GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » HFB Financial Corp (OTCPK:HFBA) » Definitions » Pretax Margin %

HFB Financial (HFB Financial) Pretax Margin % : 173.56% (As of Sep. 2003)


View and export this data going back to . Start your Free Trial

What is HFB Financial Pretax Margin %?

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. HFB Financial's Pre-Tax Income for the three months ended in Sep. 2003 was $0.78 Mil. HFB Financial's Revenue for the three months ended in Sep. 2003 was $0.45 Mil. Therefore, HFB Financial's pretax margin for the quarter that ended in Sep. 2003 was 173.56%.

The historical rank and industry rank for HFB Financial's Pretax Margin % or its related term are showing as below:


HFBA's Pretax Margin % is not ranked *
in the Banks industry.
Industry Median: 32.88
* Ranked among companies with meaningful Pretax Margin % only.

HFB Financial Pretax Margin % Historical Data

The historical data trend for HFB Financial's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

HFB Financial Pretax Margin % Chart

HFB Financial Annual Data
Trend Jun96 Jun97 Jun98 Jun99 Jun00 Jun01 Jun02
Pretax Margin %
Get a 7-Day Free Trial 245.35 328.77 279.45 204.44 165.32

HFB Financial Quarterly Data
Jun96 Jun97 Jun98 Jun99 Dec99 Mar00 Jun00 Sep00 Dec00 Mar01 Jun01 Sep01 Dec01 Mar02 Jun02 Sep02 Dec02 Mar03 Jun03 Sep03
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 201.73 223.39 221.90 210.93 173.56

Competitive Comparison of HFB Financial's Pretax Margin %

For the Banks - Regional subindustry, HFB Financial's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


HFB Financial's Pretax Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, HFB Financial's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where HFB Financial's Pretax Margin % falls into.



HFB Financial Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

HFB Financial's Pretax Margin for the fiscal year that ended in Jun. 2002 is calculated as

Pretax Margin=Pre-Tax Income (A: Jun. 2002 )/Revenue (A: Jun. 2002 )
=2.336/1.413
=165.32 %

HFB Financial's Pretax Margin for the quarter that ended in Sep. 2003 is calculated as

Pretax Margin=Pre-Tax Income (Q: Sep. 2003 )/Revenue (Q: Sep. 2003 )
=0.781/0.45
=173.56 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


HFB Financial  (OTCPK:HFBA) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


HFB Financial Pretax Margin % Related Terms

Thank you for viewing the detailed overview of HFB Financial's Pretax Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.


HFB Financial (HFB Financial) Business Description

Traded in Other Exchanges
N/A
Address
1602 Cumberland Avenue, Middlesboro, KY, USA, 40965-1225
HFB Financial Corp is a United States based company engaged in providing banking and financial services. The company offers checking accounts, saving accounts, money market accounts, certificates of deposit, health savings accounts, individual retirement accounts, overdrafts, and card facilities Further, it also offers loans, online banking, investment, and insurance-related services.

HFB Financial (HFB Financial) Headlines

No Headlines