Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The Mosaic CoMOS -2.16%57 3-Year Book Growth Rate is 2.30% as of Jun. 2026, which is 10% below its 10-year median of 2.55. GuruFocus rates MOS with a GF Score™ of 57/100 and a GF Value™ of $28.69 (Modestly Undervalued). The stock has 8 warning signs investors should review. Among 248 Agriculture companies, The Mosaic Co ranks worse than 60.89% on this metric.
During the past 12 months, The Mosaic Co's average Book Value per Share Growth Rate was -8.00% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 2.30% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 8.40% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 4.40% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of The Mosaic Co was 33.30% per year. The lowest was -34.10% per year. And the median was 2.55% per year.
The Mosaic Co (NYSE:MOS) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
The Mosaic Co 3-Year Book Growth Rate Related Terms
MOS vs SMG, FMC, UAN: 3-Year Book Growth Rate Comparison
For the Agricultural Inputs subindustry, The Mosaic Co's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Mosaic Co 3-Year Book Growth Rate vs Agriculture Industry
For the Agriculture industry and Basic Materials sector, The Mosaic Co's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where The Mosaic Co's 3-Year Book Growth Rate falls into.
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 2.30% mean?
The Mosaic Co (MOS) has a 3-Year Book Growth Rate of 2.30% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for The Mosaic Co and its competitors. This is 10% below median its historical median of 2.55. According to the industry distribution chart, The Mosaic Co ranks #151 out of 248 companies in the Agriculture industry, placing it in the top 60.9%.
Is The Mosaic Co's 3-Year Book Growth Rate too high?
The Mosaic Co's current 3-Year Book Growth Rate of 2.30% is 10% below median its 10-year median of 2.55. The Agriculture industry median 3-Year Book Growth Rate is 4.50. The Mosaic Co's value of 2.30% is 48.9% below this industry median. Based on the distribution chart, The Mosaic Co ranks #151 out of 248 companies in the Agriculture industry, which is below the industry midpoint. Overall, The Mosaic Co has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The Mosaic Co's 3-Year Book Growth Rate compare to SMG and FMC?
According to the Agriculture industry distribution chart, The Mosaic Co ranks #151 out of 248 companies for 3-Year Book Growth Rate. This places The Mosaic Co in the lower half of its industry. The industry median 3-Year Book Growth Rate is 4.50. The Mosaic Co's value of 2.30% is 48.9% below this benchmark. While the company's 10-year median is 2.55 vs. the industry median of 4.50, The Mosaic Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for an Agriculture company?
The median 3-Year Book Growth Rate among Agriculture companies is 4.50, based on 248 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Mosaic Co's current 3-Year Book Growth Rate of 2.30% is 48.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for The Mosaic Co and its competitors. For the Agriculture industry, the median 3-Year Book Growth Rate is 4.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Mosaic Co's current 3-Year Book Growth Rate is 2.30%, which is 10% below median its own 10-year median of 2.55. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Mosaic Co stock overvalued right now?
Based on GuruFocus' analysis, The Mosaic Co (MOS) is currently considered Modestly Undervalued. The stock's GF Value™ is $28.69, compared to a current price of $22.60 — trading 21.2% below its estimated fair value. The current 3-Year Book Growth Rate is 2.30%, which is 10% below median its 10-year median of 2.55 and 48.9% below the Agriculture industry median of 4.50. The Mosaic Co's overall GF Score™ is 57/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For The Mosaic Co (MOS), the current 3-Year Book Growth Rate is 2.30% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Mosaic Co (MOS) Overvalued in 2026?
Based on GuruFocus' analysis, The Mosaic Co stock appears to be undervalued.
The current stock price of $22.60 is trading 21.2% below its estimated GF Value™ of $28.69.
GuruFocus considers The Mosaic Co to be Modestly Undervalued.
Key valuation signals for MOS:
3-Year Book Growth Rate: 2.30% (10% below median its 10-year median of 2.55)
GF Value™: $28.69 vs. price of $22.60 (21.2% below fair value)
Industry Position: 48.9% below the Agriculture median (#151 of 248)
No single metric tells the full story. See the MOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mosaic is one of the largest phosphate and potash producers in the world. The company's assets include phosphate rock mines in the US and potash mines in Canada. Mosaic also runs a large fertilizer distribution operation in Brazil through its Mosaic Fertilizantes business.
57GF Score
Get the complete analysis for MOS
3-Year Book Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MOS has been successfully added to your 
