N1 Holdings (ASX:N1H) Net Loan: A$124.19 Mil (As of Dec. 2025)

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ASX:N1H N1 Holdings Ltd ASX:N1H
38 GF Score
Price A$0.13
GF Value A$0.32
Valuation Significantly Undervalued
! 2 Warning Signs
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What is N1 Holdings Net Loan?

N1 Holdings ASX:N1H -7.41% 38 Net Loan is A$124.19 Mil as of Dec. 2025. GuruFocus rates ASX:N1H with a GF Score™ of 38/100 and a GF Value™ of A$0.32 (Significantly Undervalued). The stock has 2 warning signs investors should review.

N1 Holdings's quarterly net loan increased from Dec. 2024 (A$79.01 Mil) to Jun. 2025 (A$108.82 Mil) and increased from Jun. 2025 (A$108.82 Mil) to Dec. 2025 (A$124.19 Mil).

N1 Holdings's annual net loan increased from Jun. 2023 (A$76.98 Mil) to Jun. 2024 (A$108.82 Mil) and increased from Jun. 2024 (A$108.82 Mil) to Jun. 2025 (A$124.19 Mil).

N1 Holdings Net Loan Historical Data

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The historical data trend for N1 Holdings's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

N1 Holdings Net Loan Chart

N1 Holdings Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.60 59.99 76.98 93.06 108.82

N1 Holdings Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 91.48 93.06 79.01 108.82 124.19
ASX:N1H
38GF Score
N1 Holdings Ltd ASX:N1H
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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N1 Holdings Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of A$124.19 Mil mean?
N1 Holdings (ASX:N1H) has a Net Loan of A$124.19 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on N1 Holdings and its competitors.
Is N1 Holdings' Net Loan too high?
N1 Holdings' current Net Loan is A$124.19 Mil. Overall, N1 Holdings has a GF Score™ of 38/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does N1 Holdings' Net Loan compare to RKT and FNMA?
N1 Holdings' Net Loan of A$124.19 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on N1 Holdings and its competitors. N1 Holdings's current Net Loan is A$124.19 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is N1 Holdings stock overvalued right now?
Based on GuruFocus' analysis, N1 Holdings (ASX:N1H) is currently considered Significantly Undervalued. The stock's GF Value™ is A$0.32, compared to a current price of A$0.13 — trading 60.9% below its estimated fair value. The current Net Loan is A$124.19 Mil. N1 Holdings' overall GF Score™ is 38/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For N1 Holdings (ASX:N1H), the current Net Loan is A$124.19 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is N1 Holdings (ASX:N1H) Overvalued in 2026?

Based on GuruFocus' analysis, N1 Holdings stock appears to be undervalued. The current stock price of A$0.13 is trading 60.9% below its estimated GF Value™ of A$0.32. GuruFocus considers N1 Holdings to be Significantly Undervalued.

Key valuation signals for ASX:N1H:

  • Net Loan: A$124.19 Mil
  • GF Value™: A$0.32 vs. price of A$0.13 (60.9% below fair value)
  • GF Score™: 38/100 with 2 warning signs

No single metric tells the full story. See the ASX:N1H stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

N1 Holdings Business Description

Address 77 King Street, Suite 502, Level 5, Sydney, NSW, AUS, 2000
N1 Holdings Ltd is an Australian company. The company's operating segment includes Financial services; Real estate services; Migration Services and Others. It generates maximum revenue from the Financial Services segment. The financial services segment includes Mortgage broking, Commercial loan lending and Advisory service. Its Real estate services segment focused on Rental property management and property sales agent service. Geographically, it derives majority of its revenue from Australia.
38GF Score

Get the complete analysis for ASX:N1H

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$0.13
Price
A$0.32
GF Value