Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
The Mosaic CoMOS -2.16%57 Cash-to-Debt is 0.05 as of Jun. 2026, which is 69% below its 10-year median of 0.16. GuruFocus rates MOS with a GF Score™ of 57/100 and a GF Value™ of $28.52 (Modestly Undervalued). The stock has 8 warning signs investors should review. Among 252 Agriculture companies, The Mosaic Co ranks worse than 89.68% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. The Mosaic Co's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.05.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, The Mosaic Cocouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for The Mosaic Co's Cash-to-Debt or its related term are showing as below:
MOS'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.03 Med: 0.16 Max: 0.41
Current: 0.05
During the past 13 years, The Mosaic Co's highest Cash to Debt Ratio was 0.41. The lowest was 0.03. And the median was 0.16.
MOS's Cash-to-Debt is ranked worse than 89.68% of 252
companies
in the Agriculture industry
Industry Median: 0.635
vs MOS: 0.05
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
The Mosaic Co Cash-to-Debt Related Terms
The Mosaic Co Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for The Mosaic Co's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Agricultural Inputs subindustry, The Mosaic Co's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Mosaic Co Cash-to-Debt vs Agriculture Industry
For the Agriculture industry and Basic Materials sector, The Mosaic Co's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where The Mosaic Co's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Mosaic Co (MOS) has a Cash-to-Debt of 0.05 as of Jun. 2026. This is 69% below median its historical median of 0.16. Over the past decade, The Mosaic Co's Cash-to-Debt has ranged from 0.03 to 0.41. According to the industry distribution chart, The Mosaic Co ranks #226 out of 252 companies in the Agriculture industry, placing it in the top 89.7%.
Is The Mosaic Co's Cash-to-Debt too high?
The Mosaic Co's current Cash-to-Debt of 0.05 is 69% below median its 10-year median of 0.16. Over the past 10 years, this metric has ranged from a low of 0.03 to a high of 0.41. The Agriculture industry median Cash-to-Debt is 0.64. The Mosaic Co's value of 0.05 is 92.1% below this industry median. Based on the distribution chart, The Mosaic Co ranks #226 out of 252 companies in the Agriculture industry, which is in the bottom quartile relative to peers. Overall, The Mosaic Co has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does The Mosaic Co's Cash-to-Debt compare to SMG and FMC?
According to the Agriculture industry distribution chart, The Mosaic Co ranks #226 out of 252 companies for Cash-to-Debt. This places The Mosaic Co in the lower half of its industry. The industry median Cash-to-Debt is 0.64. The Mosaic Co's value of 0.05 is 92.1% below this benchmark. Historically, The Mosaic Co's own Cash-to-Debt has ranged from 0.03 to 0.41 over the past decade. While the company's 10-year median is 0.16 vs. the industry median of 0.64, The Mosaic Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for an Agriculture company?
The median Cash-to-Debt among Agriculture companies is 0.64, based on 252 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Mosaic Co's current Cash-to-Debt of 0.05 is 92.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Agriculture industry, the median Cash-to-Debt is 0.64 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Mosaic Co's current Cash-to-Debt is 0.05, which is 69% below median its own 10-year median of 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Mosaic Co stock overvalued right now?
Based on GuruFocus' analysis, The Mosaic Co (MOS) is currently considered Modestly Undervalued. The stock's GF Value™ is $28.52, compared to a current price of $22.60 — trading 20.8% below its estimated fair value. The current Cash-to-Debt is 0.05, which is 69% below median its 10-year median of 0.16 and 92.1% below the Agriculture industry median of 0.64. The Mosaic Co's overall GF Score™ is 57/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For The Mosaic Co (MOS), the current Cash-to-Debt is 0.05 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Mosaic Co (MOS) Overvalued in 2026?
Based on GuruFocus' analysis, The Mosaic Co stock appears to be undervalued.
The current stock price of $22.60 is trading 20.8% below its estimated GF Value™ of $28.52.
GuruFocus considers The Mosaic Co to be Modestly Undervalued.
Key valuation signals for MOS:
Cash-to-Debt: 0.05 (69% below median its 10-year median of 0.16)
GF Value™: $28.52 vs. price of $22.60 (20.8% below fair value)
Industry Position: 92.1% below the Agriculture median (#226 of 252)
No single metric tells the full story. See the MOS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Mosaic is one of the largest phosphate and potash producers in the world. The company's assets include phosphate rock mines in the US and potash mines in Canada. Mosaic also runs a large fertilizer distribution operation in Brazil through its Mosaic Fertilizantes business.
57GF Score
Get the complete analysis for MOS
Cash-to-Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MOS has been successfully added to your 
