RPAY (Repay Holdings) Receivables Turnover: 2.32 (As of Mar. 2026)

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RPAY Repay Holdings Corp RPAY
66 GF Score
Price $3.73
GF Value $10.32
Valuation Possible Value Trap
! 3 Warning Signs
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What is Repay Holdings Receivables Turnover?

Repay Holdings RPAY -1.58% 66 Receivables Turnover is 2.32 as of Mar. 2026. GuruFocus rates RPAY with a GF Score™ of 66/100 and a GF Value™ of $10.32 (Possible Value Trap). The stock has 3 warning signs investors should review. Among 2,782 Software companies, Repay Holdings ranks better than 74.55% on this metric.

The Receivables Turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by average Accounts Receivable. An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. Repay Holdings's Revenue for the three months ended in Mar. 2026 was $80.8 Mil. Repay Holdings's average Accounts Receivable for the three months ended in Mar. 2026 was $34.9 Mil. Hence, Repay Holdings's Receivables Turnover for the three months ended in Mar. 2026 was 2.32.


Repay Holdings  (NAS:RPAY) Receivables Turnover Explanation

An efficient company has a higher accounts receivable turnover ratio while an inefficient company has a lower ratio. This metric is commonly used to compare companies within the same industry to check whether they are on par with their competitors.


Repay Holdings Receivables Turnover Related Terms


Repay Holdings Receivables Turnover Historical Data

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The historical data trend for Repay Holdings's Receivables Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Repay Holdings Receivables Turnover Chart

Repay Holdings Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Receivables Turnover
Get a 7-Day Free Trial Premium Member Only 8.04 8.36 8.53 9.08 9.35

Repay Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Receivables Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.22 2.15 2.33 2.37 2.32

RPAY vs DVLT, ZPTA, PDYN: Receivables Turnover Comparison

For the Software - Infrastructure subindustry, Repay Holdings's Receivables Turnover, along with its competitors' market caps and Receivables Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Repay Holdings Receivables Turnover vs Software Industry

For the Software industry and Technology sector, Repay Holdings's Receivables Turnover distribution charts can be found below:

* The bar in red indicates where Repay Holdings's Receivables Turnover falls into.


RPAY
66GF Score
Repay Holdings Corp RPAY
Receivables Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Repay Holdings Receivables Turnover Calculation

Receivables Turnover measures the number of times a company collects its average accounts receivable balance.

Repay Holdings's Receivables Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Receivables Turnover (A: Dec. 2025 )
=Revenue / Average Accounts Receivable
=Revenue (A: Dec. 2025 ) / ((Accounts Receivable (A: Dec. 2024 ) + Accounts Receivable (A: Dec. 2025 )) / count )
=309.261 / ((32.95 + 33.172) / 2 )
=309.261 / 33.061
=9.35

Repay Holdings's Receivables Turnover for the quarter that ended in Mar. 2026 is calculated as

Receivables Turnover (Q: Mar. 2026 )
=Revenue / Average Accounts Receivable
=Revenue (Q: Mar. 2026 ) / ((Accounts Receivable (Q: Dec. 2025 ) + Accounts Receivable (Q: Mar. 2026 )) / count )
=80.794 / ((33.172 + 36.608) / 2 )
=80.794 / 34.89
=2.32

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Receivables Turnover →
What does a Receivables Turnover of 2.32 mean?
Repay Holdings (RPAY) has a Receivables Turnover of 2.32 as of Mar. 2026. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Repay Holdings and its competitors. According to the industry distribution chart, Repay Holdings ranks #708 out of 2782 companies in the Software industry, placing it in the top 25.4%.
Is Repay Holdings' Receivables Turnover too high?
Repay Holdings' current Receivables Turnover is 2.32. The Software industry median Receivables Turnover is 5.73. Repay Holdings' value of 2.32 is 59.5% below this industry median. Based on the distribution chart, Repay Holdings ranks #708 out of 2782 companies in the Software industry, which is above the industry midpoint. Overall, Repay Holdings has a GF Score™ of 66/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Repay Holdings' Receivables Turnover compare to DVLT and ZPTA?
According to the Software industry distribution chart, Repay Holdings ranks #708 out of 2782 companies for Receivables Turnover. This puts Repay Holdings in the upper half of its industry. The industry median Receivables Turnover is 5.73. Repay Holdings' value of 2.32 is 59.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Receivables Turnover for a Software company?
The median Receivables Turnover among Software companies is 5.73, based on 2,782 companies in the industry. Companies in the top quartile (top 25%) have a Receivables Turnover significantly above this median, while those in the bottom quartile fall well below. However, Receivables Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Repay Holdings's current Receivables Turnover of 2.32 is 59.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Receivables Turnover mean?
A high Receivables Turnover can signal that a stock is expensive relative to its fundamentals. The accounts receivables turnover ratio measures the number of times a company collects its average accounts receivable balance. It is calculated as Revenue divided by Average Accounts Receivable. View historical data on Repay Holdings and its competitors. For the Software industry, the median Receivables Turnover is 5.73 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Repay Holdings's current Receivables Turnover is 2.32. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Repay Holdings stock overvalued right now?
Based on GuruFocus' analysis, Repay Holdings (RPAY) is currently considered Possible Value Trap. The stock's GF Value™ is $10.32, compared to a current price of $3.73 — trading 63.9% below its estimated fair value. The current Receivables Turnover is 2.32 and 59.5% below the Software industry median of 5.73. Repay Holdings' overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Receivables Turnover calculated?
Receivables Turnover is calculated from a company's financial statements. For Repay Holdings (RPAY), the current Receivables Turnover is 2.32 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Repay Holdings (RPAY) Overvalued in 2026?

Based on GuruFocus' analysis, Repay Holdings stock appears to be undervalued. The current stock price of $3.73 is trading 63.9% below its estimated GF Value™ of $10.32. GuruFocus considers Repay Holdings to be Possible Value Trap.

Key valuation signals for RPAY:

  • Receivables Turnover: 2.32
  • GF Value™: $10.32 vs. price of $3.73 (63.9% below fair value)
  • GF Score™: 66/100 with 3 warning signs
  • Industry Position: 59.5% below the Software median (#708 of 2782)

No single metric tells the full story. See the RPAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Repay Holdings Business Description

Other Exchanges 0YR:Germany
Address 3060 Peachtree Road NW, Suite 1100, Atlanta, GA, USA, 30305
Repay Holdings Corp is a payments technology company. It provides integrated payment processing solutions to industry-oriented vertical markets in which businesses or other organizations have specific transaction processing needs. It allows customers to pay through Mobile App, Text, Interactive Voice Response, Virtual Terminal, Hosted Payment Page and Online Customer Portal among others. It operates in two segments Consumer Payments and Business Payments. The company generates majority of its revenue from Consumer Payments segment.
66GF Score

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Receivables Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$3.73
Price
$10.32
GF Value