Credit Agricole's book value per share for the quarter that ended in Mar. 2026 was €26.15.
During the past 12 months, Credit Agricole's average Book Value Per Share Growth Rate was 2.20% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 5.30% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 3.00% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 2.70% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Credit Agricole was 21.30% per year. The lowest was -6.40% per year. And the median was 2.35% per year.
Credit Agricole's current price is €17.805. Its book value per share for the quarter that ended in Mar. 2026 was €26.15. Hence, today's PB Ratio of Credit Agricole is 0.68.
During the past 13 years, the highest P/B Ratio of Credit Agricole was 0.77. The lowest was 0.20. And the median was 0.55.
Warning Sign:
Credit Agricole SA stock PB Ratio (=0.68) is close to 5-year high of 0.73.
Credit Agricole (CHIX:ACAp) Book Value per Share Explanation
Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.
For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.
Credit Agricole Book Value per Share Related Terms
Credit Agricole Book Value per Share Historical Data
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The historical data trend for Credit Agricole's Book Value per Share can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Agricole Book Value per Share Competitor Comparison
For the Banks - Regional subindustry, Credit Agricole's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit Agricole PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Credit Agricole's PB Ratio distribution charts can be found below:
* The bar in red indicates where Credit Agricole's PB Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit Agricole (CHIX:ACAP) has a Book Value per Share of €26.15 as of Mar. 2026. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Credit Agricole and its competitors.
Is Credit Agricole's Book Value per Share too high?
Credit Agricole's current Book Value per Share is €26.15. Overall, Credit Agricole has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole's Book Value per Share compare to competitors?
Credit Agricole's Book Value per Share of €26.15 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Credit Agricole and its competitors. Credit Agricole's current Book Value per Share is €26.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole stock overvalued right now?
Based on GuruFocus' analysis, Credit Agricole (CHIX:ACAP) is currently considered Modestly Overvalued. The stock's GF Value™ is €16.10, compared to a current price of €17.81 — trading 10.6% above its estimated fair value. The current Book Value per Share is €26.15. Credit Agricole's overall GF Score™ is 70/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Credit Agricole (CHIX:ACAP), the current Book Value per Share is €26.15 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit Agricole (CHIX:ACAP) Overvalued in 2026?
Based on GuruFocus' analysis, Credit Agricole stock appears to be overvalued.
The current stock price of €17.81 is trading 10.6% above its estimated GF Value™ of €16.10.
GuruFocus considers Credit Agricole to be Modestly Overvalued.
Key valuation signals for CHIX:ACAP:
Book Value per Share: €26.15
GF Value™: €16.10 vs. price of €17.81 (10.6% above fair value)
No single metric tells the full story. See the CHIX:ACAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit Agricole S.A. is majority-owned by a group of 39 mutually owned, regional French banks, and together, they form the Credit Agricole Group, the largest cooperative bank globally. Credit Agricole S.A. houses all of Credit Agricole Group's activities, excluding the core French retail and commercial banking operations and including corporate and investment banking, its insurance operations, its international operations, notably in Italy, LCL, a separately branded French retail bank, and Credit Agricole S.A.'s majority interest in individually listed asset manager Amundi. Credit Agricole S.A. also acts as the central bank for the group.
70GF Score
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