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JPMorgan ChaseXSWX:JPM +0.40%83 3-Year Book Growth Rate is 12.00% as of Jun. 2026, which is 58% above its 10-year median of 7.60. GuruFocus rates XSWX:JPM with a GF Score™ of 83/100 and a GF Value™ of CHF253.75. The stock has 8 warning signs investors should review. Among 1,488 Banks companies, JPMorgan Chase ranks better than 68.01% on this metric.
During the past 12 months, JPMorgan Chase's average Book Value per Share Growth Rate was 8.60% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 12.00% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 9.50% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 7.60% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of JPMorgan Chase was 15.80% per year. The lowest was 1.50% per year. And the median was 7.60% per year.
JPMorgan Chase (XSWX:JPM) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
JPMorgan Chase 3-Year Book Growth Rate Related Terms
XSWX:JPM vs BAC, WFC, C: 3-Year Book Growth Rate Comparison
For the Banks - Diversified subindustry, JPMorgan Chase's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
JPMorgan Chase 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, JPMorgan Chase's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where JPMorgan Chase's 3-Year Book Growth Rate falls into.
JPMorgan Chase 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 12.00% mean?
JPMorgan Chase (XSWX:JPM) has a 3-Year Book Growth Rate of 12.00% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for JPMorgan Chase and its competitors. This is 58% above median its historical median of 7.60. Over the past decade, JPMorgan Chase's 3-Year Book Growth Rate has ranged from 1.50 to 15.80. According to the industry distribution chart, JPMorgan Chase ranks #476 out of 1488 companies in the Banks industry, placing it in the top 32%.
Is JPMorgan Chase's 3-Year Book Growth Rate too high?
JPMorgan Chase's current 3-Year Book Growth Rate of 12.00% is 58% above median its 10-year median of 7.60. Over the past 10 years, this metric has ranged from a low of 1.50 to a high of 15.80. The Banks industry median 3-Year Book Growth Rate is 8.80. JPMorgan Chase's value of 12.00% is 36.4% above this industry median. Based on the distribution chart, JPMorgan Chase ranks #476 out of 1488 companies in the Banks industry, which is above the industry midpoint. Overall, JPMorgan Chase has a GF Score™ of 83/100, reflecting its overall financial health beyond just this single metric.
How does JPMorgan Chase's 3-Year Book Growth Rate compare to BAC and WFC?
According to the Banks industry distribution chart, JPMorgan Chase ranks #476 out of 1488 companies for 3-Year Book Growth Rate. This puts JPMorgan Chase in the upper half of its industry. The industry median 3-Year Book Growth Rate is 8.80. JPMorgan Chase's value of 12.00% is 36.4% above this benchmark. Historically, JPMorgan Chase's own 3-Year Book Growth Rate has ranged from 1.50 to 15.80 over the past decade. While the company's 10-year median is 7.60 vs. the industry median of 8.80, JPMorgan Chase has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.80, based on 1,488 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. JPMorgan Chase's current 3-Year Book Growth Rate of 12.00% is 36.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for JPMorgan Chase and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.80 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JPMorgan Chase's current 3-Year Book Growth Rate is 12.00%, which is 58% above median its own 10-year median of 7.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JPMorgan Chase stock overvalued right now?
JPMorgan Chase (XSWX:JPM) has a current 3-Year Book Growth Rate of 12.00%. The stock's GF Value™ is CHF253.75, compared to a current price of CHF291.10 — trading 14.7% above its estimated fair value. The current 3-Year Book Growth Rate is 12.00%, which is 58% above median its 10-year median of 7.60 and 36.4% above the Banks industry median of 8.80. JPMorgan Chase's overall GF Score™ is 83/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For JPMorgan Chase (XSWX:JPM), the current 3-Year Book Growth Rate is 12.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is JPMorgan Chase (XSWX:JPM) Overvalued in 2026?
Based on GuruFocus' analysis, JPMorgan Chase stock appears to be overvalued.
The current stock price of CHF291.10 is trading 14.7% above its estimated GF Value™ of CHF253.75.
Key valuation signals for XSWX:JPM:
3-Year Book Growth Rate: 12.00% (58% above median its 10-year median of 7.60)
GF Value™: CHF253.75 vs. price of CHF291.10 (14.7% above fair value)
Industry Position: 36.4% above the Banks median (#476 of 1488)
No single metric tells the full story. See the XSWX:JPM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
JPMorgan is a leading global financial services firm with operations in 66 countries and over 318,000 employees as of year-end 2025. Under the JPMorgan brands, the bank holding company boasts a $4.9 trillion balance sheet and $2.68 trillion in deposits, as of March 2026. The firm generates its revenue across three core operating segments: consumer and community banking, the commercial and investment bank, and asset and wealth management. It maintains the top global ranking in investment banking fees with an 8.4% market share, serves millions of consumers through its network of over 5,000 US branches, and manages over $7.1 trillion in client assets within its wealth and asset management franchise.
83GF Score
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