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Repay Holdings (Repay Holdings) ROE % : -34.58% (As of Dec. 2023)


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What is Repay Holdings ROE %?

ROE % is calculated as Net Income divided by its average Total Stockholders Equity over a certain period of time. Repay Holdings's annualized net income for the quarter that ended in Dec. 2023 was $-293.1 Mil. Repay Holdings's average Total Stockholders Equity over the quarter that ended in Dec. 2023 was $847.7 Mil. Therefore, Repay Holdings's annualized ROE % for the quarter that ended in Dec. 2023 was -34.58%.

The historical rank and industry rank for Repay Holdings's ROE % or its related term are showing as below:

RPAY' s ROE % Range Over the Past 10 Years
Min: -29.22   Med: -2.9   Max: 47240
Current: -12.73

During the past 7 years, Repay Holdings's highest ROE % was 47,240.00%. The lowest was -29.22%. And the median was -2.90%.

RPAY's ROE % is ranked worse than
71.52% of 2640 companies
in the Software industry
Industry Median: 3.225 vs RPAY: -12.73

Repay Holdings ROE % Historical Data

The historical data trend for Repay Holdings's ROE % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Repay Holdings ROE % Chart

Repay Holdings Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
ROE %
Get a 7-Day Free Trial - -29.22 -7.24 1.45 -12.93

Repay Holdings Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
ROE % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -2.98 -11.96 -2.12 -2.81 -34.58

Competitive Comparison of Repay Holdings's ROE %

For the Software - Infrastructure subindustry, Repay Holdings's ROE %, along with its competitors' market caps and ROE % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Repay Holdings's ROE % Distribution in the Software Industry

For the Software industry and Technology sector, Repay Holdings's ROE % distribution charts can be found below:

* The bar in red indicates where Repay Holdings's ROE % falls into.



Repay Holdings ROE % Calculation

Repay Holdings's annualized ROE % for the fiscal year that ended in Dec. 2023 is calculated as

ROE %=Net Income (A: Dec. 2023 )/( (Total Stockholders Equity (A: Dec. 2022 )+Total Stockholders Equity (A: Dec. 2023 ))/ count )
=-110.49/( (894.562+815.135)/ 2 )
=-110.49/854.8485
=-12.93 %

Repay Holdings's annualized ROE % for the quarter that ended in Dec. 2023 is calculated as

ROE %=Net Income (Q: Dec. 2023 )/( (Total Stockholders Equity (Q: Sep. 2023 )+Total Stockholders Equity (Q: Dec. 2023 ))/ count )
=-293.148/( (880.211+815.135)/ 2 )
=-293.148/847.673
=-34.58 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual ROE %, the net income of the last fiscal year and the average total shareholder equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Dec. 2023) net income data. ROE % is displayed in the 30-year financial page.


Repay Holdings  (NAS:RPAY) ROE % Explanation

ROE % measures the rate of return on the ownership interest (shareholder's equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' equity (also known as net assets or assets minus liabilities). ROE % shows how well a company uses investment funds to generate earnings growth. ROE %s between 15% and 20% are considered desirable.

The factors that affect a company's ROE % can be illustrated with the three-step DuPont Analysis:

ROE %(Q: Dec. 2023 )
=Net Income/Total Stockholders Equity
=-293.148/847.673
=(Net Income / Revenue )*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(-293.148 / 303.948)*(303.948 / 1551.3)*(1551.3 / 847.673)
=Net Margin %*Asset Turnover*Equity Multiplier
=-96.45 %*0.1959*1.8301
=ROA %*Equity Multiplier
=-18.89 %*1.8301
=-34.58 %

With this breakdown, it is clear that if a company grows its Net Profit Margin, its Asset Turnover, or its Leverage, it can grow its ROE %.

