Fukuoka Financial Group (FRA:4FK) 5-Year Yield-on-Cost %: 5.07 (As of Aug. 03, 2026) — 19% Below Median

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FRA:4FK Fukuoka Financial Group Inc FRA:4FK
66 GF Score
Price €39.80
GF Value €29.04
! 5 Warning Signs
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What is Fukuoka Financial Group 5-Year Yield-on-Cost %?

Fukuoka Financial Group FRA:4FK +2.05% 66 5-Year Yield-on-Cost % is 5.07 as of Aug. 03, 2026, which is 19% below its 10-year median of 6.28. GuruFocus rates FRA:4FK with a GF Score™ of 66/100 and a GF Value™ of €29.04. The stock has 5 warning signs investors should review. Among 1,251 Banks companies, Fukuoka Financial Group ranks better than 63.71% on this metric.

Fukuoka Financial Group's yield on cost for the quarter that ended in Mar. 2026 was 5.07.


The historical rank and industry rank for Fukuoka Financial Group's 5-Year Yield-on-Cost % or its related term are showing as below:

FRA:4FK' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.86   Med: 6.28   Max: 13.21
Current: 5.07


During the past 13 years, Fukuoka Financial Group's highest Yield on Cost was 13.21. The lowest was 2.86. And the median was 6.28.


FRA:4FK's 5-Year Yield-on-Cost % is ranked better than
63.71% of 1251 companies
in the Banks industry
Industry Median: 3.84 vs FRA:4FK: 5.07

Fukuoka Financial Group  (FRA:4FK) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Fukuoka Financial Group 5-Year Yield-on-Cost % Related Terms


Fukuoka Financial Group 5-Year Yield-on-Cost % Competitor Comparison

For the Banks - Regional subindustry, Fukuoka Financial Group's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Fukuoka Financial Group 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, Fukuoka Financial Group's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Fukuoka Financial Group's 5-Year Yield-on-Cost % falls into.


FRA:4FK
66GF Score
Fukuoka Financial Group Inc FRA:4FK
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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Fukuoka Financial Group 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Fukuoka Financial Group is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 5.07 mean?
Fukuoka Financial Group (FRA:4FK) has a 5-Year Yield-on-Cost % of 5.07 as of Aug. 03, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Fukuoka Financial Group and its competitors. This is 19% below median its historical median of 6.28. Over the past decade, Fukuoka Financial Group's 5-Year Yield-on-Cost % has ranged from 2.86 to 13.21. According to the industry distribution chart, Fukuoka Financial Group ranks #454 out of 1251 companies in the Banks industry, placing it in the top 36.3%.
Is Fukuoka Financial Group's 5-Year Yield-on-Cost % too high?
Fukuoka Financial Group's current 5-Year Yield-on-Cost % of 5.07 is 19% below median its 10-year median of 6.28. Over the past 10 years, this metric has ranged from a low of 2.86 to a high of 13.21. The Banks industry median 5-Year Yield-on-Cost % is 3.84. Fukuoka Financial Group's value of 5.07 is 32% above this industry median. Based on the distribution chart, Fukuoka Financial Group ranks #454 out of 1251 companies in the Banks industry, which is above the industry midpoint. Overall, Fukuoka Financial Group has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Fukuoka Financial Group's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Fukuoka Financial Group ranks #454 out of 1251 companies for 5-Year Yield-on-Cost %. This puts Fukuoka Financial Group in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.84. Fukuoka Financial Group's value of 5.07 is 32% above this benchmark. Historically, Fukuoka Financial Group's own 5-Year Yield-on-Cost % has ranged from 2.86 to 13.21 over the past decade. While the company's 10-year median is 6.28 vs. the industry median of 3.84, Fukuoka Financial Group has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.84, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Fukuoka Financial Group's current 5-Year Yield-on-Cost % of 5.07 is 32% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Fukuoka Financial Group and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Fukuoka Financial Group's current 5-Year Yield-on-Cost % is 5.07, which is 19% below median its own 10-year median of 6.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Fukuoka Financial Group stock overvalued right now?
Fukuoka Financial Group (FRA:4FK) has a current 5-Year Yield-on-Cost % of 5.07. The stock's GF Value™ is €29.04, compared to a current price of €39.80 — trading 37.1% above its estimated fair value. The current 5-Year Yield-on-Cost % is 5.07, which is 19% below median its 10-year median of 6.28 and 32% above the Banks industry median of 3.84. Fukuoka Financial Group's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Fukuoka Financial Group (FRA:4FK), the current 5-Year Yield-on-Cost % is 5.07 as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Fukuoka Financial Group (FRA:4FK) Overvalued in 2026?

Based on GuruFocus' analysis, Fukuoka Financial Group stock appears to be overvalued. The current stock price of €39.80 is trading 37.1% above its estimated GF Value™ of €29.04.

Key valuation signals for FRA:4FK:

  • 5-Year Yield-on-Cost %: 5.07 (19% below median its 10-year median of 6.28)
  • GF Value™: €29.04 vs. price of €39.80 (37.1% above fair value)
  • GF Score™: 66/100 with 5 warning signs
  • Industry Position: 32% above the Banks median (#454 of 1251)

No single metric tells the full story. See the FRA:4FK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Fukuoka Financial Group Business Description

Other Exchanges FKKFY:USA8354:Japan
Address 1-8-3 Otemon, Chuo-ku, Fukuoka, JPN, 810-8693
Fukuoka Financial Group Inc is a Japan-based financial holding company that is principally engaged in the banking business through its subsidiaries, including the Bank of Fukuoka, the Kumamoto Bank, and the Shinwa Bank. The company conducts its core business (banking) through a branch network in Japan and overseas markets, including China, Thailand, Singapore, and the United States. The company also conducts other businesses, such as a securities business, an office work agent business, a loan guarantee business, a credit card business, a collateral valuation business, a consulting business, investments and loans, and others. The company generates the majority of its operating income from Japan.
66GF Score

Get the complete analysis for FRA:4FK

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€39.80
Price
€29.04
GF Value