 3-Year Book Growth Rate | -4 | |||||
| Future 3-5Y EPS without NRI Growth Rate Estimate | 14.79 |
Momentum Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 50.65 | |||||
| 9-Day RSI | 50.38 | |||||
| 14-Day RSI | 50.41 | |||||
| 3-1 Month Momentum % | 1.58 | |||||
| 6-1 Month Momentum % | 2.51 | |||||
| 12-1 Month Momentum % | -5.66 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 5.51 | |||||
| Dividend Payout Ratio | 0.56 | |||||
| 3-Year Dividend Growth Rate | 6.4 | |||||
| Forward Dividend Yield % | 5.61 | |||||
| 5-Year Yield-on-Cost % | 7.13 | |||||
| Shareholder Yield % | 3.49 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 25.29 | |||||
| FCF Margin % | -4.26 | |||||
| ROE % | 11.7 | |||||
| ROA % | 0.9 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 10.24 | |||||
| Forward PE Ratio | 8.55 | |||||
| PE Ratio without NRI | 10.24 | |||||
| Shiller PE Ratio | 9.85 | |||||
| Price-to-Owner-Earnings | 14.29 | |||||
| PEG Ratio | 25.6 | |||||
| PS Ratio | 2.46 | |||||
| PB Ratio | 1.19 | |||||
| Price-to-Tangible-Book | 1.2 | |||||
| Price-to-Operating-Cash-Flow | 8.54 | |||||
| EV-to-Revenue | 5.46 | |||||
| EV-to-FCF | -129 | |||||
| Price-to-GF-Value | 1.02 | |||||
| Price-to-Projected-FCF | 0.64 | |||||
| Price-to-DCF (Earnings Based) | 0.52 | |||||
| Price-to-Median-PS-Value | 0.91 | |||||
| Price-to-Graham-Number | 0.74 | |||||
| FCF Yield % | -1.61 | |||||
| Forward Rate of Return (Yacktman) % | 6.79 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
United Bancorp Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 29.26 | ||
| EPS (TTM) ($) | 1.27 | ||
| Beta | 0.28 | ||
| 3-Year Sharpe Ratio | -0.26 | ||
| 3-Year Sortino Ratio | -0.38 | ||
| Volatility % | 22.89 | ||
| 14-Day RSI | 50.41 | ||
| 14-Day ATR ($) | 0.606533 | ||
| 20-Day SMA ($) | 13.128 | ||
| 12-1 Month Momentum % | -5.66 | ||
| 52-Week Range ($) | 11.4 - 14.78 | ||
| Shares Outstanding (Mil) | 5.97 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
United Bancorp Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
United Bancorp Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| No Event Data | ||||
United Bancorp Inc Frequently Asked Questions
What is United Bancorp Inc(UBCP)'s stock price today?
The current price of UBCP is $13.00. The 52 week high of UBCP is $14.78 and 52 week low is $11.40.
When is next earnings date of United Bancorp Inc(UBCP)?
The next earnings date of United Bancorp Inc(UBCP) is 2025-05-09 Est..
Does United Bancorp Inc(UBCP) pay dividends? If so, how much?
The Dividend Yield %  of United Bancorp Inc(UBCP) is 5.51% (As of Today), Highest Dividend Payout Ratio of United Bancorp Inc(UBCP) was 0.66. The lowest was 0.36. And the median was 0.51. The  Forward Dividend Yield % of United Bancorp Inc(UBCP) is 5.61%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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