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Emclaire Financial (Emclaire Financial) Cyclically Adjusted Book per Share : $0.00 (As of Sep. 2022)


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What is Emclaire Financial Cyclically Adjusted Book per Share?

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Emclaire Financial's adjusted book value per share for the three months ended in Sep. 2022 was $25.949. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $0.00 for the trailing ten years ended in Sep. 2022.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

As of today (2024-05-06), Emclaire Financial's current stock price is $31.60. Emclaire Financial's Cyclically Adjusted Book per Share for the quarter that ended in Sep. 2022 was $0.00. Emclaire Financial's Cyclically Adjusted PB Ratio of today is .


Emclaire Financial Cyclically Adjusted Book per Share Historical Data

The historical data trend for Emclaire Financial's Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

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Emclaire Financial Cyclically Adjusted Book per Share Chart

Emclaire Financial Annual Data
Trend Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21
Cyclically Adjusted Book per Share
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Emclaire Financial Quarterly Data
Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22
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Competitive Comparison of Emclaire Financial's Cyclically Adjusted Book per Share

For the Banks - Regional subindustry, Emclaire Financial's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Emclaire Financial's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Emclaire Financial's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Emclaire Financial's Cyclically Adjusted PB Ratio falls into.



Emclaire Financial Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Emclaire Financial's adjusted Book Value per Share data for the three months ended in Sep. 2022 was:

Adj_Book= Book Value per Share /CPI of Sep. 2022 (Change)*Current CPI (Sep. 2022)
=25.949/125.2265*125.2265
=25.949

Current CPI (Sep. 2022) = 125.2265.

Emclaire Financial Quarterly Data

Book Value per Share CPI Adj_Book
201212 23.715 96.871 30.657
201303 23.758 98.209 30.294
201306 22.480 98.518 28.574
201309 22.495 98.790 28.515
201312 22.657 98.326 28.856
201403 23.131 99.695 29.055
201406 23.985 100.560 29.868
201409 24.245 100.428 30.232
201412 24.143 99.070 30.517
201503 24.721 99.621 31.075
201506 24.323 100.684 30.252
201509 24.974 100.392 31.152
201512 24.636 99.792 30.915
201603 25.180 100.470 31.384
201606 25.556 101.688 31.472
201609 25.726 101.861 31.627
201612 25.123 101.863 30.885
201703 25.442 102.862 30.974
201706 25.738 103.349 31.186
201709 26.388 104.136 31.732
201712 26.018 104.011 31.325
201803 25.924 105.290 30.833
201806 26.195 106.317 30.854
201809 26.247 106.507 30.860
201812 28.088 105.998 33.183
201903 28.859 107.251 33.696
201906 29.700 108.070 34.415
201909 30.283 108.329 35.007
201912 30.144 108.420 34.817
202003 30.767 108.902 35.379
202006 31.136 108.767 35.848
202009 31.561 109.815 35.990
202012 32.072 109.897 36.546
202103 31.848 111.754 35.687
202106 32.716 114.631 35.740
202109 33.160 115.734 35.880
202112 33.911 117.630 36.101
202203 30.146 121.301 31.122
202206 27.784 125.017 27.831
202209 25.949 125.227 25.949

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.


Emclaire Financial  (NAS:EMCF) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Emclaire Financial Cyclically Adjusted Book per Share Related Terms

Thank you for viewing the detailed overview of Emclaire Financial's Cyclically Adjusted Book per Share provided by GuruFocus.com. Please click on the following links to see related term pages.


Emclaire Financial (Emclaire Financial) Business Description

Industry
Traded in Other Exchanges
N/A
Address
612 Main Street, P.O. Box D, Emlenton, PA, USA, 16373
Emclaire Financial Corp is a financial holding company that provides a variety of financial services to individuals and businesses through its offices in Western Pennsylvania. The bank's principal business consists of attracting deposits from the general public and investing such funds in real estate loans secured by liens on the residential and commercial property, consumer loans, commercial business loans, marketable securities, and interest-earning deposits. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential and commercial mortgages, commercial business loans, and consumer loans.
Executives
Amanda L Engles officer: Secretary 522 MEADOW ROAD, SENECA PA 16346
Eric John Gantz officer: SVP/CCO-Farmers National Bank 3552 PANIN ROAD, HERMITAGE PA 16148
Mark A Freemer director 25 BROWN STREET, DUBOIS PA 15801
William C Marsh director, officer: Chief Financial Officer/Treas. 414 WEALDSTONE ROAD, CRANBERRY TWP PA 16066
Steven Joseph Hunter director 2929 NORMANDY DRIVE NW, ATLANTA GA 30305
Milissa S Bauer director 633 MAYFIELD ROAD, P O BOX 765, CLARION PA 16214
Nicholas D Varischetti director FOUR NORTHSHORE CENTER, 106 ISABELLA STREET, PITTSBURGH PA 15212
Robert W Freeman director 1306 BEACONFIELD LANE, LANCASTER PA 17601
Jennifer A Roxbury officer: Secretary 100 7TH ST., APT. 1401, PITTSBURGH PA 15222
Deanna K Mccarrier director 104 DOGWOOD COURT, BUTLER PA 16001
Deible Henry H Ii director 3539 STEVENSON HILL ROAD, FALLS CREEK PA 15840
Henry H Deible director 200 LEWIS STREET, REYNOLDSVILLE PA 15851
Robert A Vernick officer: SVP/CLO-Farmers National Bank 138 WILLOW RUN DRIVE, BUTLER PA 16001
James M Crooks director 321 WOOD STREET, CLARION PA 16214
Matthew J Lucco officer: Treasurer 105 VISTA DRIVE, SLIPPERY ROCK PA 16057