The factors that affect a company's ROE % can also be illustrated with the five-step DuPont Analysis:

ROE %(Q: Dec. 2023 )
=Net Income/Total Stockholders Equity
=-293.148/847.673
=(Net Income / Pre-Tax Income) * (Pre-Tax Income / Operating Income) * (Operating Income / Revenue) * (Revenue / Total Assets) * (Total Assets / Total Stockholders Equity)
= (-293.148 / -324.388) * (-324.388 / -10.656) * (-10.656 / 303.948) * (303.948 / 1551.3) * (1551.3 / 847.673)
= Tax Burden * Interest Burden * Operating Margin % * Asset Turnover * Equity Multiplier
= 0.9037 * 30.4418 * -3.51 % * 0.1959 * 1.8301
=-34.58 %

Note: The net income data used here is four times the quarterly (Dec. 2023) net income data. The Revenue data used here is four times the quarterly (Dec. 2023) revenue data. The same rule applies to Pre-Tax Income and Operating Income.
* In the five-step DuPont Analysis, Operating Income is only available for non-financial companies. Thus, for Insurance companies, we use EBIT as a substitution of Operating Income. For Banks, both Operating Income and EBIT is unavailable. Thus we combined Interest Burden and Operating Margin % into Pretax Margin %, and the DuPont Analysis is divided into four components instead.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net Income is used.

Because a company can increase its ROE % by having more financial leverage, it is important to watch the equity multiplier when investing in high ROE % companies. Like ROA %, ROE % is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their ROE %s can be extremely high.


Repay Holdings ROE % Related Terms

Thank you for viewing the detailed overview of Repay Holdings's ROE % provided by GuruFocus.com. Please click on the following links to see related term pages.


Repay Holdings (Repay Holdings) Business Description

Traded in Other Exchanges
N/A
Address
3 West Paces Ferry Road, Suite 200, Atlanta, GA, USA, 30305
Repay Holdings Corp is engaged in providing integrated payment processing solutions to verticals that have transaction processing needs. It allows customers to pay through Mobile App, Text, Interactive Voice Response, Virtual Terminal, Hosted Payment Page and Online Customer Portal among others. It operates in two segment, Consumer Payment and Business Payments.
Executives
Thomas Eugene Sullivan officer: VP, Controller 3 WEST PACES FERRY ROAD, SUITE 200, ATLANTA GA 30305
Robert Herman Hartheimer director 3232 RITTENHOUSE STREET NW, WASHINGTON DC 20015
Tyler B Dempsey officer: General Counsel 3 WEST PACES FERRY ROAD, SUITE 200, ATLANTA GA 30305
Naomi Barnett officer: Executive Vice President 3 WEST PACES FERRY ROAD, SUITE 200, ATLANTA GA 30305
Shaler Alias director, officer: President 3 WEST PACES FERRY ROAD, SUITE 200, ATLANTA GA 30305
Michael Frank Jackson officer: Chief Operating Officer 3 WEST PACES FERRY ROAD, SUITE 200, ATLANTA GA 30305
Peter J Kight director 4411 EAST JONES BRIDGE ROAD, NORCROSS GA 30092
Morris John Andrew Sr. director, officer: Chief Executive Officer 3 WEST PACES FERRY ROAD, SUITE 200, ATLANTA GA 30305
Timothy John Murphy officer: Chief Financial Officer 3 WEST PACES FERRY ROAD, SUITE 200, ATLANTA GA 30305
Richard E Thornburgh director 401 N. MAIN STREET, WINSTON-SALEM NC 27101
David M Guthrie officer: Chief Technology Officer 3280 PEACHTREE RD NW, SUITE 1000, ATLANTA GA 30305
Emnet Legesse Rios director 3 WEST PACES FERRY ROAD, SUITE 200, ATLANTA GA 30305
Beckham Aggregator, L.p. 10 percent owner FOUR EMBARCADERO CENTER, SUITE 3610, SAN FRANCISCO CA 94111
Jacob Hamilton Moore officer: Executive Vice President 3 WEST PACES FERRY ROAD, SUITE 200, ATLANTA GA 30305
Jason Kirk officer: Chief Technology Officer 3 WEST PACES FERRY ROAD, SUITE 200, ATLANTA GA 30305