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Equitable HoldingsFRA:AXJ -0.04%80 Cash-to-Debt is 4.54 as of Jun. 2026, which is 260% above its 10-year median of 1.26. GuruFocus rates FRA:AXJ with a GF Score™ of 80/100 and a GF Value™ of €44.74 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,412 Asset Management companies, Equitable Holdings ranks worse than 54.67% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Equitable Holdings's cash to debt ratio for the quarter that ended in Jun. 2026 was 4.54.
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. Here we can see, Equitable Holdingscould pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Equitable Holdings's Cash-to-Debt or its related term are showing as below:
FRA:AXJ'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.79 Med: 1.26 Max: 2.47
Current: 2.47
During the past 12 years, Equitable Holdings's highest Cash to Debt Ratio was 2.47. The lowest was 0.79. And the median was 1.26.
FRA:AXJ's Cash-to-Debt is ranked worse than 54.67% of 1412
companies
in the Asset Management industry
Industry Median: 6.55
vs FRA:AXJ: 2.47
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Equitable Holdings Cash-to-Debt Related Terms
Equitable Holdings Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Equitable Holdings's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
FRA:AXJ vs PSLV, SEIC, ARCC: Cash-to-Debt Comparison
For the Asset Management subindustry, Equitable Holdings's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Equitable Holdings Cash-to-Debt vs Asset Management Industry
For the Asset Management industry and Financial Services sector, Equitable Holdings's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Equitable Holdings's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Equitable Holdings (FRA:AXJ) has a Cash-to-Debt of 4.54 as of Jun. 2026. This is 260% above median its historical median of 1.26. Over the past decade, Equitable Holdings' Cash-to-Debt has ranged from 0.79 to 2.47. According to the industry distribution chart, Equitable Holdings ranks #772 out of 1412 companies in the Asset Management industry, placing it in the top 54.7%.
Is Equitable Holdings' Cash-to-Debt too high?
Equitable Holdings' current Cash-to-Debt of 4.54 is 260% above median its 10-year median of 1.26. Over the past 10 years, this metric has ranged from a low of 0.79 to a high of 2.47. The Asset Management industry median Cash-to-Debt is 6.55. Equitable Holdings' value of 4.54 is 30.7% below this industry median. Based on the distribution chart, Equitable Holdings ranks #772 out of 1412 companies in the Asset Management industry, which is below the industry midpoint. Overall, Equitable Holdings has a GF Score™ of 80/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Equitable Holdings' Cash-to-Debt compare to PSLV and SEIC?
According to the Asset Management industry distribution chart, Equitable Holdings ranks #772 out of 1412 companies for Cash-to-Debt. This places Equitable Holdings in the lower half of its industry. The industry median Cash-to-Debt is 6.55. Equitable Holdings' value of 4.54 is 30.7% below this benchmark. Historically, Equitable Holdings' own Cash-to-Debt has ranged from 0.79 to 2.47 over the past decade. While the company's 10-year median is 1.26 vs. the industry median of 6.55, Equitable Holdings has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for an Asset Management company?
The median Cash-to-Debt among Asset Management companies is 6.55, based on 1,412 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Equitable Holdings's current Cash-to-Debt of 4.54 is 30.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Asset Management industry, the median Cash-to-Debt is 6.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Equitable Holdings's current Cash-to-Debt is 4.54, which is 260% above median its own 10-year median of 1.26. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Equitable Holdings stock overvalued right now?
Based on GuruFocus' analysis, Equitable Holdings (FRA:AXJ) is currently considered Fairly Valued. The stock's GF Value™ is €44.74, compared to a current price of €46.62 — trading 4.2% above its estimated fair value. The current Cash-to-Debt is 4.54, which is 260% above median its 10-year median of 1.26 and 30.7% below the Asset Management industry median of 6.55. Equitable Holdings' overall GF Score™ is 80/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Equitable Holdings (FRA:AXJ), the current Cash-to-Debt is 4.54 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Equitable Holdings (FRA:AXJ) Overvalued in 2026?
Based on GuruFocus' analysis, Equitable Holdings stock appears to be overvalued.
The current stock price of €46.62 is trading 4.2% above its estimated GF Value™ of €44.74.
GuruFocus considers Equitable Holdings to be Fairly Valued.
Key valuation signals for FRA:AXJ:
Cash-to-Debt: 4.54 (260% above median its 10-year median of 1.26)
GF Value™: €44.74 vs. price of €46.62 (4.2% above fair value)
Industry Position: 30.7% below the Asset Management median (#772 of 1412)
No single metric tells the full story. See the FRA:AXJ stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Equitable Holdings Inc is a financial services company providing retirement, asset management, and wealth management solutions for individual and institutional clients, operating through three segments. The Retirement segment generates the majority of revenue and offers annuities, retirement savings plans, institutional savings products, and includes the spread lending business. The Asset Management segment provides diversified investment management and related services globally through Institutional, Retail, and Private Wealth channels and reflects the business of AB. The Wealth Management segment offers advisory accounts, financial planning and advice, life insurance, and annuity products. Revenues are earned predominantly from fee income, income from investments, and insurance premiums.
80GF Score
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