BAC (Bank of America) 14-Day RSI: 70.12 (As of Jul. 05, 2026)


BAC Bank of America Corp BAC
77 GF Score
Price $58.73
GF Value $49.84
Valuation Modestly Overvalued
! 7 Warning Signs
View Full Analysis

What is Bank of America 14-Day RSI?

Bank of America BAC +0.63% 77 14-Day RSI is 70.12 as of Jul. 05, 2026. GuruFocus rates BAC with a GF Score™ of 77/100 and a GF Value™ of $49.84 (Modestly Overvalued). The stock has 7 warning signs investors should review. Among 1,608 Banks companies, Bank of America ranks worse than 84.27% on this metric.

The Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100. Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30.

As of today (2026-07-05), Bank of America's 14-Day RSI is 70.12.

The industry rank for Bank of America's 14-Day RSI or its related term are showing as below:

BAC's 14-Day RSI is ranked worse than
84.27% of 1608 companies
in the Banks industry
Industry Median: 56.765 vs BAC: 70.12

Bank of America  (NYSE:BAC) 14-Day RSI Explanation

The Relative Strength Index (RSI), developed by J. Welles Wilder in his book “New Concepts in Technical Trading Systems.”, is a momentum oscillator that measures the speed and change of price movements. The RSI is most typically used on a 14-day period, measured on a scale from 0 to 100.

Traditionally, an asset is considered overbought or overvalued when the RSI is above 70 and oversold or undervalued when it is below 30. A RSI surpasses the 30 level indicates a bullish sign, when it slides below 70 level, it’s a bearish sign. This level can be adjusted depending on the security’s pattern and the market’s underlying trend. In an uptrend or bullish market, the RSI might range within a higher interval, investors could set the support level higher. If a downtrend or bearish market occurs, investors may need to lower the resistance level.

RSI can also be used in trading techniques to indicate the trading signal, such as Divergences and Swing Rejections.


Bank of America 14-Day RSI Related Terms


BAC vs WFC, C, BNY: 14-Day RSI Comparison

For the Banks - Diversified subindustry, Bank of America's 14-Day RSI, along with its competitors' market caps and 14-Day RSI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of America 14-Day RSI vs Banks Industry

For the Banks industry and Financial Services sector, Bank of America's 14-Day RSI distribution charts can be found below:

* The bar in red indicates where Bank of America's 14-Day RSI falls into.


BAC
77GF Score
Bank of America Corp BAC
14-Day RSI is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank of America  (NYSE:BAC) 14-Day RSI Calculation

The formula for calculating RSI is:

RSI=100[ 100 / ( 1 + Average Gain / Average Loss )]

* Note that the formula uses a positive value for the average loss.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 14-Day RSI →
What does a 14-Day RSI of 70.12 mean?
Bank of America (BAC) has a 14-Day RSI of 70.12 as of Jul. 05, 2026. Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. View historical data on Bank of America and its competitors. According to the industry distribution chart, Bank of America ranks #1355 out of 1608 companies in the Banks industry, placing it in the top 84.3%.
Is Bank of America's 14-Day RSI too high?
Bank of America's current 14-Day RSI is 70.12. The Banks industry median 14-Day RSI is 56.77. Bank of America's value of 70.12 is 23.5% above this industry median. Based on the distribution chart, Bank of America ranks #1355 out of 1608 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank of America has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of America's 14-Day RSI compare to WFC and C?
According to the Banks industry distribution chart, Bank of America ranks #1355 out of 1608 companies for 14-Day RSI. This places Bank of America in the lower half of its industry. The industry median 14-Day RSI is 56.77. Bank of America's value of 70.12 is 23.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 14-Day RSI for a Banks company?
The median 14-Day RSI among Banks companies is 56.77, based on 1,608 companies in the industry. Companies in the top quartile (top 25%) have a 14-Day RSI significantly above this median, while those in the bottom quartile fall well below. However, 14-Day RSI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of America's current 14-Day RSI of 70.12 is 23.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 14-Day RSI mean?
A high 14-Day RSI can signal that a stock is expensive relative to its fundamentals. Relative Strength Index (RSI) is a momentum oscillator that measures the speed and change of price movements. View historical data on Bank of America and its competitors. For the Banks industry, the median 14-Day RSI is 56.77 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of America's current 14-Day RSI is 70.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of America stock overvalued right now?
Based on GuruFocus' analysis, Bank of America (BAC) is currently considered Modestly Overvalued. The stock's GF Value™ is $49.84, compared to a current price of $58.73 — trading 17.8% above its estimated fair value. The current 14-Day RSI is 70.12 and 23.5% above the Banks industry median of 56.77. Bank of America's overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 14-Day RSI calculated?
14-Day RSI is calculated from a company's financial statements. For Bank of America (BAC), the current 14-Day RSI is 70.12 as of Jul. 05, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of America (BAC) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of America stock appears to be overvalued. The current stock price of $58.73 is trading 17.8% above its estimated GF Value™ of $49.84. GuruFocus considers Bank of America to be Modestly Overvalued.

Key valuation signals for BAC:

  • 14-Day RSI: 70.12
  • GF Value™: $49.84 vs. price of $58.73 (17.8% above fair value)
  • GF Score™: 77/100 with 7 warning signs
  • Industry Position: 23.5% above the Banks median (#1355 of 1608)

No single metric tells the full story. See the BAC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of America Business Description

Address 100 North Tryon Street, Bank of America Corporate Center, Charlotte, NC, USA, 28255
Bank of America is a formidable financial titan with a $3.5 trillion balance sheet and a cornerstone of the American economy, holding the second-largest deposit market share in the United States. While the firm has maintained its stronghold among middle-market and retail clientele domestically, Bank of America has continued to hold its own on the global stage, as evidenced by its fourth-largest global trading operation and an investment banking division that regularly finishes in the top four in global league tables. The firm is organized across four segments: consumer banking, global wealth and investment management, global banking, and global markets.
77GF Score

Get the complete analysis for BAC

14-Day RSI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$58.73
Price
$49.84
GF Value