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Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Banqup Group's accounts receivables for the quarter that ended in Dec. 2025 was €10.97 Mil.
Accounts receivable can be measured by Days Sales Outstanding.
Banqup Group's Days Sales Outstanding for the quarter that ended in Dec. 2025 was 97.54.
In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. Banqup Group's Net-Net Working Capital per share for the quarter that ended in Dec. 2025 was €-3.92.
1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.
Banqup Group's Days Sales Outstanding for the quarter that ended in Dec. 2025 is calculated as:
2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), Banqup Group's accounts receivable are only considered to be worth 75% of book value:
Banqup Group's Net-Net Working Capital Per Share for the quarter that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.
If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.
Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.
Banqup Group Accounts Receivable Related Terms
Banqup Group Accounts Receivable Historical Data
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The historical data trend for Banqup Group's Accounts Receivable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Accounts Receivable of €10.97 Mil mean?
Banqup Group (CHIX:BANQB) has a Accounts Receivable of €10.97 Mil as of Dec. 2025. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Banqup Group and its competitors.
Is Banqup Group's Accounts Receivable too high?
Banqup Group's current Accounts Receivable is €10.97 Mil. Overall, Banqup Group has a GF Score™ of 51/100, reflecting its overall financial health beyond just this single metric.
How does Banqup Group's Accounts Receivable compare to QH and SHOP?
Banqup Group's Accounts Receivable of €10.97 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Receivable for a Software company?
A good Accounts Receivable depends on the Software industry context. However, Accounts Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Receivable mean?
A high Accounts Receivable can signal that a stock is expensive relative to its fundamentals. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Banqup Group and its competitors. Banqup Group's current Accounts Receivable is €10.97 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banqup Group stock overvalued right now?
Banqup Group (CHIX:BANQB) has a current Accounts Receivable of €10.97 Mil. The stock's GF Value™ is €3.53, compared to a current price of €3.35 — trading 5.1% below its estimated fair value. The current Accounts Receivable is €10.97 Mil. Banqup Group's overall GF Score™ is 51/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Receivable calculated?
Accounts Receivable is calculated from a company's financial statements. For Banqup Group (CHIX:BANQB), the current Accounts Receivable is €10.97 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banqup Group (CHIX:BANQB) Overvalued in 2026?
Based on GuruFocus' analysis, Banqup Group stock appears to be undervalued.
The current stock price of €3.35 is trading 5.1% below its estimated GF Value™ of €3.53.
Key valuation signals for CHIX:BANQB:
Accounts Receivable: €10.97 Mil
GF Value™: €3.53 vs. price of €3.35 (5.1% below fair value)
No single metric tells the full story. See the CHIX:BANQB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banqup Group SA provides integrated cloud-based SaaS solutions to streamline business transactions across the entire lifecycle, from e-invoicing and e-payments to tax reporting. The Group provides solutions for businesses, unifying purchase-to-pay, order-to-cash, e-invoicing compliance, and e-payments into one secure platform, removing the complexity of juggling disconnected tools. Its operating segments are: Digital Services, Traditional Communication Services, and Corporate. Maximum revenue is generated from the Digital Services segment, which groups CGUs Digital Document Processing and Payment: focusing on the core digital services of the Group, i.e., e-trust, e-invoicing, e-payments, and e-reporting. Geographically, the Group mainly operates across different markets in Europe.
51GF Score
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