Equitable Holdings (FRA:AXJ) Net Loan: €21,367 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:AXJ Equitable Holdings Inc FRA:AXJ
77 GF Score
Price €42.62
GF Value €46.48
! 7 Warning Signs
View Full Analysis

What is Equitable Holdings Net Loan?

Equitable Holdings FRA:AXJ +4.10% 77 Net Loan is €21,367 Mil as of Mar. 2026. GuruFocus rates FRA:AXJ with a GF Score™ of 77/100 and a GF Value™ of €46.48. The stock has 7 warning signs investors should review.

Equitable Holdings's quarterly net loan increased from Sep. 2025 (€20,452 Mil) to Dec. 2025 (€20,991 Mil) and increased from Dec. 2025 (€20,991 Mil) to Mar. 2026 (€21,367 Mil).

Equitable Holdings's annual net loan increased from Dec. 2023 (€20,476 Mil) to Dec. 2024 (€20,991 Mil) but then declined from Dec. 2024 (€20,991 Mil) to Dec. 2025 (€21,367 Mil).


Equitable Holdings Net Loan Historical Data

* Premium members only.

The historical data trend for Equitable Holdings's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Equitable Holdings Net Loan Chart

Equitable Holdings Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 15,980.45 19,365.22 20,475.69 23,303.91 20,991.32

Equitable Holdings Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23,017.70 22,447.50 20,452.26 20,991.32 21,367.23
FRA:AXJ
77GF Score
Equitable Holdings Inc FRA:AXJ
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Equitable Holdings Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of €21,367 Mil mean?
Equitable Holdings (FRA:AXJ) has a Net Loan of €21,367 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Equitable Holdings and its competitors.
Is Equitable Holdings' Net Loan too high?
Equitable Holdings' current Net Loan is €21,367 Mil. Overall, Equitable Holdings has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does Equitable Holdings' Net Loan compare to PSLV and IVZ?
Equitable Holdings' Net Loan of €21,367 Mil can be compared against companies in the Asset Management industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for an Asset Management company?
A good Net Loan depends on the Asset Management industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Equitable Holdings and its competitors. Equitable Holdings's current Net Loan is €21,367 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Equitable Holdings stock overvalued right now?
Equitable Holdings (FRA:AXJ) has a current Net Loan of €21,367 Mil. The stock's GF Value™ is €46.48, compared to a current price of €42.62 — trading 8.3% below its estimated fair value. The current Net Loan is €21,367 Mil. Equitable Holdings' overall GF Score™ is 77/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Equitable Holdings (FRA:AXJ), the current Net Loan is €21,367 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Equitable Holdings (FRA:AXJ) Overvalued in 2026?

Based on GuruFocus' analysis, Equitable Holdings stock appears to be undervalued. The current stock price of €42.62 is trading 8.3% below its estimated GF Value™ of €46.48.

Key valuation signals for FRA:AXJ:

  • Net Loan: €21,367 Mil
  • GF Value™: €46.48 vs. price of €42.62 (8.3% below fair value)
  • GF Score™: 77/100 with 7 warning signs

No single metric tells the full story. See the FRA:AXJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Equitable Holdings Business Description

Address 1345 Avenue of the Americas, New York, NY, USA, 10105
Equitable Holdings Inc is a financial services company providing retirement, asset management, and wealth management solutions for individual and institutional clients, operating through three segments. The Retirement segment generates the majority of revenue and offers annuities, retirement savings plans, institutional savings products, and includes the spread lending business. The Asset Management segment provides diversified investment management and related services globally through Institutional, Retail, and Private Wealth channels and reflects the business of AB. The Wealth Management segment offers advisory accounts, financial planning and advice, life insurance, and annuity products. Revenues are earned predominantly from fee income, income from investments, and insurance premiums.
77GF Score

Get the complete analysis for FRA:AXJ

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€42.62
Price
€46.48
GF Value