The historical rank and industry rank for Repay Holdings's FCF Margin % or its related term are showing as below:
RPAY'
s FCF Margin % Range Over the Past 10 Years
Min: 2.72 Med: 13.87 Max: 33.62
Current: 12.8
During the past 9 years, the highest FCF Margin % of Repay Holdings was 33.62%. The lowest was 2.72%. And the median was 13.87%.
RPAY's FCF Margin % is ranked better than 75.52% of 2814
companies
in the Software industry
Industry Median: 2.41
vs RPAY: 12.80
Repay Holdings FCF Margin % Related Terms
Repay Holdings FCF Margin % Historical Data
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The historical data trend for Repay Holdings's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Software - Infrastructure subindustry, Repay Holdings's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Repay Holdings FCF Margin % vs Software Industry
For the Software industry and Technology sector, Repay Holdings's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Repay Holdings's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Repay Holdings (RPAY) has a FCF Margin % of -21.20% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Repay Holdings and its competitors. Over the past decade, Repay Holdings' FCF Margin % has ranged from 2.72 to 33.62. According to the industry distribution chart, Repay Holdings ranks #689 out of 2814 companies in the Software industry, placing it in the top 24.5%.
Is Repay Holdings' FCF Margin % too high?
Repay Holdings' current FCF Margin % is -21.20%. Over the past 10 years, this metric has ranged from a low of 2.72 to a high of 33.62. Based on the distribution chart, Repay Holdings ranks #689 out of 2814 companies in the Software industry, which is in the top quartile — a strong position relative to peers. Overall, Repay Holdings has a GF Score™ of 66/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Repay Holdings' FCF Margin % compare to ARQQ and TLS?
According to the Software industry distribution chart, Repay Holdings ranks #689 out of 2814 companies for FCF Margin %. This places Repay Holdings in the top 25% of its industry — outperforming the majority of peers. The industry median FCF Margin % is 2.41. Historically, Repay Holdings' own FCF Margin % has ranged from 2.72 to 33.62 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Software company?
The median FCF Margin % among Software companies is 2.41, based on 2,814 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Repay Holdings and its competitors. For the Software industry, the median FCF Margin % is 2.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Repay Holdings's current FCF Margin % is -21.20%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Repay Holdings stock overvalued right now?
Based on GuruFocus' analysis, Repay Holdings (RPAY) is currently considered Possible Value Trap. The stock's GF Value™ is $9.25, compared to a current price of $3.18 — trading 65.6% below its estimated fair value. The current FCF Margin % is -21.20%. Repay Holdings' overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Repay Holdings (RPAY), the current FCF Margin % is -21.20% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Repay Holdings (RPAY) Overvalued in 2026?
Based on GuruFocus' analysis, Repay Holdings stock appears to be undervalued.
The current stock price of $3.18 is trading 65.6% below its estimated GF Value™ of $9.25.
GuruFocus considers Repay Holdings to be Possible Value Trap.
Key valuation signals for RPAY:
FCF Margin %: -21.20%
GF Value™: $9.25 vs. price of $3.18 (65.6% below fair value)
No single metric tells the full story. See the RPAY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Repay Holdings Corp is a payments technology company. It provides integrated payment processing solutions to industry-oriented vertical markets in which businesses or other organizations have specific transaction processing needs. It allows customers to pay through Mobile App, Text, Interactive Voice Response, Virtual Terminal, Hosted Payment Page and Online Customer Portal among others. It operates in two segments Consumer Payments and Business Payments. The company generates majority of its revenue from Consumer Payments segment.
66GF Score
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FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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