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Emclaire Financial (Emclaire Financial) PEG Ratio : 1.32 (As of May. 06, 2024)


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What is Emclaire Financial PEG Ratio?

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Emclaire Financial's PE Ratio without NRI is 8.59. Emclaire Financial's 5-Year Book Value growth rate is 6.50%. Therefore, Emclaire Financial's PEG Ratio for today is 1.32.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Emclaire Financial's PEG Ratio or its related term are showing as below:

EMCF' s PEG Ratio Range Over the Past 10 Years
Min: 1.15   Med: 4.39   Max: 8.94
Current: 1.32


During the past 13 years, Emclaire Financial's highest PEG Ratio was 8.94. The lowest was 1.15. And the median was 4.39.


EMCF's PEG Ratio is not ranked
in the Banks industry.
Industry Median: 1.425 vs EMCF: 1.32

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Emclaire Financial PEG Ratio Historical Data

The historical data trend for Emclaire Financial's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Emclaire Financial PEG Ratio Chart

Emclaire Financial Annual Data
Trend Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.54 6.00 2.72 2.27 1.22

Emclaire Financial Quarterly Data
Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.20 1.22 1.71 1.88 2.86

Competitive Comparison of Emclaire Financial's PEG Ratio

For the Banks - Regional subindustry, Emclaire Financial's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Emclaire Financial's PEG Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Emclaire Financial's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Emclaire Financial's PEG Ratio falls into.



Emclaire Financial PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Emclaire Financial's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=8.5869565217391/6.50
=1.32

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


Emclaire Financial  (NAS:EMCF) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Emclaire Financial PEG Ratio Related Terms

Thank you for viewing the detailed overview of Emclaire Financial's PEG Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Emclaire Financial (Emclaire Financial) Business Description

Traded in Other Exchanges
N/A
Address
612 Main Street, P.O. Box D, Emlenton, PA, USA, 16373
Emclaire Financial Corp is a financial holding company that provides a variety of financial services to individuals and businesses through its offices in Western Pennsylvania. The bank's principal business consists of attracting deposits from the general public and investing such funds in real estate loans secured by liens on the residential and commercial property, consumer loans, commercial business loans, marketable securities, and interest-earning deposits. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential and commercial mortgages, commercial business loans, and consumer loans.
Executives
Amanda L Engles officer: Secretary 522 MEADOW ROAD, SENECA PA 16346
Eric John Gantz officer: SVP/CCO-Farmers National Bank 3552 PANIN ROAD, HERMITAGE PA 16148
Mark A Freemer director 25 BROWN STREET, DUBOIS PA 15801
William C Marsh director, officer: Chief Financial Officer/Treas. 414 WEALDSTONE ROAD, CRANBERRY TWP PA 16066
Steven Joseph Hunter director 2929 NORMANDY DRIVE NW, ATLANTA GA 30305
Milissa S Bauer director 633 MAYFIELD ROAD, P O BOX 765, CLARION PA 16214
Nicholas D Varischetti director FOUR NORTHSHORE CENTER, 106 ISABELLA STREET, PITTSBURGH PA 15212
Robert W Freeman director 1306 BEACONFIELD LANE, LANCASTER PA 17601
Jennifer A Roxbury officer: Secretary 100 7TH ST., APT. 1401, PITTSBURGH PA 15222
Deanna K Mccarrier director 104 DOGWOOD COURT, BUTLER PA 16001
Deible Henry H Ii director 3539 STEVENSON HILL ROAD, FALLS CREEK PA 15840
Henry H Deible director 200 LEWIS STREET, REYNOLDSVILLE PA 15851
Robert A Vernick officer: SVP/CLO-Farmers National Bank 138 WILLOW RUN DRIVE, BUTLER PA 16001
James M Crooks director 321 WOOD STREET, CLARION PA 16214
Matthew J Lucco officer: Treasurer 105 VISTA DRIVE, SLIPPERY ROCK PA 16057