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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
As of today (2026-09-07), JPMorgan Chase's Intrinsic Value: Projected FCF is CHF-41.69. The stock price of JPMorgan Chase is CHF288.95. Therefore, JPMorgan Chase's Price-to-Intrinsic-Value-Projected-FCF of today is 0.0.
The historical rank and industry rank for JPMorgan Chase's Intrinsic Value: Projected FCF or its related term are showing as below:
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of JPMorgan Chase was 10.35. The lowest was 0.40. And the median was 0.97.
XSWX:JPM's Price-to-Projected-FCF is not ranked *
in the Banks industry.
Industry Median: 0.6 * Ranked among companies with meaningful Price-to-Projected-FCF only.
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
JPMorgan Chase's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
288.95
/
-14.715027547595
=
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
JPMorgan Chase Intrinsic Value: Projected FCF Related Terms
JPMorgan Chase Intrinsic Value: Projected FCF Historical Data
* Premium members only.
The historical data trend for JPMorgan Chase's Intrinsic Value: Projected FCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
XSWX:JPM vs BAC, WFC, C: Intrinsic Value: Projected FCF Comparison
For the Banks - Diversified subindustry, JPMorgan Chase's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
JPMorgan Chase Price-to-Projected-FCF vs Banks Industry
For the Banks industry and Financial Services sector, JPMorgan Chase's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where JPMorgan Chase's Price-to-Projected-FCF falls into.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Intrinsic Value: Projected FCF of CHF-41.69 mean?
JPMorgan Chase (XSWX:JPM) has a Intrinsic Value: Projected FCF of CHF-41.69 as of Sep. 07, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on JPMorgan Chase and its competitors. According to the industry distribution chart, JPMorgan Chase ranks #999999 out of 1306 companies in the Banks industry.
Is JPMorgan Chase's Intrinsic Value: Projected FCF too high?
JPMorgan Chase's current Intrinsic Value: Projected FCF is CHF-41.69. Based on the distribution chart, JPMorgan Chase ranks #999999 out of 1306 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, JPMorgan Chase has a GF Score™ of 83/100, reflecting its overall financial health beyond just this single metric.
How does JPMorgan Chase's Intrinsic Value: Projected FCF compare to BAC and WFC?
According to the Banks industry distribution chart, JPMorgan Chase ranks #999999 out of 1306 companies for Intrinsic Value: Projected FCF. This places JPMorgan Chase in the lower half of its industry. The industry median Intrinsic Value: Projected FCF is 0.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Banks company?
The median Intrinsic Value: Projected FCF among Banks companies is 0.60, based on 1,306 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on JPMorgan Chase and its competitors. For the Banks industry, the median Intrinsic Value: Projected FCF is 0.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. JPMorgan Chase's current Intrinsic Value: Projected FCF is CHF-41.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is JPMorgan Chase stock overvalued right now?
JPMorgan Chase (XSWX:JPM) has a current Intrinsic Value: Projected FCF of CHF-41.69. The stock's GF Value™ is CHF254.39, compared to a current price of CHF288.95 — trading 13.6% above its estimated fair value. The current Intrinsic Value: Projected FCF is CHF-41.69. JPMorgan Chase's overall GF Score™ is 83/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For JPMorgan Chase (XSWX:JPM), the current Intrinsic Value: Projected FCF is CHF-41.69 as of Sep. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is JPMorgan Chase (XSWX:JPM) Overvalued in 2026?
Based on GuruFocus' analysis, JPMorgan Chase stock appears to be overvalued.
The current stock price of CHF288.95 is trading 13.6% above its estimated GF Value™ of CHF254.39.
Key valuation signals for XSWX:JPM:
Intrinsic Value: Projected FCF: CHF-41.69
GF Value™: CHF254.39 vs. price of CHF288.95 (13.6% above fair value)
No single metric tells the full story. See the XSWX:JPM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
JPMorgan is a leading global financial services firm with operations in 66 countries and over 318,000 employees as of year-end 2025. Under the JPMorgan brands, the bank holding company boasts a $4.9 trillion balance sheet and $2.68 trillion in deposits, as of March 2026. The firm generates its revenue across three core operating segments: consumer and community banking, the commercial and investment bank, and asset and wealth management. It maintains the top global ranking in investment banking fees with an 8.4% market share, serves millions of consumers through its network of over 5,000 US branches, and manages over $7.1 trillion in client assets within its wealth and asset management franchise.
83GF Score
Get the complete analysis for XSWX:JPM
Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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