Credit Agricole (CHIX:ACAP) 3-Year Dividend Growth Rate: 1.60% (As of Jun. 2026) — 78% Below Median

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CHIX:ACAP Credit Agricole SA CHIX:ACAP
66 GF Score
Price €18.40
GF Value €16.57
Valuation Modestly Overvalued
! 7 Warning Signs
View Full Analysis

What is Credit Agricole 3-Year Dividend Growth Rate?

Credit Agricole CHIX:ACAP 66 3-Year Dividend Growth Rate is 1.60% as of Jun. 2026, which is 78% below its 10-year median of 7.20. GuruFocus rates CHIX:ACAP with a GF Score™ of 66/100 and a GF Value™ of €16.57 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 959 Banks companies, Credit Agricole ranks worse than 81.23% on this metric.

Credit Agricole's Dividends per Share for the three months ended in Jun. 2026 was €1.13.

The historical rank and industry rank for Credit Agricole's 3-Year Dividend Growth Rate or its related term are showing as below:

CHIX:ACAp' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -26.9   Med: 7.2   Max: 30.8
Current: 1.6

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Credit Agricole was 30.80% per year. The lowest was -26.90% per year. And the median was 7.20% per year.

CHIX:ACAp's 3-Year Dividend Growth Rate is ranked worse than
81.23% of 959 companies
in the Banks industry
Industry Median: 10.1 vs CHIX:ACAp: 1.60

During the past 12 months, Credit Agricole's average Dividends Per Share Growth Rate was 2.70% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 1.60% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

Credit Agricole's Dividend Payout Ratio for the three months ended in Jun. 2026 was 1.82. As of today, Credit Agricole's Dividend Yield % is 6.14%.

Warning Sign:

Credit Agricole SA stock Dividend Yield % is close to 5-year low.

For more information regarding to dividend, please check our Dividend Page.


Credit Agricole  (CHIX:ACAp) 3-Year Dividend Growth Rate Explanation

1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.

Credit Agricole's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=1.13/ 0.622
=1.82

During the past 13 years, the highest Dividend Payout Ratio of Credit Agricole was 0.73. The lowest was 0.40. And the median was 0.55.

2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.

Credit Agricole Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
EUR 1.1300002026-05-262026-05-272026-05-28Cash DividendannuallyEUR:EUR 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

Credit Agricole's Dividend Yield (%) for Today is calculated as

Dividend Yield %=Most Recent Full Year Dividend/Current Share Price
=1.13/18.40
=6.14 %

Current Share Price is €18.40.
Credit Agricole's Dividends per Share for the trailing twelve months (TTM) ended in Today is €1.13.

During the past 13 years, the highest Dividend Yield of Credit Agricole was 12.74%. The lowest was 3.87%. And the median was 6.55%.

Warning Sign:

Credit Agricole SA stock Dividend Yield % is close to 5-year low.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Credit Agricole 3-Year Dividend Growth Rate Related Terms>


Credit Agricole 3-Year Dividend Growth Rate Competitor Comparison

For the Banks - Regional subindustry, Credit Agricole's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credit Agricole 3-Year Dividend Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, Credit Agricole's 3-Year Dividend Growth Rate distribution charts can be found below:

* The bar in red indicates where Credit Agricole's 3-Year Dividend Growth Rate falls into.


CHIX:ACAP
66GF Score
Credit Agricole SA CHIX:ACAP
3-Year Dividend Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Credit Agricole 3-Year Dividend Growth Rate Calculation

This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Dividend Growth Rate of 1.60% mean?
Credit Agricole (CHIX:ACAP) has a 3-Year Dividend Growth Rate of 1.60% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Credit Agricole and its competitors. This is 78% below median its historical median of 7.20. According to the industry distribution chart, Credit Agricole ranks #779 out of 959 companies in the Banks industry, placing it in the top 81.2%.
Is Credit Agricole's 3-Year Dividend Growth Rate too high?
Credit Agricole's current 3-Year Dividend Growth Rate of 1.60% is 78% below median its 10-year median of 7.20. The Banks industry median 3-Year Dividend Growth Rate is 10.10. Credit Agricole's value of 1.60% is 84.2% below this industry median. Based on the distribution chart, Credit Agricole ranks #779 out of 959 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Credit Agricole has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Credit Agricole's 3-Year Dividend Growth Rate compare to competitors?
According to the Banks industry distribution chart, Credit Agricole ranks #779 out of 959 companies for 3-Year Dividend Growth Rate. This places Credit Agricole in the lower half of its industry. The industry median 3-Year Dividend Growth Rate is 10.10. Credit Agricole's value of 1.60% is 84.2% below this benchmark. While the company's 10-year median is 7.20 vs. the industry median of 10.10, Credit Agricole has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 959 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit Agricole's current 3-Year Dividend Growth Rate of 1.60% is 84.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Credit Agricole and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit Agricole's current 3-Year Dividend Growth Rate is 1.60%, which is 78% below median its own 10-year median of 7.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit Agricole stock overvalued right now?
Based on GuruFocus' analysis, Credit Agricole (CHIX:ACAP) is currently considered Modestly Overvalued. The stock's GF Value™ is €16.57, compared to a current price of €18.40 — trading 11% above its estimated fair value. The current 3-Year Dividend Growth Rate is 1.60%, which is 78% below median its 10-year median of 7.20 and 84.2% below the Banks industry median of 10.10. Credit Agricole's overall GF Score™ is 66/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Credit Agricole (CHIX:ACAP), the current 3-Year Dividend Growth Rate is 1.60% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credit Agricole (CHIX:ACAP) Overvalued in 2026?

Based on GuruFocus' analysis, Credit Agricole stock appears to be overvalued. The current stock price of €18.40 is trading 11% above its estimated GF Value™ of €16.57. GuruFocus considers Credit Agricole to be Modestly Overvalued.

Key valuation signals for CHIX:ACAP:

  • 3-Year Dividend Growth Rate: 1.60% (78% below median its 10-year median of 7.20)
  • GF Value™: €16.57 vs. price of €18.40 (11% above fair value)
  • GF Score™: 66/100 with 7 warning signs
  • Industry Position: 84.2% below the Banks median (#779 of 959)

No single metric tells the full story. See the CHIX:ACAP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credit Agricole Business Description

Address 50 avenue Jean Jaures, Montrouge, Paris, FRA, 92120
Credit Agricole S.A. is majority-owned by a group of 39 mutually owned, regional French banks, and together, they form the Credit Agricole Group, the largest cooperative bank globally. Credit Agricole S.A. houses all of Credit Agricole Group's activities, excluding the core French retail and commercial banking operations and including corporate and investment banking, its insurance operations, its international operations, notably in Italy, LCL, a separately branded French retail bank, and Credit Agricole S.A.'s majority interest in individually listed asset manager Amundi. Credit Agricole S.A. also acts as the central bank for the group.
66GF Score

Get the complete analysis for CHIX:ACAP

3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€18.40
Price
€16.57
GF Value