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HFB FinancialHFBA 54 Forward Dividend Yield % is 2.26% as of Aug. 02, 2026. GuruFocus rates HFBA with a GF Score™ of 54/100 and a GF Value™ of $36.39 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,242 Banks companies, HFB Financial ranks worse than 70.05% on this metric.
As of today (2026-08-02), the Forward Annual Dividend Yield of HFB Financial is 2.26%.
As of today (2026-08-02), the Trailing Annual Dividend Yield of HFB Financial is 2.16%.
HFBA's Forward Dividend Yield % is ranked worse than 70.05% of 1242
companies
in the Banks industry
Industry Median: 3.09
vs HFBA: 2.26
During the past 5 years, the average Dividends Per Share Growth Rate was 0.60% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of HFB Financial was 28.20% per year. The lowest was 0.00% per year. And the median was 1.25% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
HFB Financial Forward Dividend Yield % Related Terms
HFBA vs HCBC, TMAK, MBBC: Forward Dividend Yield % Comparison
For the Banks - Regional subindustry, HFB Financial's Forward Dividend Yield %, along with its competitors' market caps and Forward Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
HFB Financial Forward Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, HFB Financial's Forward Dividend Yield % distribution charts can be found below:
* The bar in red indicates where HFB Financial's Forward Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
HFB Financial Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.410000
2026-03-06
2026-03-06
2026-03-30
Cash Dividend
semi-annually
USD:USD 1.000000
USD 0.410000
2025-09-12
2025-09-12
2025-09-29
Cash Dividend
semi-annually
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
HFB Financial's Forward Annual Dividend Yield (%) for Today is calculated as
Forward Annual Dividend Yield
=
Forward Full Year Dividend
/
Current Share Price
=
0.82
/
38.00
=
2.16 %
Current Share Price is $38.00. HFB Financial's Dividends per Share for the forward twelve months is calculated as $0.41 * 2 = $0.82.
HFB Financial's Trailing Annual Dividend Yield (%) for Today is calculated as
Trailing Annual Dividend Yield
=
Most Recent Full Year Dividend
/
Current Share Price
=
0.82
/
38.00
=
2.16 %
Current Share Price is $38.00. HFB Financial's Dividends per Share for the trailing twelve months (TTM) ended in Today is $0.82.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Forward Dividend Yield % of 2.26% mean?
HFB Financial (HFBA) has a Forward Dividend Yield % of 2.26% as of Aug. 02, 2026. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on HFB Financial and its competitors. According to the industry distribution chart, HFB Financial ranks #870 out of 1242 companies in the Banks industry, placing it in the top 70%.
Is HFB Financial's Forward Dividend Yield % too high?
HFB Financial's current Forward Dividend Yield % is 2.26%. The Banks industry median Forward Dividend Yield % is 3.09. HFB Financial's value of 2.26% is 26.9% below this industry median. Based on the distribution chart, HFB Financial ranks #870 out of 1242 companies in the Banks industry, which is below the industry midpoint. Overall, HFB Financial has a GF Score™ of 54/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does HFB Financial's Forward Dividend Yield % compare to HCBC and TMAK?
According to the Banks industry distribution chart, HFB Financial ranks #870 out of 1242 companies for Forward Dividend Yield %. This places HFB Financial in the lower half of its industry. The industry median Forward Dividend Yield % is 3.09. HFB Financial's value of 2.26% is 26.9% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Dividend Yield % for a Banks company?
The median Forward Dividend Yield % among Banks companies is 3.09, based on 1,242 companies in the industry. Companies in the top quartile (top 25%) have a Forward Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Forward Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. HFB Financial's current Forward Dividend Yield % of 2.26% is 26.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Dividend Yield % mean?
A high Forward Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on HFB Financial and its competitors. For the Banks industry, the median Forward Dividend Yield % is 3.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. HFB Financial's current Forward Dividend Yield % is 2.26%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is HFB Financial stock overvalued right now?
Based on GuruFocus' analysis, HFB Financial (HFBA) is currently considered Fairly Valued. The stock's GF Value™ is $36.39, compared to a current price of $38.00 — trading 4.4% above its estimated fair value. The current Forward Dividend Yield % is 2.26% and 26.9% below the Banks industry median of 3.09. HFB Financial's overall GF Score™ is 54/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Dividend Yield % calculated?
Forward Dividend Yield % is calculated from a company's financial statements. For HFB Financial (HFBA), the current Forward Dividend Yield % is 2.26% as of Aug. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is HFB Financial (HFBA) Overvalued in 2026?
Based on GuruFocus' analysis, HFB Financial stock appears to be overvalued.
The current stock price of $38.00 is trading 4.4% above its estimated GF Value™ of $36.39.
GuruFocus considers HFB Financial to be Fairly Valued.
Key valuation signals for HFBA:
Forward Dividend Yield %: 2.26%
GF Value™: $36.39 vs. price of $38.00 (4.4% above fair value)
Industry Position: 26.9% below the Banks median (#870 of 1242)
No single metric tells the full story. See the HFBA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
HFB Financial Corp is a United States-based company providing a full range of banking and financial services to individuals and corporate customers, mainly in Bell County, Kentucky, and surrounding areas in Tennessee and Virginia. It offers checking, savings, money market, certificates of deposit, health savings, and individual retirement accounts, along with overdraft and card services. The Company also provides loans, online banking, investment, and insurance-related services.
54GF Score
Get the complete analysis for HFBA
Forward Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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