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Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. The Goldmanchs Group's cash to debt ratio for the quarter that ended in Mar. 2026 was 0.45.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, The Goldmanchs Groupcouldn't pay off its debt using the cash in hand for the quarter that ended in Mar. 2026.
The historical rank and industry rank for The Goldmanchs Group's Cash-to-Debt or its related term are showing as below:
XSWX:GS'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.3 Med: 0.47 Max: 0.92
Current: 0.43
During the past 13 years, The Goldmanchs Group's highest Cash to Debt Ratio was 0.92. The lowest was 0.30. And the median was 0.47.
XSWX:GS's Cash-to-Debt is ranked worse than 78.45% of 798
companies
in the Capital Markets industry
Industry Median: 2.325
vs XSWX:GS: 0.43
The Goldmanchs Group (XSWX:GS) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
The Goldmanchs Group Cash-to-Debt Related Terms
The Goldmanchs Group Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for The Goldmanchs Group's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
XSWX:GS vs MS, SCHW, HOOD: Cash-to-Debt Comparison
For the Capital Markets subindustry, The Goldmanchs Group's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Goldmanchs Group Cash-to-Debt vs Capital Markets Industry
For the Capital Markets industry and Financial Services sector, The Goldmanchs Group's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where The Goldmanchs Group's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Goldmanchs Group (XSWX:GS) has a Cash-to-Debt of 0.45 as of Mar. 2026. This is near median its historical median of 0.47. Over the past decade, The Goldmanchs Group's Cash-to-Debt has ranged from 0.30 to 0.92. According to the industry distribution chart, The Goldmanchs Group ranks #626 out of 798 companies in the Capital Markets industry, placing it in the top 78.4%.
Is The Goldmanchs Group's Cash-to-Debt too high?
The Goldmanchs Group's current Cash-to-Debt of 0.45 is near median its 10-year median of 0.47. Over the past 10 years, this metric has ranged from a low of 0.30 to a high of 0.92. The Capital Markets industry median Cash-to-Debt is 2.33. The Goldmanchs Group's value of 0.45 is 80.6% below this industry median. Based on the distribution chart, The Goldmanchs Group ranks #626 out of 798 companies in the Capital Markets industry, which is in the bottom quartile relative to peers. Overall, The Goldmanchs Group has a GF Score™ of 72/100, reflecting its overall financial health beyond just this single metric.
How does The Goldmanchs Group's Cash-to-Debt compare to MS and SCHW?
According to the Capital Markets industry distribution chart, The Goldmanchs Group ranks #626 out of 798 companies for Cash-to-Debt. This places The Goldmanchs Group in the lower half of its industry. The industry median Cash-to-Debt is 2.33. The Goldmanchs Group's value of 0.45 is 80.6% below this benchmark. Historically, The Goldmanchs Group's own Cash-to-Debt has ranged from 0.30 to 0.92 over the past decade. While the company's 10-year median is 0.47 vs. the industry median of 2.33, The Goldmanchs Group has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Capital Markets company?
The median Cash-to-Debt among Capital Markets companies is 2.33, based on 798 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Goldmanchs Group's current Cash-to-Debt of 0.45 is 80.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Capital Markets industry, the median Cash-to-Debt is 2.33 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Goldmanchs Group's current Cash-to-Debt is 0.45, which is near median its own 10-year median of 0.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Goldmanchs Group stock overvalued right now?
The Goldmanchs Group (XSWX:GS) has a current Cash-to-Debt of 0.45. The stock's GF Value™ is CHF593.06, compared to a current price of CHF823.90 — trading 38.9% above its estimated fair value. The current Cash-to-Debt is 0.45, which is near median its 10-year median of 0.47 and 80.6% below the Capital Markets industry median of 2.33. The Goldmanchs Group's overall GF Score™ is 72/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For The Goldmanchs Group (XSWX:GS), the current Cash-to-Debt is 0.45 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Goldmanchs Group (XSWX:GS) Overvalued in 2026?
Based on GuruFocus' analysis, The Goldmanchs Group stock appears to be overvalued.
The current stock price of CHF823.90 is trading 38.9% above its estimated GF Value™ of CHF593.06.
Key valuation signals for XSWX:GS:
Cash-to-Debt: 0.45 (near median its 10-year median of 0.47)
GF Value™: CHF593.06 vs. price of CHF823.90 (38.9% above fair value)
Industry Position: 80.6% below the Capital Markets median (#626 of 798)
No single metric tells the full story. See the XSWX:GS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Goldman Sachs is a storied financial institution, founded in 1869 and best known for its role as a leading global investment bank. The firm has a sprawling reach across global financial centers and has been the leading provider of global merger and acquisition advisory services, by revenue, for the past 20 years. Since the global financial crisis, Goldman has expanded its offerings into more stable fee-based businesses like asset and wealth management, which comprised roughly 30% of post-provision revenue at the end of 2025. The firm generates revenue from investment banking, global market making and trading, lending, asset management, wealth management, and a small and declining portfolio of consumer credit card loans.
72GF Score
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