Fukuoka Financial Group (FRA:4FK) Net Loan: €109,686 Mil (As of Mar. 2026)

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FRA:4FK Fukuoka Financial Group Inc FRA:4FK
66 GF Score
Price €41.60
GF Value €29.31
! 4 Warning Signs
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What is Fukuoka Financial Group Net Loan?

Fukuoka Financial Group FRA:4FK +1.96% 66 Net Loan is €109,686 Mil as of Mar. 2026. GuruFocus rates FRA:4FK with a GF Score™ of 66/100 and a GF Value™ of €29.31. The stock has 4 warning signs investors should review.

Fukuoka Financial Group's quarterly net loan declined from Sep. 2025 (€112,761 Mil) to Dec. 2025 (€109,084 Mil) but then increased from Dec. 2025 (€109,084 Mil) to Mar. 2026 (€109,686 Mil).

Fukuoka Financial Group's annual net loan increased from Mar. 2024 (€112,739 Mil) to Mar. 2025 (€109,084 Mil) but then declined from Mar. 2025 (€109,084 Mil) to Mar. 2026 (€109,686 Mil).

Fukuoka Financial Group Net Loan Historical Data

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The historical data trend for Fukuoka Financial Group's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Fukuoka Financial Group Net Loan Chart

Fukuoka Financial Group Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 126,493.34 122,418.45 112,738.56 116,564.10 109,686.39

Fukuoka Financial Group Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 115,854.46 112,760.89 109,084.09 109,686.39 108,586.70
FRA:4FK
66GF Score
Fukuoka Financial Group Inc FRA:4FK
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Fukuoka Financial Group Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of €109,686 Mil mean?
Fukuoka Financial Group (FRA:4FK) has a Net Loan of €109,686 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Fukuoka Financial Group and its competitors.
Is Fukuoka Financial Group's Net Loan too high?
Fukuoka Financial Group's current Net Loan is €109,686 Mil. Overall, Fukuoka Financial Group has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Fukuoka Financial Group's Net Loan compare to competitors?
Fukuoka Financial Group's Net Loan of €109,686 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Fukuoka Financial Group and its competitors. Fukuoka Financial Group's current Net Loan is €109,686 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fukuoka Financial Group stock overvalued right now?
Fukuoka Financial Group (FRA:4FK) has a current Net Loan of €109,686 Mil. The stock's GF Value™ is €29.31, compared to a current price of €41.60 — trading 41.9% above its estimated fair value. The current Net Loan is €109,686 Mil. Fukuoka Financial Group's overall GF Score™ is 66/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Fukuoka Financial Group (FRA:4FK), the current Net Loan is €109,686 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fukuoka Financial Group (FRA:4FK) Overvalued in 2026?

Based on GuruFocus' analysis, Fukuoka Financial Group stock appears to be overvalued. The current stock price of €41.60 is trading 41.9% above its estimated GF Value™ of €29.31.

Key valuation signals for FRA:4FK:

  • Net Loan: €109,686 Mil
  • GF Value™: €29.31 vs. price of €41.60 (41.9% above fair value)
  • GF Score™: 66/100 with 4 warning signs

No single metric tells the full story. See the FRA:4FK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Fukuoka Financial Group Business Description

Other Exchanges FKKFY:USA8354:Japan
Address 1-8-3 Otemon, Chuo-ku, Fukuoka, JPN, 810-8693
Fukuoka Financial Group Inc is a Japan-based financial holding company that is principally engaged in the banking business through its subsidiaries, including the Bank of Fukuoka, the Kumamoto Bank, and the Shinwa Bank. The company conducts its core business (banking) through a branch network in Japan and overseas markets, including China, Thailand, Singapore, and the United States. The company also conducts other businesses, such as a securities business, an office work agent business, a loan guarantee business, a credit card business, a collateral valuation business, a consulting business, investments and loans, and others. The company generates the majority of its operating income from Japan.
66GF Score

Get the complete analysis for FRA:4FK

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€41.60
Price
€29.31
GF Value