Banqup Group (CHIX:BANQB) 3-Year Share Buyback Ratio: -1.20% (As of Dec. 2025)

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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CHIX:BANQB Banqup Group SA CHIX:BANQB
51 GF Score
Price €3.35
GF Value €3.53
! 5 Warning Signs
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What is Banqup Group 3-Year Share Buyback Ratio?

Banqup Group CHIX:BANQB 51 3-Year Share Buyback Ratio is -1.20 as of Dec. 2025. GuruFocus rates CHIX:BANQB with a GF Score™ of 51/100 and a GF Value™ of €3.53. The stock has 5 warning signs investors should review. Among 2,134 Software companies, Banqup Group ranks better than 53.89% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Banqup Group's current 3-Year Share Buyback Ratio was -1.20%.

The historical rank and industry rank for Banqup Group's 3-Year Share Buyback Ratio or its related term are showing as below:

CHIX:BANQb' s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -19.4   Med: -5.6   Max: 0
Current: -1.2

During the past 10 years, Banqup Group's highest 3-Year Share Buyback Ratio was 0.00%. The lowest was -19.40%. And the median was -5.60%.

CHIX:BANQb's 3-Year Share Buyback Ratio is ranked better than
53.89% of 2134 companies
in the Software industry
Industry Median: -1.6 vs CHIX:BANQb: -1.20

Banqup Group (CHIX:BANQb) 3-Year Share Buyback Ratio Explanation

A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


Banqup Group 3-Year Share Buyback Ratio Related Terms


CHIX:BANQB vs QH, SHOP, UBER: 3-Year Share Buyback Ratio Comparison

For the Software - Application subindustry, Banqup Group's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Banqup Group 3-Year Share Buyback Ratio vs Software Industry

For the Software industry and Technology sector, Banqup Group's 3-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Banqup Group's 3-Year Share Buyback Ratio falls into.


CHIX:BANQB
51GF Score
Banqup Group SA CHIX:BANQB
3-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Banqup Group 3-Year Share Buyback Ratio Calculation

This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Share Buyback Ratio of -1.20 mean?
Banqup Group (CHIX:BANQB) has a 3-Year Share Buyback Ratio of -1.20 as of Dec. 2025. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Banqup Group and its competitors. According to the industry distribution chart, Banqup Group ranks #984 out of 2134 companies in the Software industry, placing it in the top 46.1%.
Is Banqup Group's 3-Year Share Buyback Ratio too high?
Banqup Group's current 3-Year Share Buyback Ratio is -1.20. Based on the distribution chart, Banqup Group ranks #984 out of 2134 companies in the Software industry, which is above the industry midpoint. Overall, Banqup Group has a GF Score™ of 51/100, reflecting its overall financial health beyond just this single metric.
How does Banqup Group's 3-Year Share Buyback Ratio compare to QH and SHOP?
According to the Software industry distribution chart, Banqup Group ranks #984 out of 2134 companies for 3-Year Share Buyback Ratio. This puts Banqup Group in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Software company?
A good 3-Year Share Buyback Ratio depends on the Software industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Banqup Group and its competitors. Banqup Group's current 3-Year Share Buyback Ratio is -1.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banqup Group stock overvalued right now?
Banqup Group (CHIX:BANQB) has a current 3-Year Share Buyback Ratio of -1.20. The stock's GF Value™ is €3.53, compared to a current price of €3.35 — trading 5.1% below its estimated fair value. The current 3-Year Share Buyback Ratio is -1.20. Banqup Group's overall GF Score™ is 51/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Banqup Group (CHIX:BANQB), the current 3-Year Share Buyback Ratio is -1.20 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banqup Group (CHIX:BANQB) Overvalued in 2026?

Based on GuruFocus' analysis, Banqup Group stock appears to be undervalued. The current stock price of €3.35 is trading 5.1% below its estimated GF Value™ of €3.53.

Key valuation signals for CHIX:BANQB:

  • 3-Year Share Buyback Ratio: -1.20
  • GF Value™: €3.53 vs. price of €3.35 (5.1% below fair value)
  • GF Score™: 51/100 with 5 warning signs

No single metric tells the full story. See the CHIX:BANQB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Banqup Group Business Description

Other Exchanges 60Z:GermanyBANQ:Belgium
Address Avenue Reine Astrid 92A, La Hulpe, BEL, 1310
Banqup Group SA provides integrated cloud-based SaaS solutions to streamline business transactions across the entire lifecycle, from e-invoicing and e-payments to tax reporting. The Group provides solutions for businesses, unifying purchase-to-pay, order-to-cash, e-invoicing compliance, and e-payments into one secure platform, removing the complexity of juggling disconnected tools. Its operating segments are: Digital Services, Traditional Communication Services, and Corporate. Maximum revenue is generated from the Digital Services segment, which groups CGUs Digital Document Processing and Payment: focusing on the core digital services of the Group, i.e., e-trust, e-invoicing, e-payments, and e-reporting. Geographically, the Group mainly operates across different markets in Europe.
51GF Score

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3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.35
Price
€3.53
GF Value