BAC (Bank of America) Net Loan: $1,186,936 Mil (As of Mar. 2026)


BAC Bank of America Corp BAC
78 GF Score
Price $59.67
GF Value $49.97
Valuation Modestly Overvalued
! 7 Warning Signs
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What is Bank of America Net Loan?

Bank of America BAC +0.71% 78 Net Loan is $1,186,936 Mil as of Mar. 2026. GuruFocus rates BAC with a GF Score™ of 78/100 and a GF Value™ of $49.97 (Modestly Overvalued). The stock has 7 warning signs investors should review.

Bank of America's quarterly net loan increased from Sep. 2025 ($1,143,243 Mil) to Dec. 2025 ($1,161,469 Mil) and increased from Dec. 2025 ($1,161,469 Mil) to Mar. 2026 ($1,186,936 Mil).

Bank of America's annual net loan increased from Dec. 2023 ($1,031,576 Mil) to Dec. 2024 ($1,161,469 Mil) and increased from Dec. 2024 ($1,161,469 Mil) to Dec. 2025 ($1,186,936 Mil).

Bank of America Net Loan Historical Data

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The historical data trend for Bank of America's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of America Net Loan Chart

Bank of America Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 967,615.00 1,026,344.00 1,031,576.00 1,076,468.00 1,161,469.00

Bank of America Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,088,579.00 1,123,456.00 1,143,243.00 1,161,469.00 1,186,936.00
BAC
78GF Score
Bank of America Corp BAC
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of America Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $1,186,936 Mil mean?
Bank of America (BAC) has a Net Loan of $1,186,936 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Bank of America and its competitors.
Is Bank of America's Net Loan too high?
Bank of America's current Net Loan is $1,186,936 Mil. Overall, Bank of America has a GF Score™ of 78/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of America's Net Loan compare to WFC and C?
Bank of America's Net Loan of $1,186,936 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Bank of America and its competitors. Bank of America's current Net Loan is $1,186,936 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of America stock overvalued right now?
Based on GuruFocus' analysis, Bank of America (BAC) is currently considered Modestly Overvalued. The stock's GF Value™ is $49.97, compared to a current price of $59.67 — trading 19.4% above its estimated fair value. The current Net Loan is $1,186,936 Mil. Bank of America's overall GF Score™ is 78/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Bank of America (BAC), the current Net Loan is $1,186,936 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of America (BAC) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of America stock appears to be overvalued. The current stock price of $59.67 is trading 19.4% above its estimated GF Value™ of $49.97. GuruFocus considers Bank of America to be Modestly Overvalued.

Key valuation signals for BAC:

  • Net Loan: $1,186,936 Mil
  • GF Value™: $49.97 vs. price of $59.67 (19.4% above fair value)
  • GF Score™: 78/100 with 7 warning signs

No single metric tells the full story. See the BAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of America Business Description

Address 100 North Tryon Street, Bank of America Corporate Center, Charlotte, NC, USA, 28255
Bank of America is a formidable financial titan with a $3.5 trillion balance sheet and a cornerstone of the American economy, holding the second-largest deposit market share in the United States. While the firm has maintained its stronghold among middle-market and retail clientele domestically, Bank of America has continued to hold its own on the global stage, as evidenced by its fourth-largest global trading operation and an investment banking division that regularly finishes in the top four in global league tables. The firm is organized across four segments: consumer banking, global wealth and investment management, global banking, and global markets.
78GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$59.67
Price
$49.97
GF Value