Repay HoldingsRPAY -2.60%66 EBITDA Margin % is 26.47% as of Mar. 2026, which is 30% above its 10-year median of 20.37. GuruFocus rates RPAY with a GF Score™ of 66/100 and a GF Value™ of $9.25 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 2,818 Software companies, Repay Holdings ranks worse than 85.98% on this metric.
EBITDA Margin % is calculated as EBITDA divided by its Revenue. Repay Holdings's EBITDA for the
three
months ended in Mar. 2026 was $21.4 Mil. Repay Holdings's Revenue for the
three
months ended in Mar. 2026 was $80.8 Mil. Therefore, Repay Holdings's EBITDA margin for the quarter that ended in Mar. 2026 was 26.47%.
EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.
Repay Holdings EBITDA Margin % Related Terms
Repay Holdings EBITDA Margin % Historical Data
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The historical data trend for Repay Holdings's EBITDA Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
RPAY vs ARQQ, TLS, XNET: EBITDA Margin % Comparison
For the Software - Infrastructure subindustry, Repay Holdings's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Repay Holdings EBITDA Margin % vs Software Industry
For the Software industry and Technology sector, Repay Holdings's EBITDA Margin % distribution charts can be found below:
* The bar in red indicates where Repay Holdings's EBITDA Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Repay Holdings (RPAY) has a EBITDA Margin % of 26.47% as of Mar. 2026. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Repay Holdings and its competitors. This is 30% above median its historical median of 20.37. According to the industry distribution chart, Repay Holdings ranks #2423 out of 2818 companies in the Software industry, placing it in the top 86%.
Is Repay Holdings' EBITDA Margin % too high?
Repay Holdings' current EBITDA Margin % of 26.47% is 30% above median its 10-year median of 20.37. The Software industry median EBITDA Margin % is 8.07. Repay Holdings' value of 26.47% is 228% above this industry median. Based on the distribution chart, Repay Holdings ranks #2423 out of 2818 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Repay Holdings has a GF Score™ of 66/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Repay Holdings' EBITDA Margin % compare to ARQQ and TLS?
According to the Software industry distribution chart, Repay Holdings ranks #2423 out of 2818 companies for EBITDA Margin %. This places Repay Holdings in the lower half of its industry. The industry median EBITDA Margin % is 8.07. Repay Holdings' value of 26.47% is 228% above this benchmark. While the company's 10-year median is 20.37 vs. the industry median of 8.07, Repay Holdings has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for a Software company?
The median EBITDA Margin % among Software companies is 8.07, based on 2,818 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Repay Holdings's current EBITDA Margin % of 26.47% is 228% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on Repay Holdings and its competitors. For the Software industry, the median EBITDA Margin % is 8.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Repay Holdings's current EBITDA Margin % is 26.47%, which is 30% above median its own 10-year median of 20.37. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Repay Holdings stock overvalued right now?
Based on GuruFocus' analysis, Repay Holdings (RPAY) is currently considered Possible Value Trap. The stock's GF Value™ is $9.25, compared to a current price of $3.18 — trading 65.6% below its estimated fair value. The current EBITDA Margin % is 26.47%, which is 30% above median its 10-year median of 20.37 and 228% above the Software industry median of 8.07. Repay Holdings' overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For Repay Holdings (RPAY), the current EBITDA Margin % is 26.47% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Repay Holdings (RPAY) Overvalued in 2026?
Based on GuruFocus' analysis, Repay Holdings stock appears to be undervalued.
The current stock price of $3.18 is trading 65.6% below its estimated GF Value™ of $9.25.
GuruFocus considers Repay Holdings to be Possible Value Trap.
Key valuation signals for RPAY:
EBITDA Margin %: 26.47% (30% above median its 10-year median of 20.37)
GF Value™: $9.25 vs. price of $3.18 (65.6% below fair value)
Industry Position: 228% above the Software median (#2423 of 2818)
No single metric tells the full story. See the RPAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Repay Holdings Corp is a payments technology company. It provides integrated payment processing solutions to industry-oriented vertical markets in which businesses or other organizations have specific transaction processing needs. It allows customers to pay through Mobile App, Text, Interactive Voice Response, Virtual Terminal, Hosted Payment Page and Online Customer Portal among others. It operates in two segments Consumer Payments and Business Payments. The company generates majority of its revenue from Consumer Payments segment.
66GF Score
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