HFB Financial (HFB Financial) Book Value per Share : $18.46 (As of Sep. 2003)

HFB Financial Book Value per Share Chart

HFB Financial Quarterly Data
	Jun96	Jun97	Jun98	Jun99	Dec99	Mar00	Jun00	Sep00	Dec00	Mar01	Jun01	Sep01	Dec01	Mar02	Jun02	Sep02	Dec02	Mar03	Jun03	Sep03
Book Value per Share	Get a 7-Day Free Trial															17.68	18.19	18.14	18.61	18.46

Competitive Comparison of HFB Financial's Book Value per Share

For the Banks - Regional subindustry, HFB Financial's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

HFB Financial's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, HFB Financial's PB Ratio distribution charts can be found below:

* The bar in red indicates where HFB Financial's PB Ratio falls into.

HFB Financial Book Value per Share Calculation

HFB Financial's Book Value Per Share for the fiscal year that ended in Jun. 2002 is calculated as:

HFB Financial's Book Value Per Share for the quarter that ended in Sep. 2003 is calculated as:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total Stockholders Equity is a balance sheet item and equal to Total Assets less Total Liabilities of the company.

Book value may include intangible items which may come from the company's past acquisitions. Book value less intangibles is called Tangible Book.

HFB Financial  (OTCPK:HFBA) Book Value per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.

HFB Financial Book Value per Share Related Terms

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HFB Financial (HFB Financial) Business Description