NU (Nu Holdings) Gross Loan: $22,586 Mil (As of Jun. 2026)

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NU Nu Holdings Ltd NU
70 GF Score
Price $14.09
GF Value $31.05
Valuation Significantly Undervalued
! 2 Warning Signs
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What is Nu Holdings Gross Loan?

Nu Holdings NU +0.18% 70 Gross Loan is $22,586 Mil as of Jun. 2026. GuruFocus rates NU with a GF Score™ of 70/100 and a GF Value™ of $31.05 (Significantly Undervalued). The stock has 2 warning signs investors should review.

Nu Holdings's Gross Loan for the quarter that ended in Jun. 2026 was $22,586 Mil.

Nu Holdings's quarterly Gross Loan increased from Dec. 2025 ($20,453 Mil) to Mar. 2026 ($22,100 Mil) and increased from Mar. 2026 ($22,100 Mil) to Jun. 2026 ($22,586 Mil).

Nu Holdings's annual Gross Loan increased from Dec. 2023 ($11,162 Mil) to Dec. 2024 ($12,860 Mil) and increased from Dec. 2024 ($12,860 Mil) to Dec. 2025 ($20,453 Mil).

Nu Holdings Gross Loan Related Terms

Nu Holdings Gross Loan Historical Data

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The historical data trend for Nu Holdings's Gross Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Nu Holdings Gross Loan Chart

Nu Holdings Annual Data
Trend Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Loan
Get a 7-Day Free Trial 2,331.01 4,754.52 11,161.95 12,859.79 20,453.24

Nu Holdings Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Gross Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17,266.08 18,528.02 20,453.24 22,100.34 22,586.38
NU
70GF Score
Nu Holdings Ltd NU
Gross Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Nu Holdings Gross Loan Calculation

Gross Loan represents the sum of all loans (commercial, consumer, mortgage, etc.) as well as leases before any provisions for loan losses or unearned discounts.

Frequently Asked Questions Learn more about Gross Loan →
What does a Gross Loan of $22,586 Mil mean?
Nu Holdings (NU) has a Gross Loan of $22,586 Mil as of Jun. 2026. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Nu Holdings and its competitors.
Is Nu Holdings' Gross Loan too high?
Nu Holdings' current Gross Loan is $22,586 Mil. Overall, Nu Holdings has a GF Score™ of 70/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Nu Holdings' Gross Loan compare to TFC and FITB?
Nu Holdings' Gross Loan of $22,586 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Loan for a Banks company?
A good Gross Loan depends on the Banks industry context. However, Gross Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Loan mean?
A high Gross Loan can signal that a stock is expensive relative to its fundamentals. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Nu Holdings and its competitors. Nu Holdings's current Gross Loan is $22,586 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Nu Holdings stock overvalued right now?
Based on GuruFocus' analysis, Nu Holdings (NU) is currently considered Significantly Undervalued. The stock's GF Value™ is $31.05, compared to a current price of $14.09 — trading 54.6% below its estimated fair value. The current Gross Loan is $22,586 Mil. Nu Holdings' overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Loan calculated?
Gross Loan is calculated from a company's financial statements. For Nu Holdings (NU), the current Gross Loan is $22,586 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Nu Holdings (NU) Overvalued in 2026?

Based on GuruFocus' analysis, Nu Holdings stock appears to be undervalued. The current stock price of $14.09 is trading 54.6% below its estimated GF Value™ of $31.05. GuruFocus considers Nu Holdings to be Significantly Undervalued.

Key valuation signals for NU:

  • Gross Loan: $22,586 Mil
  • GF Value™: $31.05 vs. price of $14.09 (54.6% below fair value)
  • GF Score™: 70/100 with 2 warning signs

No single metric tells the full story. See the NU stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Nu Holdings Business Description

Address c/o Campbells Corporate Services Limited, Willow House, Cricket Square, 4th Floor, Grand Cayman, CYM, KY1-9010
Nu Holdings operates Nubank, the largest digital bank in Latin America and one of the largest in the world, serving well over 100 million customers across Brazil, Mexico, and Colombia entirely through its purple-branded mobile app. Launched in Brazil in 2013 by David Vélez to attack the country's concentrated, high-fee banking oligopoly, Nubank offers no-fee credit cards, digital accounts, personal and secured lending, insurance, investments through NuInvest, and crypto trading, monetizing through interchange, interest on its rapidly growing credit portfolio, and cross-sold services at a cost-to-serve far below incumbent banks. The majority of Brazilian adults are now customers, with Mexico its key expansion market including a banking license. Nu is incorporated in the Cayman Islands with headquarters in São Paulo; shares trade on the NYSE.
70GF Score

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Gross Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.09
Price
$31.05
GF Value