Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
N1 HoldingsASX:N1H +50.00%35 Dividend Payout Ratio is 0.25 as of Dec. 2025, which is 14% below its 10-year median of 0.29. GuruFocus rates ASX:N1H with a GF Score™ of 35/100 and a GF Value™ of A$0.31 (Significantly Undervalued). The stock has 1 warning sign investors should review. Among 1,175 Banks companies, N1 Holdings ranks better than 78.38% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. N1 Holdings's Dividend Payout Ratio for the
months ended in Dec. 2025 was 0.25.
The historical rank and industry rank for N1 Holdings's Dividend Payout Ratio or its related term are showing as below:
ASX:N1H'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.2 Med: 0.29 Max: 0.3
Current: 0.2
During the past 10 years, the highest Dividend Payout Ratio of N1 Holdings was 0.30. The lowest was 0.20. And the median was 0.29.
ASX:N1H's Dividend Payout Ratio is ranked better than 78.38% of 1175
companies
in the Banks industry
Industry Median: 0.32
vs ASX:N1H: 0.20
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
N1 Holdings (ASX:N1H) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
N1 Holdings Dividend Payout Ratio Related Terms
N1 Holdings Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for N1 Holdings's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:N1H vs RKT, FNMA, PFSI: Dividend Payout Ratio Comparison
For the Mortgage Finance subindustry, N1 Holdings's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
N1 Holdings Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, N1 Holdings's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where N1 Holdings's Dividend Payout Ratio falls into.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
N1 Holdings's Dividend Payout Ratio for the fiscal year that ended in Jun. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
N1 Holdings (ASX:N1H) has a Dividend Payout Ratio of 0.25 as of Dec. 2025. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on N1 Holdings and its competitors. This is 14% below median its historical median of 0.29. Over the past decade, N1 Holdings' Dividend Payout Ratio has ranged from 0.20 to 0.30. According to the industry distribution chart, N1 Holdings ranks #254 out of 1175 companies in the Banks industry, placing it in the top 21.6%.
Is N1 Holdings' Dividend Payout Ratio too high?
N1 Holdings' current Dividend Payout Ratio of 0.25 is 14% below median its 10-year median of 0.29. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 0.30. The Banks industry median Dividend Payout Ratio is 0.32. N1 Holdings' value of 0.25 is 21.9% below this industry median. Based on the distribution chart, N1 Holdings ranks #254 out of 1175 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, N1 Holdings has a GF Score™ of 35/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does N1 Holdings' Dividend Payout Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, N1 Holdings ranks #254 out of 1175 companies for Dividend Payout Ratio. This places N1 Holdings in the top 22% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. N1 Holdings' value of 0.25 is 21.9% below this benchmark. Historically, N1 Holdings' own Dividend Payout Ratio has ranged from 0.20 to 0.30 over the past decade. While the company's 10-year median is 0.29 vs. the industry median of 0.32, N1 Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,175 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. N1 Holdings's current Dividend Payout Ratio of 0.25 is 21.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on N1 Holdings and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. N1 Holdings's current Dividend Payout Ratio is 0.25, which is 14% below median its own 10-year median of 0.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is N1 Holdings stock overvalued right now?
Based on GuruFocus' analysis, N1 Holdings (ASX:N1H) is currently considered Significantly Undervalued. The stock's GF Value™ is A$0.31, compared to a current price of A$0.12 — trading 61.3% below its estimated fair value. The current Dividend Payout Ratio is 0.25, which is 14% below median its 10-year median of 0.29 and 21.9% below the Banks industry median of 0.32. N1 Holdings' overall GF Score™ is 35/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For N1 Holdings (ASX:N1H), the current Dividend Payout Ratio is 0.25 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is N1 Holdings (ASX:N1H) Overvalued in 2026?
Based on GuruFocus' analysis, N1 Holdings stock appears to be undervalued.
The current stock price of A$0.12 is trading 61.3% below its estimated GF Value™ of A$0.31.
GuruFocus considers N1 Holdings to be Significantly Undervalued.
Key valuation signals for ASX:N1H:
Dividend Payout Ratio: 0.25 (14% below median its 10-year median of 0.29)
GF Value™: A$0.31 vs. price of A$0.12 (61.3% below fair value)
Industry Position: 21.9% below the Banks median (#254 of 1175)
No single metric tells the full story. See the ASX:N1H stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
N1 Holdings Ltd is an Australian company. The company's operating segment includes Financial services; Real estate services; Migration Services and Others. It generates maximum revenue from the Financial Services segment. The financial services segment includes Mortgage broking, Commercial loan lending and Advisory service. Its Real estate services segment focused on Rental property management and property sales agent service. Geographically, it derives majority of its revenue from Australia.
35GF Score
Get the complete analysis for ASX:N1H
Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ASX:N1H has been successfully added to your 
