FIBK (First Interstate BancSystem) Accounts Receivable: $97 Mil (As of Jun. 2026)

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FIBK First Interstate BancSystem Inc FIBK
62 GF Score
Price $38.60
GF Value $32.89
Valuation Modestly Overvalued
! 6 Warning Signs
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What is First Interstate BancSystem Accounts Receivable?

First Interstate BancSystem FIBK -0.77% 62 Accounts Receivable is $97 Mil as of Jun. 2026. GuruFocus rates FIBK with a GF Score™ of 62/100 and a GF Value™ of $32.89 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. First Interstate BancSystem's accounts receivables for the quarter that ended in Jun. 2026 was $97 Mil.

Accounts receivable can be measured by Days Sales Outstanding. First Interstate BancSystem's Days Sales Outstanding for the quarter that ended in Jun. 2026 was 36.33.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. First Interstate BancSystem's Net-Net Working Capital per share for the quarter that ended in Jun. 2026 was $-219.75.


First Interstate BancSystem Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

First Interstate BancSystem's Days Sales Outstanding for the quarter that ended in Jun. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=97.3/244.4*91
=36.33

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), First Interstate BancSystem's accounts receivable are only considered to be worth 75% of book value:

First Interstate BancSystem's Net-Net Working Capital Per Share for the quarter that ended in Jun. 2026 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(1493+0.75 * 97.3+0.5 * 0-22562.4
-0-0)/95.548
=-219.75

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.


First Interstate BancSystem Accounts Receivable Related Terms


First Interstate BancSystem Accounts Receivable Historical Data

* Premium members only.

The historical data trend for First Interstate BancSystem's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

First Interstate BancSystem Accounts Receivable Chart

First Interstate BancSystem Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Accounts Receivable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 47.40 118.30 129.10 116.80 102.60

First Interstate BancSystem Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Accounts Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 105.70 106.60 102.60 101.30 97.30
FIBK
62GF Score
First Interstate BancSystem Inc FIBK
Accounts Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
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First Interstate BancSystem Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.

Frequently Asked Questions Learn more about Accounts Receivable →
What does a Accounts Receivable of $97 Mil mean?
First Interstate BancSystem (FIBK) has a Accounts Receivable of $97 Mil as of Jun. 2026. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on First Interstate BancSystem and its competitors.
Is First Interstate BancSystem's Accounts Receivable too high?
First Interstate BancSystem's current Accounts Receivable is $97 Mil. Overall, First Interstate BancSystem has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does First Interstate BancSystem's Accounts Receivable compare to NIC and FFBC?
First Interstate BancSystem's Accounts Receivable of $97 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Receivable for a Banks company?
A good Accounts Receivable depends on the Banks industry context. However, Accounts Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Receivable mean?
A high Accounts Receivable can signal that a stock is expensive relative to its fundamentals. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on First Interstate BancSystem and its competitors. First Interstate BancSystem's current Accounts Receivable is $97 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is First Interstate BancSystem stock overvalued right now?
Based on GuruFocus' analysis, First Interstate BancSystem (FIBK) is currently considered Modestly Overvalued. The stock's GF Value™ is $32.89, compared to a current price of $38.60 — trading 17.4% above its estimated fair value. The current Accounts Receivable is $97 Mil. First Interstate BancSystem's overall GF Score™ is 62/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Receivable calculated?
Accounts Receivable is calculated from a company's financial statements. For First Interstate BancSystem (FIBK), the current Accounts Receivable is $97 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is First Interstate BancSystem (FIBK) Overvalued in 2026?

Based on GuruFocus' analysis, First Interstate BancSystem stock appears to be overvalued. The current stock price of $38.60 is trading 17.4% above its estimated GF Value™ of $32.89. GuruFocus considers First Interstate BancSystem to be Modestly Overvalued.

Key valuation signals for FIBK:

  • Accounts Receivable: $97 Mil
  • GF Value™: $32.89 vs. price of $38.60 (17.4% above fair value)
  • GF Score™: 62/100 with 6 warning signs

No single metric tells the full story. See the FIBK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


First Interstate BancSystem Business Description

Other Exchanges 4FB:Germany
Address 401 North 31st Street, Billings, MT, USA, 59101
First Interstate BancSystem Inc is a financial holding company. It is the parent company of First Interstate Bank, a community bank offering a range of internet, mobile, and other banking and financial services throughout Idaho, Montana, Oregon, South Dakota, Washington, and Wyoming. It delivers a range of financial products and services to both retail and commercial customers in industries like agriculture, construction, education, energy, governmental services, healthcare, mining, professional services, retail, tourism and wholesale trade. It generates majority of income from interest charged on loans, and interest and dividends earned on investments.
62GF Score

Get the complete analysis for FIBK

Accounts Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$38.60
Price
$32.89
GF Value