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Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. As of today (2026-07-14), Jackson Financial's Beta is -1.2813.
Jackson Financial (LTS:0JKF) Beta Explanation
Beta is a measure of the volatility, or systematic risk, of a security or a portfolio in comparison to the market as a whole. We usually compare beta to 1. A beta of 1 indicates that the security's price will move with the market. A beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 indicates that the security's price will be more volatile than the market.
Beta is primarily used in the Capital Asset Pricing Model (CAPM) to calculate the Cost of Equity, which can be used in the calculation of WACC %. The formula of Cost of Equity is:
Cost of Equity = Risk-Free Rate of Return + Beta of Asset * (Expected Return of the Market - Risk-Free Rate of Return)
Jackson Financial Beta Related Terms
Jackson Financial Beta Historical Data
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The historical data trend for Jackson Financial's Beta can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Life subindustry, Jackson Financial's Beta, along with its competitors' market caps and Beta data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jackson Financial Beta vs Insurance Industry
For the Insurance industry and Financial Services sector, Jackson Financial's Beta distribution charts can be found below:
* The bar in red indicates where Jackson Financial's Beta falls into.
Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. A stock's beta can be calculated by dividing the product of the covariance of the individual stock's returns and the market's returns by the variance of the market's returns over a specified period. Basically, GuruFocus uses the returns calculated over three-year period.
Jackson Financial (LTS:0JKF) has a Beta of -1.2813 as of Jul. 14, 2026. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Jackson Financial and its competitors.
Is Jackson Financial's Beta too high?
Jackson Financial's current Beta is -1.2813. Overall, Jackson Financial has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Jackson Financial's Beta compare to LNC and PRI?
Jackson Financial's Beta of -1.2813 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beta for an Insurance company?
A good Beta depends on the Insurance industry context. However, Beta should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beta mean?
A high Beta can signal that a stock is expensive relative to its fundamentals. Beta is the sensitivity of the expected excess asset returns to the expected excess market returns. View historical data for Jackson Financial and its competitors. Jackson Financial's current Beta is -1.2813. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jackson Financial stock overvalued right now?
Based on GuruFocus' analysis, Jackson Financial (LTS:0JKF) is currently considered Modestly Undervalued. The stock's GF Value™ is $158.29, compared to a current price of $119.63 — trading 24.4% below its estimated fair value. The current Beta is -1.2813. Jackson Financial's overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beta calculated?
Beta is calculated from a company's financial statements. For Jackson Financial (LTS:0JKF), the current Beta is -1.2813 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jackson Financial (LTS:0JKF) Overvalued in 2026?
Based on GuruFocus' analysis, Jackson Financial stock appears to be undervalued.
The current stock price of $119.63 is trading 24.4% below its estimated GF Value™ of $158.29.
GuruFocus considers Jackson Financial to be Modestly Undervalued.
Key valuation signals for LTS:0JKF:
Beta: -1.2813
GF Value™: $158.29 vs. price of $119.63 (24.4% below fair value)
No single metric tells the full story. See the LTS:0JKF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jackson Financial Inc helps Americans grow and protect their retirement savings and income to enable them to pursue financial freedom for life. Its retail product offerings are comprised of annuities, designed to help retail investors save for and live in retirement. Its diverse suite of annuities includes a variable, fixed index, and fixed annuities. The company manages its business through three segments: Retail Annuities, Institutional Products, and Closed Life and Annuity Blocks and Corporate and Other segments. The company generates the majority of its revenue from the Retail Annuities segment, which offers a variety of retirement income and savings products of variable annuities, registered index-linked annuities ("RILA"), fixed index annuities, fixed annuities, and payout annuities.
72GF Score
Get the complete analysis for LTS:0JKF
Beta is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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