Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
During the past 12 months, The Goldmanchs Group's average Book Value per Share Growth Rate was 4.60% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 5.20% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 7.60% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 8.20% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of The Goldmanchs Group was 24.90% per year. The lowest was 3.20% per year. And the median was 9.70% per year.
The Goldmanchs Group (XSWX:GS) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
The Goldmanchs Group 3-Year Book Growth Rate Related Terms
XSWX:GS vs MS, SCHW, HOOD: 3-Year Book Growth Rate Comparison
For the Capital Markets subindustry, The Goldmanchs Group's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Goldmanchs Group 3-Year Book Growth Rate vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, The Goldmanchs Group's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where The Goldmanchs Group's 3-Year Book Growth Rate falls into.
The Goldmanchs Group 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 5.20% mean?
The Goldmanchs Group (XSWX:GS) has a 3-Year Book Growth Rate of 5.20% as of Mar. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for The Goldmanchs Group and its competitors. This is 46% below median its historical median of 9.70. Over the past decade, The Goldmanchs Group's 3-Year Book Growth Rate has ranged from 3.20 to 24.90. According to the industry distribution chart, The Goldmanchs Group ranks #394 out of 760 companies in the Capital Markets industry, placing it in the top 51.8%.
Is The Goldmanchs Group's 3-Year Book Growth Rate too high?
The Goldmanchs Group's current 3-Year Book Growth Rate of 5.20% is 46% below median its 10-year median of 9.70. Over the past 10 years, this metric has ranged from a low of 3.20 to a high of 24.90. The Capital Markets industry median 3-Year Book Growth Rate is 5.70. The Goldmanchs Group's value of 5.20% is 8.8% below this industry median. Based on the distribution chart, The Goldmanchs Group ranks #394 out of 760 companies in the Capital Markets industry, which is below the industry midpoint. Overall, The Goldmanchs Group has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does The Goldmanchs Group's 3-Year Book Growth Rate compare to MS and SCHW?
According to the Capital Markets industry distribution chart, The Goldmanchs Group ranks #394 out of 760 companies for 3-Year Book Growth Rate. This places The Goldmanchs Group in the lower half of its industry. The industry median 3-Year Book Growth Rate is 5.70. The Goldmanchs Group's value of 5.20% is 8.8% below this benchmark. Historically, The Goldmanchs Group's own 3-Year Book Growth Rate has ranged from 3.20 to 24.90 over the past decade. While the company's 10-year median is 9.70 vs. the industry median of 5.70, The Goldmanchs Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Capital Markets company?
The median 3-Year Book Growth Rate among Capital Markets companies is 5.70, based on 760 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Goldmanchs Group's current 3-Year Book Growth Rate of 5.20% is 8.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for The Goldmanchs Group and its competitors. For the Capital Markets industry, the median 3-Year Book Growth Rate is 5.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Goldmanchs Group's current 3-Year Book Growth Rate is 5.20%, which is 46% below median its own 10-year median of 9.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Goldmanchs Group stock overvalued right now?
The Goldmanchs Group (XSWX:GS) has a current 3-Year Book Growth Rate of 5.20%. The stock's GF Value™ is CHF593.06, compared to a current price of CHF823.90 — trading 38.9% above its estimated fair value. The current 3-Year Book Growth Rate is 5.20%, which is 46% below median its 10-year median of 9.70 and 8.8% below the Capital Markets industry median of 5.70. The Goldmanchs Group's overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For The Goldmanchs Group (XSWX:GS), the current 3-Year Book Growth Rate is 5.20% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Goldmanchs Group (XSWX:GS) Overvalued in 2026?
Based on GuruFocus' analysis, The Goldmanchs Group stock appears to be overvalued.
The current stock price of CHF823.90 is trading 38.9% above its estimated GF Value™ of CHF593.06.
Key valuation signals for XSWX:GS:
3-Year Book Growth Rate: 5.20% (46% below median its 10-year median of 9.70)
GF Value™: CHF593.06 vs. price of CHF823.90 (38.9% above fair value)
Industry Position: 8.8% below the Capital Markets median (#394 of 760)
No single metric tells the full story. See the XSWX:GS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Goldman Sachs is a storied financial institution, founded in 1869 and best known for its role as a leading global investment bank. The firm has a sprawling reach across global financial centers and has been the leading provider of global merger and acquisition advisory services, by revenue, for the past 20 years. Since the global financial crisis, Goldman has expanded its offerings into more stable fee-based businesses like asset and wealth management, which comprised roughly 30% of post-provision revenue at the end of 2025. The firm generates revenue from investment banking, global market making and trading, lending, asset management, wealth management, and a small and declining portfolio of consumer credit card loans.
72GF Score
Get the complete analysis for XSWX:GS
3-Year Book Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XSWX:GS has been successfully added to your 
