CMS (CMS Energy) Net Loan

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CMS CMS Energy Corp CMS
76 GF Score
Price $75.75
GF Value $76.06
Valuation Fairly Valued
! 10 Warning Signs
View Full Analysis

What is CMS Energy Net Loan?

Net Loan only applies to banks and insurance companies.

CMS
76GF Score
CMS Energy Corp CMS
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is CMS Energy (CMS) Overvalued in 2026?

Based on GuruFocus' analysis, CMS Energy stock appears to be undervalued. The current stock price of $75.75 is trading 0.4% below its estimated GF Value™ of $76.06. GuruFocus considers CMS Energy to be Fairly Valued.

Key valuation signals for CMS:

  • Net Loan:
  • GF Value™: $76.06 vs. price of $75.75 (0.4% below fair value)
  • GF Score™: 76/100 with 10 warning signs

No single metric tells the full story. See the CMS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


CMS Energy Business Description

Address One Energy Plaza, Jackson, MI, USA, 49201
CMS Energy is an energy holding company with three principal businesses. Its regulated utility, Consumers Energy, provides regulated natural gas service to 1.8 million customers and electric service to 1.9 million customers in Michigan. NorthStar Clean Energy, formerly CMS Enterprises, is engaged in wholesale power generation, including contracted renewable energy. CMS sold EnerBank in October 2021.
76GF Score

Get the complete analysis for CMS

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$75.75
Price
$76.06
GF Value