Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. As of today (2026-06-26), Linea Directa Aseguradora's Beta is 0.1507.
Linea Directa Aseguradora (FRA:8I2) Beta Explanation
Beta is a measure of the volatility, or systematic risk, of a security or a portfolio in comparison to the market as a whole. We usually compare beta to 1. A beta of 1 indicates that the security's price will move with the market. A beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 indicates that the security's price will be more volatile than the market.
Beta is primarily used in the Capital Asset Pricing Model (CAPM) to calculate the Cost of Equity, which can be used in the calculation of WACC %. The formula of Cost of Equity is:
Cost of Equity = Risk-Free Rate of Return + Beta of Asset * (Expected Return of the Market - Risk-Free Rate of Return)
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Linea Directa Aseguradora's Beta, along with its competitors' market caps and Beta data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Linea Directa Aseguradora Beta vs Insurance Industry
For the Insurance industry and Financial Services sector, Linea Directa Aseguradora's Beta distribution charts can be found below:
* The bar in red indicates where Linea Directa Aseguradora's Beta falls into.
Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. A stock's beta can be calculated by dividing the product of the covariance of the individual stock's returns and the market's returns by the variance of the market's returns over a specified period. Basically, GuruFocus uses the returns calculated over three-year period.
Linea Directa Aseguradora (FRA:8I2) has a Beta of 0.1507 as of Jun. 26, 2026. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Linea Directa Aseguradora and its competitors.
Is Linea Directa Aseguradora's Beta too high?
Linea Directa Aseguradora's current Beta is 0.1507. Overall, Linea Directa Aseguradora has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Linea Directa Aseguradora's Beta compare to CB and PGR?
Linea Directa Aseguradora's Beta of 0.1507 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beta for an Insurance company?
A good Beta depends on the Insurance industry context. However, Beta should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beta mean?
A high Beta can signal that a stock is expensive relative to its fundamentals. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Linea Directa Aseguradora and its competitors. Linea Directa Aseguradora's current Beta is 0.1507. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Linea Directa Aseguradora stock overvalued right now?
Linea Directa Aseguradora (FRA:8I2) has a current Beta of 0.1507. The stock's GF Value™ is €1.28, compared to a current price of €1.14 — trading 11.1% below its estimated fair value. The current Beta is 0.1507. Linea Directa Aseguradora's overall GF Score™ is 69/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beta calculated?
Beta is calculated from a company's financial statements. For Linea Directa Aseguradora (FRA:8I2), the current Beta is 0.1507 as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Linea Directa Aseguradora (FRA:8I2) Overvalued in 2026?
Based on GuruFocus' analysis, Linea Directa Aseguradora stock appears to be undervalued.
The current stock price of €1.14 is trading 11.1% below its estimated GF Value™ of €1.28.
Key valuation signals for FRA:8I2:
Beta: 0.1507
GF Value™: €1.28 vs. price of €1.14 (11.1% below fair value)
No single metric tells the full story. See the FRA:8I2 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Linea Directa Aseguradora SA is engaged in insurance and reinsurance activities in the motor, home, and other non-life segments. The company has five operating segments; The motor segment which derives maximum revenue, includes private motor insurance and motorbike insurance, The home segment includes multi-risk home insurance products with theft damage, civil liability, fire damage, aesthetic damage, etc, The health segment includes health insurance products under the Vivaz brand, The other insurance segment includes various products with stand-alone policies that are not linked to motor, home or health insurance, such as travel insurance for holders of credit cards and wellness insurance, and The other activities segment mainly relates to auxiliary insurance businesses, and commissions.
69GF Score
Get the complete analysis for FRA:8I2
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