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Business Description
Community Financial System Inc
NAICS : 522110
SIC : 6021
ISIN : US2036071064
Share Class Description:
CBU: Ordinary SharesCompare
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CBU.USACBY.Germany Index Membership
Russell 2000Russell 3000Russell 2000 IPO Date
1984-07-18Description
Community Financial System Inc is a diversified financial services company providing a broad array of banking and other financial services to retail, commercial, institutional and governmental customers. The Company also offers comprehensive financial planning, trust administration and wealth management services through its Community Bank Wealth Management operating unit. It has four reportable operating business segments: Banking and Corporate, Employee Benefit Services, Insurance Services and Wealth Management Services.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.26 | |||||
| Equity-to-Asset | 0.11 | |||||
| Debt-to-Equity | 0.42 | |||||
| Debt-to-EBITDA | N/A |
N/A
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N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 7/9 | |||||
| Beneish M-Score | -2.61 | |||||
| WACC vs ROIC | ||||||
Growth Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 7.3 | |||||
| 3-Year EPS without NRI Growth Rate | 0.1 | |||||
| 3-Year FCF Growth Rate | 6.4 | |||||
| 3-Year Book Growth Rate | -5 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 46.88 | |||||
| 9-Day RSI | 42 | |||||
| 14-Day RSI | 40.02 | |||||
| 3-1 Month Momentum % | 1.3 | |||||
| 6-1 Month Momentum % | 10.35 | |||||
| 12-1 Month Momentum % | 33.16 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 3.16 | |||||
| Dividend Payout Ratio | 0.5 | |||||
| 3-Year Dividend Growth Rate | 2.3 | |||||
| Forward Dividend Yield % | 3.18 | |||||
| 5-Year Yield-on-Cost % | 3.61 | |||||
| 3-Year Average Share Buyback Ratio | 0.8 | |||||
| Shareholder Yield % | -6.81 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 24.45 | |||||
| FCF Margin % | 29.69 | |||||
| ROE % | 10.64 | |||||
| ROA % | 1.14 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 16.82 | |||||
| Forward PE Ratio | 14.36 | |||||
| PE Ratio without NRI | 15.85 | |||||
| Shiller PE Ratio | 16.35 | |||||
| Price-to-Owner-Earnings | 15.93 | |||||
| PS Ratio | 4.09 | |||||
| PB Ratio | 1.73 | |||||
| Price-to-Tangible-Book | 3.54 | |||||
| Price-to-Free-Cash-Flow | 13.82 | |||||
| Price-to-Operating-Cash-Flow | 12.65 | |||||
| EV-to-Revenue | 4.82 | |||||
| EV-to-Forward-Revenue | 5.36 | |||||
| EV-to-FCF | 16.29 | |||||
| Price-to-GF-Value | 0.9 | |||||
| Price-to-Projected-FCF | 0.93 | |||||
| Price-to-Median-PS-Value | 0.77 | |||||
| Price-to-Graham-Number | 1.58 | |||||
| FCF Yield % | 7.26 | |||||
| Forward Rate of Return (Yacktman) % | 1.55 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
Log
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Annualized Return %
Total Annual Return %
Community Financial System Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 746.303 | ||
| EPS (TTM) ($) | 3.44 | ||
| Beta | 0.8 | ||
| 3-Year Sharpe Ratio | -0.11 | ||
| 3-Year Sortino Ratio | -0.17 | ||
| Volatility % | 38.5 | ||
| 14-Day RSI | 40.02 | ||
| 14-Day ATR ($) | 1.451228 | ||
| 20-Day SMA ($) | 58.542 | ||
| 12-1 Month Momentum % | 33.16 | ||
| 52-Week Range ($) | 41.5 - 73.3857 | ||
| Shares Outstanding (Mil) | 52.71 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 7 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Community Financial System Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Community Financial System Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| No Event Data | ||||
Community Financial System Inc Frequently Asked Questions
What is Community Financial System Inc(CBU)'s stock price today?
The current price of CBU is $57.87. The 52 week high of CBU is $73.39 and 52 week low is $41.50.
When is next earnings date of Community Financial System Inc(CBU)?
The next earnings date of Community Financial System Inc(CBU) is 2025-04-29.
Does Community Financial System Inc(CBU) pay dividends? If so, how much?
The Dividend Yield % of Community Financial System Inc(CBU) is 3.16% (As of Today), Highest Dividend Payout Ratio of Community Financial System Inc(CBU) was 0.53. The lowest was 0.43. And the median was 0.48. The Forward Dividend Yield % of Community Financial System Inc(CBU) is 3.18%. For more information regarding to dividend, please check our Dividend Page.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
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